Organize your financial life in one place — individual, freelancer, or micro-entrepreneur.
Hira Planner shows your real balance, how much you can still spend today without exceeding your budget, and answers your money questions with AI that sees your actual transactions — not generic answers.
HOW IT WORKS
• Dashboard with monthly balance, income, expenses, and safe daily limit, recalculated with each transaction
• Alerts when a spending category exceeds the limit
• Discretion mode to hide amounts in public
IMPORT YOUR BANK STATEMENT FROM ANY BANK
No Open Finance, no bank password. Send the OFX, CSV, or PDF file from your bank and Hira identifies the columns, understands values in the Brazilian standard, detects duplicates, and suggests the category for each transaction — you just review and confirm.
HIRA AI
Discuss your real expenses: "how much did I spend on Uber this month?", "can I buy something for R$200 today?". Or record an expense by writing it your way — without opening any form, the AI understands the value, category, and payment method.
INDIVIDUAL OR MEI, IN THE SAME APP
Mark each entry as Personal or Business and Hira separates the two automatically — in the statement, dashboard, and reports. No need to open a business account.
• Alert before exceeding the annual MEI limit (R$ 81,000)
• See how much you can withdraw as pro-labore per month
• DAS reminder with the correct amount for your activity
MORE FEATURES
• Cards, installments, and recurring subscriptions, with the impact of each on your month
• Savings goals and calculation of how long your reserve sustains your lifestyle
• Reports and graphs of your financial evolution
Individual or MEI, the price and features are the same — nothing is locked behind a superior plan.
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Hira Planner is not a financial institution, does not access your bank accounts, and does not replace an accountant. DAS values and MEI ceiling are estimates.
Personal financial control, with AI, statements and MEI (Individual Microentrepreneur) ceiling.