OneScore: Credit Score Insight

153K reviews
Content rating
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About this app

OneScore is the best app to check your free credit score (फ्री क्रेडिट स्कोर) & understand your credit report. No Spam, No Ads - ever!

Now check & track your CIBIL score along with your Experian credit score with OneScore. Download the latest version of OneScore to check your CIBIL score now!

Everyone with a loan or credit card has a credit score, & staying up to date on yours is crucial. Your credit score affects your major purchases - your car, your house, & even paying for your education. It makes sense to not only track your credit score but also take the necessary steps to improve it.

OneScore helps you understand your credit score for free & monitor it regularly. We give you insights on what makes up your score & alert you when something changes in your report. Using OneScore does not hurt your score (but not using it may!).

We understand that your credit score is a key piece of personal information. Don’t worry, unlike other apps that spam you with loan offers, we do not use this information for sourcing loans for financial institutions. None of your information is shared with any third parties or institutions.

No Ads, No Unnecessary App Permissions & Trusted for life!

Inconsistent email ids across accounts? Using too much of your credit card limits? Someone enquiring in the Bureau on your behalf? We will highlight all small & large aspects of your score to help you decide if you wish to act upon or change them to improve your score.

There are 4 credit bureaus in India - Experian, Equifax & CRIF High Mark. OneScore shows your CIBIL credit score & Experian credit score & helps you keep track of both of them individually.

Key Features

🆓Free Credit Report: Track your score on the go & understand the factors that impact your score. Your score will be updated every month.

Now OneScore shows your CIBIL score along with Experian score.

🧠Credit Score Insights: OneScore will analyze & highlight any aspects that need your attention.

🗒️Credit Score Planner: Use our planner to get useful insights on how to improve your score.

✅Ad Free: No pesky calls for loans. No spam & unnecessary app permissions. And best of all, no tedious advertisements.

🛡️Safe & Secure: Totally Safe & Secure. None of your information is shared with any third party or institution.

Credit Score(क्रेडिट स्कोर) Basics

◼ Credit score is calculated based on the data that is provided by the lending institutions to the bureaus.

◼ A credit score indicates your creditworthiness to potential lenders such as banks & mortgage lenders. It indicates how responsible you are likely to be in paying off your balances.

◼ Credit is scored on a scale that ranges from 300 to 900. The higher the number, the better off you are. Get started on your credit journey here!

◼ Keeping a good credit score is beneficial while applying for a job. Employers check credit scores to check how responsible the candidate is before hiring.

Who can enroll on OneScore?

Anybody with a loan or credit card can get OneScore & check their फ्री क्रेडिट स्कोर. You need to be over the age of 18 with a valid PAN card number that can be matched to a credit profile from the Experian credit bureau.

What info do I need to have handy when I sign up?

To sign up, we'll ask you for some basic personal information such as your mobile number, email ID & name. Next, we will authenticate you with a One Time Password (OTP) sent to your registered mobile number. In case we are not able to find your credit report, we may ask you for some additional information such as your PAN Number, Date of Birth.

Will using OneScore hurt my credit score?

It won’t. You can use all OneScore features without affecting your credit score.

Proudly Made with ❤️ in India 🇮🇳
Updated on
Jun 17, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted
153K reviews
Atharva Mahimkar
August 4, 2022
The app fails to fetch my credit history and gives me funda that i need to have a credit product in order to build a credit history. All my credit scores are being shown perfectly on other apps and cibil site, since many years.
3 people found this review helpful
FPL Technologies
August 4, 2022
Hi Atharva, let’s get this checked for you. All you have to do is share your issue at along with your registered mobile number and a screenshot of the error if any so that we can check and help you further. Cheers! - Ahi
Nihal Velani
July 30, 2022
Thanks for this wonderful app. The UI is awesome with smooth and simple functioning. The scores and history can be easily tracked and maintained. I personally liked it.
10 people found this review helpful
FPL Technologies
July 31, 2022
Awesome! Nihal we strive to provide accurate data to you and help you to make your score even better. Thank you for adding these stars to our shoulders. - Deep.
B V Ramanarao
July 10, 2022
Simplified and integrated credit history, consistently matching with credit bureaus premium membership date. Credit score update is once in a month. Out of four credit bureaus we can get two credit bureaus (CIBIL and Experian) score available in this app. Since Credit score disputes can be raised at respective Credit bureaus official site or app, we can only get credit score details. We can not raise disputes within this app, not even any other apps though.
34 people found this review helpful
FPL Technologies
July 10, 2022
Hey! Firstly thank you for the positive response that you gave to OneScore. We would also like to mention that if you have any concerns or query related to OneScore feel free to write to us at and we shall assist you further. Thanks! - Raunak