mPBZ can be acquired in any branch office or through PBZ365@NET. When acquiring mPBZ, the user receives identification and activation code required for the activation.
FEATURES AND FUNCTIONALITY
mPBZ enables you to:
- Check balances and transactions performed from your transaction and deposit accounts
- Settle liabilities and create announced orders
- 2D bar code payment slip scanning
- Contracting standing orders and direct debiting
- Agree savings with the benefit of an additional stimulating part of the interest rate during the first depositing period
- Pay loan installments and view loan details
- Check credit card balances and make payments
- Contracting Visa sticker
- View installment payment transactions on current account
- Check business account balances and transactions (for artisans)
- Purchase/sell foreign currency at a lower rate
- Subscribe/redeem/switch shares in investment funds
- Buy pre-paid vouchers
- Personalised offers
- Location services
- Order payment transaction receipts to be delivered to e-mail
a service that allows PBZ Investor users direct financial market access in real time and includes:
- overview of stock prices and best bid/ask offers
- trading with securities on ZSE
Complete security of using the application has been confirmed by the ISO 27001:2005 certificate. mPBZ is based on the use of a PIN known only by the user,which prevents its abuse in the event of a cell phone theft or loss. All data relating to accounts and PIN are not stored on the cell phone,thus warranting absolute data confidentiality. Application is locked after 3 failed attempts to enter a correct PIN, which also prevents unwanted access.
Nakon instalacije aplikaciju PBZmToken potrebno je aktivirati unosom identifikacijskog i aktivacijskog koda koji možete zatražiti u bilo kojoj poslovnici Banke.
Izdavanje PBZmTokena kao dodatnog autorizacijskog uređaja moguće je realizirati i putem PBZ365@NET usluge (internetsko bankarstvo). U tom se slučaju identifikacijski i aktivacijski kod prikazuje na stranici PBZ365@NET usluge.
Nakon unosa identifikacijskog i aktivacijskog koda slijedi definiranje PIN-a. Prilikom definiranja PIN-a stvara se PIN asocijacija koja se sastoji od naziva države i prikaza njezine zastave. Svrha je PIN asocijacije pomoć prilikom pokretanja PBZmTokena, kao podsjetnik na PIN definiran prilikom aktivacije.
Nakon aktivacije PBZmTokena za daljnje korištenje aplikacije nije se potrebno povezivati s internetom.
Od sada za korištenje internetskog (usluge PBZ365@NET i PBZInvestor) i telefonskog (usluga PBZ 365TEL) bankarstva nije potrebno koristiti dodatne uređaje, kao što su čitač kartica i token, već je dovoljno imati samo mobilni telefon.
Dosadašnji korisnici čitača kartica ili tokena mogu ih bez naknade zamijeniti za PBZmToken u bilo kojoj poslovnici Banke.
Korištenje aplikacije PBZmToken potpuno je sigurno, što je potvrđeno i certifikatom za sigurnost ISO 27001:2005. PBZmToken pokreće se PIN-om koji zna samo korisnik, PIN se ne pohranjuje na mobitel, čime se jamči apsolutna tajnost podataka o PIN-u. U slučaju krađe mobitela te pokušaja pristupa internetskom ili telefonskom bankarstvu, unosom netočnih podataka pri prijavi blokira se korisničko ovlaštenje, čime se dodatno sprječava neželjen pristup.
PBZmToken is an application used for identity verification (identification) in accessing Internet and telephone banking and for confirmation when authorizing payment transactions (authorisation).
After the installation, application PBZmToken needs to be initiated by entering the identification and activation code.
When acquiring PBZmToken in any branch office of the Bank, the user receives identification and activation code required for the activation.
Issue of PBZmToken as additional authorisation device can also be realised through PBZ365@NET service (Internet banking).
After entering the identification and activation code, PIN needs to be defined. During PIN definition, PIN association is created, consisting of the state name and flag. The purpose of PIN association is to provide help during PBZmToken initiation, as a reminder of PIN defined during activation.
After PBZmToken activation, further use of application does not require connecting to Internet.
From now on, the use of Internet banking (PBZ365@NET and PBZInvestor services) and telephone banking (PBZ365TEL service) does not require additional devices such as Card Reader and Token – the only required device is your mobile phone.
Current users of Card Reader and Token can replace them for PBZmToken in any branch office, free of charge.
Complete security of using application PBZmToken has been confirmed by Security certificate ISO 27001:2005. PBZmToken is initiated by PIN known only by the user, PIN is not stored on the cell phone, thus warranting PIN data confidentiality. In the event of cell phone theft and unwanted attempts to access Internet and telephone banking by entering incorrect data, user authorisation is blocked, further disabling the access.
With more updates and features to come, you can currently:
- Access and manage your accounts and transactions
- Make transfers between your accounts
- Set your monthly budget and analyze your spendings
- Sort your transactions by category
- Simulate your personal loan & apply online
- Receive alerts for new updates
- Locate the nearest branch, ATM and Sogepoints partner
- Chat securely with a customer service agent
Who can benefit from "Banking with SGBL"?
This app offers many features for public users. Only features related to accounts and transactions are dedicated to the online banking pack subscribers.
For more info, please visit the nearest SGBL branch, check www.sgbl.com or call 1274.
The Visa Inspire Wave 2 Pay service with the PBZ Wave 2 Pay mobile application may be agreed through sales channels of Privredna banka Zagreb.
After you have agreed the service you will receive the activtion code, the activation key and the link to the PBZ Wave 2 Pay mobile application.
The application has been offered both in Croatian and in English.
PBZ Wave 2 Pay Mobile Application's Feature and Functionalities
The application is used to manage your Sticker card better. With the PBZ Wave 2 Pay mobile application you gain full control of the Sticker card use by means of the following features:
• Overview of the HRK transaction current account balance for which the service was agreed,
• Overview of payment transactions performed by the Sticker card,
• Activation/deactivation of the Sticker card at any time.
The use of the PBZ Wave 2 Pay application is completely secure, which has been confirmed by a detailed security testing performed by a company specialized in such testing.
The PBZ Wave 2 Pay application is used with the help of a PIN known to the user only and if the mobile phone was lost or stolen, it cannot be abused. Any data related to the account and PIN are not stored on the mobile phone, which guarantees the absolute data secrecy.
The application is locked if wrong PIN was entered three consecutive times and this additionally secures unauthorized access.
Enjoy using your PBZ Wave 2 Pay mobile application and manage your Sticker card regardless whether you are at home, at work or on a trip.
You can contract the service at your closest PBZ Sinergo desk at PBZ business centres / branch offices. When contracting the service, you will get an identification and an initial password, which you will require for the activation of the mPBZCOM service.
Characteristics and functionalities of the mPBZCOM service
Through the mPBZCOM mobile banking service, you have complete control over your transactions, accounts and payments; the following functionalities are also enabled:
• Overview of status, transactions and the daily report by transaction account
(for the HRK and foreign currency component)
• Making payments (national payments in HRK) pursuant to the awarded authorisations
• Making orders using templates
• Scanning payment orders with a printed 2D bar code
• The survey of orders by folder pursuant to authorisations
• Possibilities of sending PDF receipts for each payment to the desired e-mail address
• Insight into due obligations with the possibility of payment
• The purchase, sale and conversion of foreign exchange according to the regular exchange rate
• A survey of the exchange rate
• Access to contact data (contact person, phone, e-mail, web)
• Receiving information and notifications
The use of the mPBZCOM application is completely secure, which has been confirmed by the ISO 27001:2005 security certificate.
The mPBZCOM application is used by means of a PIN that is known only to the user and there can be no abuse in the case of the theft or loss of the cell phone. The data related to the accounts and the PIN are not stored on the cell phone, which guarantees complete data secrecy. The application is locked after three consecutive wrong PIN entries and is thus additionally protected against unwanted access.
Albania, Bosnia & Hercegovina , Croatia, Egypt, Hungary, Italy, Romania, Russia, Serbia, Slovakia, Slovenia Ukraine.
This totally FREE app identifies (via GPS) your current location and guides you to the nearest Intesa Sanpaolo Group ATM. Else you can search by specific location or area around you.
You can easily set the interface in 13 languages (including English)
Search results are available in 2 different formats: List and Map view.
For each result you can find detailed information of ATM: address, directions, available services and save your searches in “Favourites” (to have an off-line reference)
Intesa Sanpaolo Bank (Albania)
Intesa Sanpaolo Banka (Bosnia i Hercegovina)
Cib Bank (Hungary)
Intesa Sanpaolo Bank (Romania)
Banca Intesa (Russia Federation)
Banca Intesa (Serbia)
Banka Koper (Slovenia)
Vub Banka (Slovakia)
HandWallet Expense Manager is a free expense manager app used to control spending, plan budget, track expense and income and avoid over-draft.
• Unlimited expenses / expenditures
• Manage your cash flow, checking, credit cards, e-wallet or giftcard expenses
• Interactive graphical charts of your expense and income
• Voice recognition! Record your expense without typing ( Expense Tracker Recorder )
• Save you time: more than 100 built in categories and sub categories (Food, Health, Transportation etc)
• Multiple accounts
• Multiple currencies. exchange rates manager - automatically online exchange rates
• Money manager - travel abroad and manage all expense in your home currency!
• Can link each transaction to categories (what is the expense ?), location (where did this expense took place?), persons (who did the expense ?) or projects (to what activity this expense is related?)
• Budgeter - Plan budget for each category, person or project
• Let you attach images, documents or voice memo
• EXCLUSIVE! Payment manager and credit card manager - calculate the exact payments in your credit card according to your "grace period" and "due day". You will never be surprised again
• EXCLUSIVE! Loans manager - calculate the interest and linkage on your mortgage or loans
• EXCLUSIVE! Consumption manager - manage your expense by consumption. If you pay for something for the whole year show in the chart only the relevant part for each month!
• Personal accountant. Business users can track invoices, receipts, delivery notes and VAT
• Business users can manage different worlds: one for their business and one for their home
• Manage expense anytime anywhere - internet connection not required
• Personal finance management: personal / family calculator.
• Advanced search options to find a transaction bill invoice or expenditure
• Backup & restore of your expenses
• Let you share your information to Facebook, Twitter, Google and other social networks
• Online help within the app
• Fast, reliable & secured. Password protection
• Ahead of any other free app : Mint, Pageonce, EasyMoney, Daily Money, Daily Expense Manager and others
Why to use an expense manager / expense tracker ?
Because tracking expenses and personal finance on a daily basis will give you control of your financial life, help you to be organized and pay bills, save you money and give you a better chance to discover your full financial potential.
Why to use HandWallet Expense Manager ?
Because it's the best expense manager app. And because we are creating expense manager and personal finance accounting software for 10 years and know exactly why most people want to manage expense but only few succeed.
How to start ?
Download the expense manager app for free. Verify that your language, country and currency are correct. Hand Wallet will create 3 default accounts: cash, bank account and credit card. You can later change the names of these accounts by pressing the "Data" tab and then "Accounts", for example Bank of America, credit card visa or electronic wallet.
Then press the menu button and log your first expense. Track expenditures on a daily basis.
How to manage budget ?
Select the "data" tab and then categories. Select your category, for example " car expense ". Press the "advanced" button and select the type of budget: fixed budget, summarized budget, mix budget and so on. You can define a different budget for each period.
How to see a bar or pie graph of your expense ?
Press the "analyst" tab. Then select the category, for example " car expense " and the period.
You can switch between expenses and budget by using the icon at the left.
More add-ons to expense manager :
Download budget and budget widget, accounting widget, personal finance location and bank SMS to add more features to HandWallet Expense Manager