3.4
1.62K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
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About this app

Bank better with GXS Bank, Singapore’s coolest digibank.

With no queues, no branches and no hassle, you can now do more with your money in just a few taps!


INTRODUCING GXS BUSINESS BANKING!

GROW YOUR BUSINESS WITH INSTANT CAPITAL AND EARN DAILY INTEREST ON DEPOSITS
- Get instant capital at low interest with GXS FlexiLoan Biz.
- Access a credit limit of up to S$150,000.
- No fees and save on interest if you repay early.
- Earn preferential daily interest rate with GXS Biz Account.
- Instant account opening with no fees and no documents required.


GXS PERSONAL BANKING

GET BETTER POTENTIAL RETURNS AND BE COVERED WITH GXS INVEST
- Grow your funds with higher potential returns compared with regular savings accounts.
- Invest into Fullerton SGD Cash Fund – Class G, a money market fund managed by Fullerton Fund Management, part of Temasek Holdings.
- Be protected with complimentary group personal accident insurance, up to 3 times your investment amount (eligibility criteria applies).
- No transaction fees or lock-in when you buy or sell.

SLAY YOUR SAVING GOALS WITH GXS SAVINGS ACCOUNT
- Create multiple Saving Pockets with no minimum balance or lock-ins and earn an attractive interest rate, credited daily.
- Stash your spare cash in Boost Pocket, earn base and bonus interest and withdraw anytime with no penalty!

ENJOY ZERO FOREIGN TRANSACTION FEES & INSTANT REWARDS* WITH GXS DEBIT CARD
- Earn instant rewards on eligible* transactions.
- No hidden foreign transaction fees when you spend overseas.
- Freeze or unfreeze your card anytime!
- Your card number is only visible to you on the GXS Bank app.

GET A CASH BOOST WITH GXS FLEXILOAN † - WITH 0% BALANCE TRANSFER!
- Borrow anytime and customise your repayment schedule.
- Save on interest if you repay early.
- No hidden fees.

UNLOCK POSSIBILITIES WITH GXS FLEXICARD
- Flexible repayments with no interest charged.
- Unlimited instant rewards on eligible* transactions.
- No minimum income requirement!

* Minimum spend of S$10 per transaction required. Certain transactions, including those made on Grab, are not eligible for rewards. GXS terms and conditions apply.

† Approval of your application is subject to GXS Bank’s internal requirements and policies. A one-time processing fee applies to Balance Transfer.

GXS terms and conditions shall apply. Visit gxs.com.sg/tnc for the full terms and conditions.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Updated on
22 May 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.4
1.59K reviews
Ray Lim
20 April 2026
This bank grant you a flexiloan account but won't hesistant to block your account anytime they deem fit even though you have no late, no default and no outstanding. There is only a standard reply telling you that this is due to their periodic review and this reviewing process can be indefinite with no further updates from them. There is no bank out there who will do such things after a limit and account is granted. Better not rely on their flexiloan account for emergency or such.
2 people found this review helpful
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Seok Eng Lim
16 March 2026
Whenever there is a notice about scheduled maintenance, the big yellow notice pops up at my log in page blocking my numbers and I cannot key in my passcode. Please resolve this problem. Now, half a year later, the problem is still there. The email reply from your customer service told me to try to restart my device, clear cache etc.. NOTHING WORKS. Why can't you just put an option for users to close that BIG yellow maintenance notice?? Is it so difficult to do that? I CANNOT LOG IN!
16 people found this review helpful
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GXS Bank Pte Ltd
25 September 2025
Hi Seok Eng Lim! We're sorry to hear that you're experiencing issues with the app. Please kindly chat with us at our in-app Help Centre or hit us up via our 24x7 hotline at 6866 6685. We’ll be happy to help!
Edwin Chan
23 April 2026
forcing user to disable developer option and revert back to a sluggish phone with tons of animations between screen change. why forcing user to turn off developer option when advanced user know what they are doing with the phone and speed up the performance. banking app should not interfere with user's phone settings. no other banking app does that.
1 person found this review helpful
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What's new

What’s New in Version 2.82.0

• Invest: S$300 cashback when you invest into any of the 5 funds on GXS Invest. T&Cs apply.
• Better Insights: New risk-level data and clearer fund info to help you invest with confidence.
• Better performance: Squashed some bugs and polished the app to keep things running smoothly.