Earnest

Metropolitan Bank & Trust Company (METROBANK)

About this app

Earnest helps you invest with confidence so you can prepare for your future.

With Earnest, you can learn investing basics and stay updated with relevant news to power your decisions. When you’re ready, you can open a Metrobank Online Time Deposit and earn up to 4.5% interest p.a., depending on how much you put in.

You can also put P1,000 or more in a Metrobank Unit Investment Trust Fund (UITF) that fits your needs and situation.

You can manage your investment completely through the app, from starting it to receiving your returns, without having to visit a Metrobank branch.

You’ll need a Metrobank account to invest through Earnest. If you need one, it's faster and easier than ever to open a Metrobank eSavings Account through the app.

Now, investing for your future is simple. Install Earnest today.

UITF is not a deposit product and is not insured by the Philippine Deposit Insurance Corporation (PDIC). Learn more at https://metrobank.com.ph/articles/uitf-products.

Metrobank deposit accounts opened through Earnest are insured by PDIC up to P1 Million per depositor.

Earnest is a product of the Metropolitan Bank & Trust Company (Metrobank). Headquartered in the Philippines, Metrobank is one of the country’s largest banking institutions. It is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph/) and is a proud member of BancNet.

What’s new

In this release, we’ve updated our product descriptions and customer communications to reflect the increase in PDIC’s deposit insurance coverage.