My Home Credit Philippines

The Official Mobile App of Home Credit Philippines

Trusted by millions worldwide, Home Credit empowers Filipinos by providing financial access through responsible lending with affordable loans and flexible installment plans. No credit card or collateral required!

Home Credit now also offers shopping through the Home Credit Marketplace and deals & discounts through our Home Credit Smile Rewards program, all available in the My Home Credit app!

Easily Apply for Loans

Looking for a new phone, laptop, gadget, home appliance or furniture? Get loans tailored just for you! Apply online through the mobile app and get pre-approved for a quicker transaction process.

Shop in Installments

Shop for any item from phones, laptops, gadgets & more with the new Home Credit Marketplace! Pay any purchase in 0% monthly installments so you don't have to pay the full price in one transaction.

Manage Your Payments

Pay loans and manage your repayment schedule online. Setup automated repayment using your debit cards and credit cards. No more missed payment!

Explore Great Promos, Deals and Discounts

Home Credit Smile Rewards through partner merchants bring you exciting offers nationwide!

Manage Your Home Credit Card

Activate your credit card, track your credit card spending and take control of your credit card security. You can now also convert your purchases into installments!

World Class Security Protocols

Home Credit adheres to local and global security standards to keep our customers safe from online threats and identity thefts.

HC Consumer Finance Philippines, Inc.
SEC Reg. Number: CS201301354
Certificate of Authority Number 1071 issued 07 April 2017
Please read carefully the terms and conditions before proceeding with a loan transaction.
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What's New

Make the My Home Credit app your Discount Destination! Use Smile Rewards and get up to 50% discount in over 15,000 partner merchants nationwide, absolutely free! No need to book, forget about vouchers, just scan and save! Also, move on the fast lane and quickly pay bills right in the dashboard! On top of that, we've added new variants of load and completely redesigned the Credit Card dashboard experience for easy access to all the details that you need. So what are you waiting for, update now!
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Additional Information

November 24, 2020
Current Version
Requires Android
5.1 and up
Content Rating
Offered By
Home Credit Philippines
9th Ave, Taguig, Metro Manila Ore Central Building
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