OneScore: Credit Score App

FPL Technologies

About this app

Instant personal loan app, free credit-score & more!🔥

OneScore is a lifetime free credit score management and instant personal loan platform trusted by over 4 Crore Indians. Whether you need money for short term personal expenses, a long vacation, or to cover medical expenses, you can get an instant personal loan for any cash emergency.

✅Instant Loan Disbursal
✅Easy Application
✅No Collateral requirement
✅Zero Documentation
✅Flexible EMI options

How to avail of the best instant loan offer on OneScore💸
Build your credit worth by regularly tracking your credit score, & look out for the personalized best loan offer. Depending on your credit score, & other factors, you will receive instant approval for a personal loan through our app.

What’s more!💡
You can also use the EMI calculator within the app to plan your online loan EMIs & choose from the flexible repayment options.
Set up payment reminders so you never miss an EMI.

Eligibility Criteria for best online personal loan offer 👇
A credit score of 730 & above
Stable employment with monthly salary of >₹20,000
Aadhar and PAN card holder

Personal Loan features:🚀
• Lending partners: Kisetsu Saison Finance India (KSF), InCred Financial Services Limited, Piramal Finance Limited
• Loan Amount: Up to Rs. 7 Lakh
• Loan tenure: Min 6 mon, max 48 mon
• Interest Rates: 13.5% - 29.99% (For KSF), 18% - 36% (For inCred), 17% - 28% (For Piramal)
• Processing fees: 1%-4% for KSF, 2% - 5% (For inCred), 0% - 4% (For Piramal)
• APR: 16% - 42% (For KSF), up to 33% (For inCred), up to 36% (For Piramal)

Let's understand this with an example, assuming a personal loan of Rs. 50,000 with a 13% interest rate & a repayment tenure of 1 year. Here’s how your online loan disbursal amount would be calculated:

• Loan Amount - ₹50,000
• Tenure - 12 months
• Interest Rate - 13%
• EMI - ₹4,466
• Total Interest Payable - ₹4,466 x 12 months - ₹50,000 Principal = ₹ 3592
• Processing Fees (incl. GST) - ₹1179
• Disbursed Amount - ₹50,000 - ₹1,179 = ₹48,821
• Total Amount Payable - Principal + Interest + Processing Fees = ₹54,771
• Total Cost of the Loan = Interest Amount + Processing Fees = ₹3592 + ₹1179 = ₹4,771

*In case the loan is disbursed on or after the 6th of the month and your EMIs fall on the 5th of the month, there’s a gap of 29 days between your loan disbursal date & the first EMI. The interest rate charged for this period is called Broken Period Interest.

Why download OneScore?📲

Get instant loans up to Rs 5 lakh with zero documentation & flexible EMI options.

Check your Experian and CIBIL score for free. It’s also completely spam-free & ad-free.

Get notified about changes in your credit score. Stay in charge of your credit score with a simplified credit report & eliminate errors in real-time.

Use the ‘Find out why feature’ to analyze your data and understand exactly why your Experian and CIBIL credit score has changed.

Use the Score Planner to level up your credit score. Set a goal for yourself & achieve your ideal score with personalized insights.

Have a low credit score? Use the simulator to get suggestions on how to improve your Experian and CIBIL score with good financial habits.

Get a bird’s eye view of all your personal loan & credit card accounts.

Report inaccuracies in your credit record with a simple click.

Why OneScore is different🌟

End-to-End Credit Management Tool
One-stop solution for end-to-end credit management from building your credit score to availing instant personal loans at low-interest rates.

Safe & Secure:
None of your information is shared with any third party or institution. Your data is safe with us.

email for help: [e-mail]. Do visit our website to contact us for any queries at https://onescore.app.
Our address: West Bay, S. No. 278 Hissa No. 4/3, Pallod Farms Phase II, Baner, Pune, MH IN 411045

Ratings and reviews

Very bad experience with OneScore app. I have requested to delete my account many times and even raised ticket #212912. I also sent multiple emails confirming that I want my account permanently deleted. However, the app shows “Something went wrong” error and the support team is not resolving the issue. Users should have the right to easily delete their account and personal data. Very disappointing service. Even after sharing screenshots of the error and confirming multiple times, the account🥲

My experience with the One Score app has been very good, especially for checking my credit history. It shows my credit score, detailed credit report, and payment history clearly in one place. The information is easy to understand and well organized. The app runs smoothly and updates regularly, which helps me keep track of my credit status. Overall, it is a reliable and useful app for monitoring credit health.

⭐ OneScore is a very useful app to check your credit score for free. ⭐ The app has a clean interface and is easy to understand, even for beginners. ⭐ It provides detailed insights into CIBIL and Experian scores without any hidden charges. ⭐ Real-time credit monitoring and alerts are very helpful. ⭐ Best app for tracking and improving your credit health in one place. ⭐ No spam calls or unnecessary promotions, which is a big plus.

What’s new

Behold, the new experience brought with this release. A whole new OneScore that is faster, smoother and more informative.

🎛️ Manage your loans and credit cards
🤔 Get top insights with 'Did you know?'
⏰ Reminders to stay on top of your bills & EMIs
💡 Personalised insights for you
💳 Apply & Get OneCard - India's Best Metal Card
🔖 ISO27001 security certified

Now you don’t have to keep track of all your different accounts to know your progress on building good credit - we do it for you!