Opay - Airtime , Transfer , Savings & Shopping

OKash makes it efficient for you to access credit anytime, anywhere.
 

Loan Products:

Tenure: We will require your repayment from 91 days to 365 days*.

Loan Amount: from NGN 3,000 to NGN 500,000.

Interest Rate: With a minimum of 0.1% up to 1%

Our interest rate is calculated on a daily basis. Annual interest rates from 36.5% to 360%.
 Origination Fee: Range from NGN 1,229 – NGN 6,000 for one-time charge


For example, 91-day loan payment terms have a processing fee of 41% and interest of 9.1%. For the loan processed with principal amount of NGN 3,000, the processing fee would be NGN 1,229, the interest would be NGN 273, the total amount due would be NGN 4,502


OPay is the app that gives you access to your daily lifestyle all in one touch.

No need to register, we provide you with a smooth shopping experience; A one-to-one customer service, seven days return policy after purchase.

When it comes to money and lifestyle, security is as important as accessibility. OPay is a mobile wallet developed by Opera and designed for Android and IOS devices. It allows you to live a life of convenient and comfort with the touch of a button on your phone.

OPay is one of the biggest Mobile Payment Platform in Nigeria,8 million users use Opay everyday for Transactions,Airtime,Data,TV,Electricity,Deposit,Withdrawal,Investment,Loan,Shopping & much more.

Here are many things you can do with Opay :

Utilities & Lifestyle
Purchase airtime,Data,TV, Electricity conveniently with huge discounts and vouchers on the OPay app.

Get Reward With Ocoins
You can get free Ocoins with daily sign in and daily task.

Add Money & Transfer
Funding your wallet is Secured and convenient. Choose from your contact book or type in a phone number to send or request money for free.

Deposit & Withdrawal
Find a nearby agent on the app to deposit withdraw cash for unbanked users using your OPay wallet.

Capital Investment
OWealth fetches you a 10% per Annum interest when you save money. Interest is paid into your wallet daily.

Invest Amount: from NGN 0.01 to NGN 1,000,000,000.00

Interest Rate: 10% P.A (withholding tax applied 1% on interest)
For example, saving NGN1,000 in Owealth will result in NGN1090 yearly

Want to be Opay Agent?
You can become an OPay agent in your neighborhood and get commissions on transactions from users. Go to https://opayweb.com/agent-signup or contact us on WhatsApp : 2349066722924 or email us at support@opay-inc.com

Customer service
Email:support@opay-inc.com or ng-support@opay-inc.com
Address: 16B Emina Cresent, Off Toyin Street, Ikeja, Lagos State, Nigeria

Address:Room 301, Japaul House, Plot 8 Dr Nurudeen Olowopopo Way, Central Business District, Ikeja, lagos, Nigeria
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Additional Information

Updated
January 12, 2021
Size
22M
Installs
1,000,000+
Current Version
4.3.1.511
Requires Android
5.0 and up
Content Rating
Everyone
Interactive Elements
In-App Purchases
Permissions
Offered By
OPay Digital Services Limited
Developer
Suite 3201 Jardine House 1 Connaught Place, Central Hong Kong
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