cashtime – car title loan
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About this app
Need cash? Use your car as an asset.
cashtime provides an auto collateral loan in Ukraine – up to ₴1,000,000.
You keep your car and ownership.
Online application with no paperwork hassle.
Payout to your card – typically within 60 minutes after signing.
This is convenient when you need a loan using your car and cash secured by your vehicle with payout to card.
What is a car title loan / auto collateral loan?
It’s a secured loan where your vehicle acts as collateral without losing ownership – you keep driving. You can apply online in a few steps right in the app. We are not a pawnshop: we don’t take your car or store it on a lot; we register a lien and you continue to use your vehicle.
We consider applications with any credit history.
Final approval depends on collateral valuation and document review.
Loan terms:
1. Amount: up to ₴1,000,000
2. Interest rate: from 0.16% per day
3. Maximum annual percentage rate (APR): 231.2%
4. Maximum effective annual interest rate: 1877.24%
5. Up to 80% of market value of the car
6. Loan term: from 6 to 48 months. Loans with repayment within 60 days are not offered
7. Payout to your bank card – typically within 60 minutes after signing
8. Your car and ownership remain with you
9. Lien release on the day of repayment
10. Licensed by the National Bank of Ukraine to provide loans and banking metals in credit
11. The principal is repaid at the end of the loan term or earlier at the Borrower’s request.
How it works:
1. Download the cashtime app
2. Complete an online application in a few steps
3. Get a decision without paperwork hassle
4. Receive funds to your bank card
5. Keep using your car as usual
Who is it for?
1. Entrepreneurs needing working capital
2. Home renovation, travel, or medical expenses
3. Those who prefer non-bank options
Representative example of calculation*:
1. Loan amount: 300 000,00 UAH
2. Loan term: 12 months
3. Interest rate: 6,8% per month (~0,2267% per day)
4. Fees:
- loan origination fee (2% of the loan amount): 6 000,00 UAH
- loan servicing fee (1% of the loan amount): 3 000,00 UAH
- other lender services (vehicle collateral registration): 4 000,00 UAH
5. Total loan cost (interest and fees): 258 160,00 UAH
6. Annual Percentage Rate (APR): 82,74%
7. Effective annual interest rate: 137,4%
8. Total loan amount payable: 558 160,00 UAH
Transparency & safety:
1. Licensed by the National Bank of Ukraine to provide loans and banking metals in credit
2. Clear terms, no fine print
3. Early repayment – no penalties
Your car is your asset. Use it wisely with cashtime.
UNIT Financial Company LLC.
Licensed by the National Bank of Ukraine to provide loans and banking metals as of 25.03.2024.
More information: https://cashtime.com.ua/public-information/
cashtime provides an auto collateral loan in Ukraine – up to ₴1,000,000.
You keep your car and ownership.
Online application with no paperwork hassle.
Payout to your card – typically within 60 minutes after signing.
This is convenient when you need a loan using your car and cash secured by your vehicle with payout to card.
What is a car title loan / auto collateral loan?
It’s a secured loan where your vehicle acts as collateral without losing ownership – you keep driving. You can apply online in a few steps right in the app. We are not a pawnshop: we don’t take your car or store it on a lot; we register a lien and you continue to use your vehicle.
We consider applications with any credit history.
Final approval depends on collateral valuation and document review.
Loan terms:
1. Amount: up to ₴1,000,000
2. Interest rate: from 0.16% per day
3. Maximum annual percentage rate (APR): 231.2%
4. Maximum effective annual interest rate: 1877.24%
5. Up to 80% of market value of the car
6. Loan term: from 6 to 48 months. Loans with repayment within 60 days are not offered
7. Payout to your bank card – typically within 60 minutes after signing
8. Your car and ownership remain with you
9. Lien release on the day of repayment
10. Licensed by the National Bank of Ukraine to provide loans and banking metals in credit
11. The principal is repaid at the end of the loan term or earlier at the Borrower’s request.
How it works:
1. Download the cashtime app
2. Complete an online application in a few steps
3. Get a decision without paperwork hassle
4. Receive funds to your bank card
5. Keep using your car as usual
Who is it for?
1. Entrepreneurs needing working capital
2. Home renovation, travel, or medical expenses
3. Those who prefer non-bank options
Representative example of calculation*:
1. Loan amount: 300 000,00 UAH
2. Loan term: 12 months
3. Interest rate: 6,8% per month (~0,2267% per day)
4. Fees:
- loan origination fee (2% of the loan amount): 6 000,00 UAH
- loan servicing fee (1% of the loan amount): 3 000,00 UAH
- other lender services (vehicle collateral registration): 4 000,00 UAH
5. Total loan cost (interest and fees): 258 160,00 UAH
6. Annual Percentage Rate (APR): 82,74%
7. Effective annual interest rate: 137,4%
8. Total loan amount payable: 558 160,00 UAH
Transparency & safety:
1. Licensed by the National Bank of Ukraine to provide loans and banking metals in credit
2. Clear terms, no fine print
3. Early repayment – no penalties
Your car is your asset. Use it wisely with cashtime.
UNIT Financial Company LLC.
Licensed by the National Bank of Ukraine to provide loans and banking metals as of 25.03.2024.
More information: https://cashtime.com.ua/public-information/
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About the developer
Mykola Maliarenko
mykola.maliarenko@gmail.com
Türkiye