My Home Credit
4.8star
586K reviews
10M+
Downloads
Everyone
info
About this app
Home Credit, the Philippines’ trusted loan company, now has an installment app for you! Our product installments or cash loans have flexible and easy payment terms! With the My Home Credit app, you can shop in installments on Home Credit Marketplace. Buy load, pay bills, pay with QR, and more.
Get Product Loans Up to P60,000
Loan a new phone, laptop, gadget, home appliance or furniture with loan offers of up to P60,000! All applications are done in the Home Credit online loan app. Results for your loan can be given in as fast as 1 minute!
The Loan App That Lets You Buy Now, Pay Later
Buy now, pay later for phones, laptop, gadgets and more items in the new Home Credit Marketplace, available in the loan app. Experience online shopping that lets you pick up items in shopping malls near you. Browse deals, loan what you need, and loan anytime!
The Loan App For Quick And Easy Repayments
Repaying your Home Credit loan is as easy as our loan application process! Pay via our online payment partners like GCash, Palawanpay, and Maya. Want to pay over the counter? We are also available in Palawan Express, 7-11, SM Bills Payment, and Touchpay.
Auto debit loan repayment is also available for account holders of BPI, Metrobank, Unionbank, Security Bank, PNB, BDO, and RCBC. Payment via the Home Credit website is also accepted for Visa and Mastercard debit cards.
Buy Mobile Load, Pay Bills and Pay Via QR With Home Credit Qwarta
With Qwarta, you can buy mobile load for Globe, Smart, Sun, Talk 'N Text, Touch Mobile and DITO! Pay on time with Qwarta to any of our 250+ billing partners in the app. You can also scan to pay at stores with QR Ph or using the QR codes of our partners like Maya or AUB.
Enjoy Lazada promos and Cebu Pacific Flights with Qwarta! Use it to top up your Laz Wallet and purchase your next CebPac flight. Do more contactless payments with Qwarta, only on the Home Credit online loan app.
The Lending App With A Credit Card
Enjoy installment deals using your very own Home Credit Card! Track your installment shopping and keep your card secure with the Home Credit online loan app.
The Loan App With P150,000 In Cash Loans
Get up to 150,000 in cash loans that you can repay within 6 to 48 months, starting 30% Annual Percentage Rate (APR). Only one ID is needed to apply, and cash can be claimed in as fast as one minute. Enjoy hassle-free and fast processing times with the Home Credit online loan app.
Interest Rates and Fees:
Interest Rate: Minimum – 2.49% per month; 30% p.a. | Maximum – 8.49% per month; 102% p.a.
Processing Fee: 3% or Max PHP1,000 (automatically deducted from disbursed cash loan proceeds).
Sample Loan Calculation:
Cash Loan Amount: PHP15,000
Cash Loan Term: 12 months
Interest Rate: 2.49%
Monthly Installment: PHP1,461
Total Cash Loan Cost: PHP17,537
How we protect your privacy
Our commitment to your privacy is paramount. We comply with the Data Privacy Act of 2012 and strive to embed privacy in all of our processes. Visit our website (https://homecredit.ph/privacy-policy/) to learn more. The Home Credit loan app may request permissions such as location, emails, messages, phone calls, camera, calendar and contacts, which we use to prevent fraud and determine creditworthiness. You can deactivate these permissions after submitting a loan application, but it may affect certain features.
HC CONSUMER FINANCE PHILIPPINES, INC.
Doing business under the name and style of HOME CREDIT
SEC Reg. Number: CS201301354
Certificate of Authority Number 1071 issued 07 April 2017
Please read carefully the terms and conditions before proceeding with a loan transaction.
Get Product Loans Up to P60,000
Loan a new phone, laptop, gadget, home appliance or furniture with loan offers of up to P60,000! All applications are done in the Home Credit online loan app. Results for your loan can be given in as fast as 1 minute!
The Loan App That Lets You Buy Now, Pay Later
Buy now, pay later for phones, laptop, gadgets and more items in the new Home Credit Marketplace, available in the loan app. Experience online shopping that lets you pick up items in shopping malls near you. Browse deals, loan what you need, and loan anytime!
The Loan App For Quick And Easy Repayments
Repaying your Home Credit loan is as easy as our loan application process! Pay via our online payment partners like GCash, Palawanpay, and Maya. Want to pay over the counter? We are also available in Palawan Express, 7-11, SM Bills Payment, and Touchpay.
Auto debit loan repayment is also available for account holders of BPI, Metrobank, Unionbank, Security Bank, PNB, BDO, and RCBC. Payment via the Home Credit website is also accepted for Visa and Mastercard debit cards.
Buy Mobile Load, Pay Bills and Pay Via QR With Home Credit Qwarta
With Qwarta, you can buy mobile load for Globe, Smart, Sun, Talk 'N Text, Touch Mobile and DITO! Pay on time with Qwarta to any of our 250+ billing partners in the app. You can also scan to pay at stores with QR Ph or using the QR codes of our partners like Maya or AUB.
Enjoy Lazada promos and Cebu Pacific Flights with Qwarta! Use it to top up your Laz Wallet and purchase your next CebPac flight. Do more contactless payments with Qwarta, only on the Home Credit online loan app.
The Lending App With A Credit Card
Enjoy installment deals using your very own Home Credit Card! Track your installment shopping and keep your card secure with the Home Credit online loan app.
The Loan App With P150,000 In Cash Loans
Get up to 150,000 in cash loans that you can repay within 6 to 48 months, starting 30% Annual Percentage Rate (APR). Only one ID is needed to apply, and cash can be claimed in as fast as one minute. Enjoy hassle-free and fast processing times with the Home Credit online loan app.
Interest Rates and Fees:
Interest Rate: Minimum – 2.49% per month; 30% p.a. | Maximum – 8.49% per month; 102% p.a.
Processing Fee: 3% or Max PHP1,000 (automatically deducted from disbursed cash loan proceeds).
Sample Loan Calculation:
Cash Loan Amount: PHP15,000
Cash Loan Term: 12 months
Interest Rate: 2.49%
Monthly Installment: PHP1,461
Total Cash Loan Cost: PHP17,537
How we protect your privacy
Our commitment to your privacy is paramount. We comply with the Data Privacy Act of 2012 and strive to embed privacy in all of our processes. Visit our website (https://homecredit.ph/privacy-policy/) to learn more. The Home Credit loan app may request permissions such as location, emails, messages, phone calls, camera, calendar and contacts, which we use to prevent fraud and determine creditworthiness. You can deactivate these permissions after submitting a loan application, but it may affect certain features.
HC CONSUMER FINANCE PHILIPPINES, INC.
Doing business under the name and style of HOME CREDIT
SEC Reg. Number: CS201301354
Certificate of Authority Number 1071 issued 07 April 2017
Please read carefully the terms and conditions before proceeding with a loan transaction.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 9 others
Data is encrypted in transit
You can request that data be deleted
Ratings and reviews
4.8
579K reviews
Fina F.S.
- Flag inappropriate
October 1, 2024
There was some glitch last September. I paid the stated amount in the app but the said amount was wrong as a result it was tagged as late payment and i lost the chance to have the last payment(which is October) free. So i decide to opt to using credit cards now instead of home credit.
HC CONSUMER FINANCE PHILIPPINES, INC.
October 3, 2024
We regret to know about this experience, Fina F.S. We always aim to provide the best customer service experience to our clients, and we also regret that you experienced the other way around. Please send us DM via our FB page bit.ly/HCFBChat so we can check on this one for you. Thank you.
Momshie-Ross (Vlogs)
- Flag inappropriate
October 2, 2024
I cannot directly open my account, there's like an ad that talls about the new my home credit and it doesn't even have a close button. It is annoying that I can't log in directly after putting my pin number because of the big ad about the update. Pls fix this issue. Thanks.