Registering for the Mobile Banking App couldn’t be easier and takes less than 5 minutes. You simply download it, just like you would any other android app from Google Play™ Store for all Android™ based devices. Activate the Mobile Banking App (one-time activity) by first visiting www.idbibank.com and authenticating your Debit Card credentials. You will then be prompted to set a temporary PIN which can be used to activate the App on your mobile handset.
Before activating the Mobile Banking App, please ensure to first register for the mobile banking channel, by either submitting a channel registration form at the Branch or by opting for the service through your Internet Banking account.
A user can view their account statements on the go at their convenience, even while work or commuting. Checking the balance in your account, managing and scheduling utility bill payments, adding a top-up in your prepaid mobile phone or DTH account, paying VISA credit card bills, or instantly transferring money from one bank account to another through IMPS (Immediate Payment Service) is now possible at the click of just a few buttons on your phone.
Banking through the Mobile App not only saves you time or a visit to the Bank, but also reduces the risk of fraud. Every transaction or beneficiary addition requires a dynamic OTP (one- time- password) authentication. A user will also get an SMS alert whenever a transaction is initiated in your account, through any alternate banking channel like ATM, Point of Sale (POS), Internet or Mobile Banking.
The following Key services can be now be easily accessed from your mobile handset:
• Account Balance Enquiry.
• Account Statement Enquiries.
• Cheque Status Enquiry / Stop Payment.
• Cheque Book Requests.
• Fund Transfer between Accounts within the Bank and to other Banks (NEFT).
• Instant Funds Remittance through IMPS ( Immediate Payment Service).
• Utility Bill Payments.
• Mobile and DTH Recharge.
We take every step to keep the account safe and secure when banking on the mobile device. IDBI Bank uses sophisticated encryption technology for secure data transfer from your mobile phone to the Bank’s mobile banking server. The MPIN created by the user, is securely encrypted on the mobile handset itself ad MPIN does not travel over the air. No account information or any other account sensitive credentials is stored on your mobile phone, making it completely safe and secure.