Займы онлайн — Возьмика

Vozmika

About this app

Vozmika — microloans to your card quickly, online, and hassle-free.

Get your first loan to your card without overpayments — the Vozmika app offers a convenient way to apply for microloans to your card 24/7, without unnecessary bureaucracy and waiting.

Why choose Vozmika:
Cost caps from 0% to 292% per annum

First loan without commission
Apply for your first loan to your card without interest or overpayments. You receive the exact amount you specified in your application, up to 30,000 rubles, with no commission.

Get the right amount in a couple of clicks
Loan amounts from 3,000 to 100,000 rubles. There's a suitable option for everyone — from a small online microloan to a larger online loan to your card.

Online loans 24/7
Applications are accepted and processed 24/7. You can get online loans to your card even at night, on weekends, and on holidays.

Hassle-free money on your card
The entire process, from application to receipt of funds, takes no time.

Transparent terms
No hidden fees. You see all loan details before applying: term, amount, interest rate. Ideal for those looking for an online loan with favorable terms and no catch.

Loan extension
Need more time? Simply use the option to extend your loan directly in the app. The terms are transparent and convenient.

A variety of loans for any purpose
The catalog offers various loan types with convenient repayment terms and current interest rates—choose what suits you.

Who can use Vozmika?
— Russian citizens aged 18 and over
— All you need is a passport and a bank card issued in the Russian Federation.

How the app works:
1. Install Vozmika
2. Select the loan amount and term
3. Fill out a simple form
4. Receive funds on your card

Install the app now and receive microloans on your card 24/7. Apply for your first interest-free loan and get a quick loan on your card. The Vozmika app is a reliable way to apply for microloans on your card quickly, conveniently, and transparently. Get the loan you need exactly when you need it.

Russian citizens aged 18 and over with a bank card issued in the Russian Federation can apply for a loan online through the app.

LOAN TERMS
The app cannot charge an annual percentage rate (APR) higher than 36%.

TOTAL COST OF LOAN (TCL):
From 0 to 292.

LOAN TERM:
Up to 365 days.
NO PENALTIES OR FINETS ARE ACCRUED in case of late payment.

EXAMPLE OF LOAN COST CALCULATION:
Interest Amount = Loan Amount × Loan Period × (Rate % / 100)
Repayment Amount = Loan Amount + Interest Amount

IF THE LOAN IS NOT REPAID ON TIME:
Interest for late payments is calculated at the same rate as specified in the agreement.

Formula:
Late interest = Loan amount x Number of days overdue x (Rate % / 100)

TOTAL AMOUNT TO BE REFUNDED IF OVERDUE:
Loan amount + interest for the loan term + interest for days overdue.

MAXIMUM INTEREST LIMIT:
The total interest cannot exceed 130% of the loan amount.

If you fail to repay the loan on time, interest will be charged for each day overdue at the same rate as specified in the agreement. For example, if the repayment deadline is missed by 5 days, the interest accrued for 5 days overdue = 400 rubles.
When signing a 31-day agreement, the total repayment amount, taking into account the missed deadline, is: 10,000 + 2,480 + 400 = 12,880 rubles.

The maximum accrued interest on the loan cannot exceed 130 percent of the loan amount. In this case, the maximum accrued interest for a 10,000-ruble loan will be 13,000 rubles, and the total repayment amount, including the principal, will be 23,000 rubles.

LLC MFI "DB"
OGRN: 1187746823197
Certificate of the Central Bank of the Russian Federation, number in the MFI register 1903045009176
All official information, including contact information, for LLC MFI "DB" is available on the official website https://vozmika.ru

Review all loan terms. Assess your financial capabilities and risks.

What’s new

Скорее всего, вы ничего не заметите. Но в таком деле, как наше, мелочей не бывает. Теперь приложение еще лучше и надежнее!