10.4K reviews
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About this app

Pay contactless with your Android phone! With RaiPay you discover an innovative experience for contactless payments with your Raiffeisen Bank cards.

Your benefits

Pay SMART, by phone
Turn on or unlock phone screen, get it close to the POS and pay instantly with RaiPay.

Easily add your Raiffeisen Bank cards
Only at Raiffeisen Bank you can add the card by bringing it close to the back of your Android phone. Instantly the card will appear on RaiPay, via NFC.

Secure Payments
You can choose to authorize all the transactions, regardless the amount, with app password.

Easy confirmation for phone payments
You can choose to use phone fingerprint as app password and authorization method for the payments made via phone.
You can see the balance and transaction history in real time, directly on your phone, in RaiPay.

Card nicknames
You can set a nickname for each card enrolled in RaiPay so you can quickly remember which one to use when making payments.

Interest-free installments
Only at Raiffeisen Bank you pay through RaiPay in interest-free installments at Multishop partner stores, through your credit card enrolled in the app.

Always with you 24/7
You always have the phone with you. From now on you can go shopping with your phone and pay quickly and easily everywhere.

Just as SAFE
RaiPay payments are as secure as card payments.

How do I pay with RaiPay?

The payment with the phone through RaiPay is as simple as a contactless payment with the card:
• up to 100 lei: turn on the phone screen
• over 100 lei: unlock phone and bring it close to the POS. If you put the phone close to POS with the screen locked, you have to unlock it and then bring it close to POS again.
You can change this mode of operation in the Security settings of the app, where you have 3 options: “Standard” (described above), “Extended” – all the transactions higher than 100 lei will be done with app password – or “Strict” – all the transactions, regardless the amount, will be done with app password.
For payment security, RaiPay will ask you from time to time to authorize the payment by entering the application password.
Make sure you have the NFC option enabled when you want to pay by phone.
You can see in the application the list of payments initiated with RaiPay.
The permission required when installing the application “access to "telephone calls" is needed for the operation of RaiPay to create a secure RaiPay profile between the phone, the SIM series and the bank's systems. If you change the SIM, the application will ask you to configure it again.

What do you need to use RaiPay?

RaiPay can be used by Raiffeisen Bank customers who have contactless debit or credit card, Visa / MasterCard.
To install the application:
• phone with Android operating system, minimum version 7.0
• the application does not work on rooted phones
• the phone must be secured with a screen lock method (PIN, fingerprint, etc.).
For phone payments:
• NFC (Near Field Communication) active on your phone and the app set up as default payment app on the phone

The application is available in English and Romanian.

• Please see Frequently Asked Questions here (pdf, romanian language only): https://www.raiffeisen.ro/doc/RaiPay-FAQ.pdf
• For support please email raipay@raiffeisen.ro or call *2000 or 0040 21 3063002.
Updated on
May 23, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
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No data collected
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10.4K reviews
Radu Ona
May 25, 2022
Sometimes it works, sometimes it doesn't. I'd say 5 out of 10. Which is bad. It happened multiple times, on multiple places, to get errors while trying to pay... when switching to Google Pay with other cards, always worked flawless. Very disappointed that this seems to be only bank to refuse to integrate GPay and keep having to use theirs, especially since it's kinda hit or miss. The app will be deleted and for now, I'm just gonna go old school and use my physical card.
11 people found this review helpful
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Alexandru V. Diaconu
June 20, 2022
All works well until you have to pay and you get notification that the card has to be registered again. This happened three times already just as I was at the cash register paying for my groceries. I had to hold the line and get my physical card to pay. Why aren't we notified before this happens and not as we need to pay and feel ashamed by making other people wait for us at the line?? Can you fix this issue? I now open the app before just to be sure. It's not ok to be like this. Thank you.
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Condrea Nicusor
April 29, 2022
Some minor connectivity issues when paying at a pos, but worked a second time. The authorization with fingerprint can be improved, in the past I had frequent problems paying while I authorized my fingerprint and would give an error, but now I m using only the phone block
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What's new

Improved design;
Disposable card for individuals credit card enrolled in RaiPay;
You can see in RaiPay the balance and transactions history made only with RaiPay or all (configurable);
You can choose to authorize all the transactions, regardless of the amount, with app password;
You can set nickname for the cards enrolled in the app.