Банки.ру: Кредит, Займы Онлайн

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About this app

Banki.ru is the largest financial marketplace in Russia*. All banks, MFIs and insurance companies in one place!
About half a million users a month with our help can take out a loan online, loans on a card, credit cards, mortgages, debit cards, open deposits, draw up an OSAGO and CASCO insurance policy. And with the help of a convenient widget of exchange rates, they track changes right on the screen of their smartphone.

🤩 Banki.ru has a large database of financial products and more than 850,000 real reviews about them.


Microloans will help you quickly get money when a cash loan is not available due to bad credit history or lack of official income.

To apply for an loan online on a card you need a passport and card details for transfer. The application is considered for several minutes.

Available in the app:

  • borrowed money before payday

  • loan to a bank card without certificates

  • Express loans without refusal

  • large cash microloans

  • micro loans on a card without interest

  • instant loan and other microloans


    “Loan Selection Wizard” is a simple, convenient and free service with which you can take out a loan online according to individual conditions.**

    With it, you can easily find the best loan in an online bank (consumer cash loan, car loan, mortgage, credit card, installment) in just a few minutes.

    When choosing, the individual needs of each user are taken into account, as well as the information entered in the questionnaire (solvency level, credit rating, debt load, seniority, income, etc.). Loan selection now takes a minimum of time!

    The database contains credits and loans online on a card with rates from 3.5% to 30% per annum with a loan term from 3 months to 30 years.

    Calculation example:

    With a loan amount of 25,000 rubles. for a period of 3 years at a rate of 11.5% per annum, the monthly payment will be 824 rubles, and the overpayment - 4,664 rubles. The total amount of payments on the loan will be 29,664 rubles. For non-compliance with the payment schedule, a fine is possible according to the contract.


    With the help of Banki.ru, in a couple of minutes you will understand in which bank you should open a deposit and where to invest your money. The application will suggest options with the best percentages (maximum and minimum among the products presented in the application) and will help you calculate the potential profitability of the transaction.


  • loan calculator for calculating loan conditions

  • open an investment account

  • open a debit or installment card

  • issue a credit card

  • selection of insurance for a car - OSAGO and CASCO calculator

  • read the latest economic and financial news

  • find out the current exchange rate

  • study the rating of loans and credits using reviews


    For many years we have been cooperating with reliable financial institutions that have long earned the trust of numerous customers: Loko-Bank, Post Bank, MigCredit, etc.

    ✉ Questions or wishes? Write to: mobile@banki.ru

    Copyright holder: Banki.ru Information Agency LLC (TIN 7723527345, OGRN 1047796964522).

    Not an offer. The Banki.ru application allows you to select a financial product from those presented in the application. The final terms of the financial product are determined by the relevant agreement. Banki.ru Information Agency LLC is not an insurer, does not carry out banking operations and investment consulting.

    *According to consumers of financial services (research by Tiburon LLC, 2021)

    **Among the relevant offers for financial products presented in the Banki.ru app

    Updated on
    Nov 30, 2023

    Data safety

    Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
    This app may share these data types with third parties
    Personal info and Financial info
    This app may collect these data types
    Personal info, Financial info and 3 others
    Data is encrypted in transit
    You can request that data be deleted

    What's new

    В данном обновлении не было внесено значительных изменений, которые будут заметны в интерфейсе или при использовании приложения. Работали над улучшением стабильности и производительности, а также исправлением небольших ошибок и недочётов. Следите за обновлениями в будущем!

    App support