With the Aasa24 app, you can:
- Apply for a loan or a payment card with a credit limit,
- Sign the agreement,
- Check the status of your application,
- Apply for a loan holiday, check your loan balance, the next installment date, posted payments, etc.,
- Pay the next installment,
- Take advantage of additional services,
- Easily contact our Customer Service via chat or hotline.
Download the Aasa24 app and gain access to information about your loan or card.
Pożyczka Plus - A positive creditworthiness assessment is required for a loan. The actual annual percentage rate for a representative loan of PLN 6,200 (total loan amount) over a 24-month period is 46.50%. Monthly installments start at PLN 393.65. The annual percentage rate is 15.50% (variable rate). Total loan cost: PLN 2,932.64 (including interest on the loan amount – PLN 1,084.74, commission PLN 1,847.90). The total amount payable by the consumer is PLN 9,132.64. As of November 6, 2025. Loan with a voluntary Additional Services Package. Fee for the voluntary Additional Services Package: PLN 1,700.
Business Loan - Loan approval is conditional on a positive creditworthiness assessment. The actual annual percentage rate for a representative loan of PLN 8,900 (total loan amount) over a 36-month period is 48.59%. Monthly installments start at PLN 444.83. Annual percentage rate is 15.50% (variable rate). Total loan cost: PLN 6,781.60 (including interest on the loan amount – PLN 2,331.70, commission PLN 4,449.90). The total amount payable by the consumer is PLN 15,681.60. As of November 6, 2025. Loan with a voluntary Medical Package. Fee for the voluntary Medical Package: PLN 1,400.
Tax Shield - Pursuant to the applicable provisions of the Personal Income Tax Act, interest paid on loans used for ongoing business operations may generally constitute tax-deductible costs at the time they are incurred (paid).
Standard Loan - The loan is granted subject to a positive creditworthiness assessment. The actual annual percentage rate for a representative loan of PLN 2,800 (total loan amount) for a 4-month period is 90.75%. Monthly installments from PLN 1,048.81. Annual interest rate: 15.50% (variable). Total loan cost: PLN 473.93 (including: interest on the loan amount – PLN 108.88, commission PLN 365.05). Total amount payable by the consumer: PLN 3,273.93. As of November 6, 2025.
- The minimum loan repayment period is 4 months.
- The maximum loan repayment period is 36 months. - Maximum Annual Percentage Rate (APR) is 90.75%
Revolving Loan - Annual Percentage Rate (APR) is 51.40%, total loan amount: PLN 2,800, total amount payable: PLN 3,578.75, variable interest rate: 15.50%, total loan cost: PLN 825.12 (including: commission: PLN 552.12, interest: PLN 273), 11 equal monthly installments of PLN 299.39, and the final 12th monthly installment of PLN 285.46. The calculation was made as of November 6, 2025, using a representative example of an Aasa Card. To calculate the above parameters, it was assumed that the Aasa Card credit limit of PLN 2,800 was used in full at one time through a card transaction.
Repayment within 40 days means the maximum loan (limit) repayment period depends on the date the limit is used, as repayment is due by the 10th day of the following month. Representative example: Annual Percentage Rate (APR): 17.07%, total loan amount (excluding credited costs): PLN 2,800, total amount payable: PLN 2,847.56, nominal variable interest rate: 15.50%, total loan cost: PLN 47.56 (including: commission: PLN 0, interest: PLN 47.56), loan term: 40 days. Calculation as of November 6, 2025.