Tala is the #1 solution to build your financial future! Get loans at your fingertips--whenever, wherever.
How does it work?
- Download and apply in <5 minutes
- Get your loan decision in seconds
- Verify your identity by uploading ID through our secure system--no paperwork needed!
- Cash sent to your bank account or the nearest Padala Center in as little as 24 hours
- Grow with Tala and build your limit up to Php 10,000 by making loan payments on time!
Join the thousands using Tala to start and grow businesses, pay for schooling and manage expenses with peace of mind.
Download and apply today. Salamat!
- Personal security PIN
- Track your credit with My Tala Status
- Easy repayment schedule
- Customer success stories
Terms and Conditions: Tala charges a service fee of 11-15%* of principal. Repayment schedules may vary; however, the maximum repayment period for a Tala loan is 21 or 30 days from disbursement. Maximum late fee of 8% of principal. Additional terms and conditions apply.
Example: 30-day loan; 15% service fee (on-time repayment)
Amount of Principal: PHP 5,000
Amount of Service Fee: PHP 750
Total: PHP 5,750
*Effective APR: 183-191%. Tala will never charge you more than the amount of your service fee (plus, if you do not repay on time, a one-time default fee). Interest and fees do not compound or accrue.