MyRaif - mobile bank

Raiffeisen Bank Joint Stock Company

About this app

Now you can check current fuel prices at OKKO in MyRaif! It’s simple: Go to “Other” → “Fishka” → “Fuel Prices.” Check the latest prices for different types of fuel before your trip to the gas station — fast and convenient right in the app.

Join MyRaif – a simple and fast mobile app from Raiffeisen Bank in Ukraine for managing your finances without branches or queues, trusted by millions of Ukrainians. Over 1 700 000 users, more than 200 000 clients connected cashback, and more than 2 million transactions every day. Express yourself with stylish money manager and keep your daily expenses and income under control.

Need to open a card?

-Download and install application.
-Follow identity verification with the help of id-card/foreign passport/tax number or via Diia, confirm your mobile number.
-Select the card and follow the prompts on the screen.

Convenient banking

-Catch discounts with cards visa fishka on Okko and Atb in shops.
-Easily analyze your spending with detailed and transparent transaction history.

-Want to find nearest atms and branches? Interactive map will help.
-Get support through a convenient chat. Our operators will help you quickly resolve any issues.
-Protect yourself and your loved ones – apply for insurance just in one click – your health and cars are protected!
-Security is first: 3dS protects your online purchases.
-Bank id: send data for identification.

Transfers

-Transfer money from card-to-card quickly – no commission. Use easy and fast iban transfers.

-Save your main incl. transfers, iban ones, in favorites and easily repeat them.
-Receive international MoneyGram transfers. Safe and convenient. 

Deposits

-Save with skrynya for gifts, vacation, car, support for the Armed Forces of Ukraine, education, or a financial cushion.

-Open Progressive and Classic deposits in gryvnya and foreign currency.

Cashback

-Choose cashback categories and make your purchases even more enjoyable – watch what brings you most benefits. 

Currency exchange

-View valid currency exchange rates and buy currency quickly. Keep in mind profitable kursopad!
-Open currency cards for dollars and euros. 

Credits

-Credit card with a 100-day grace period for all your ideas.
-Cash loans for repairment, electronic devices or other purposes. Choose a convenient payment date to be in line with your plans. 

For enterprenours
-Open a sole proprietorship account to work with clients and partners. No fees for opening, maintenance, or transfers — details available immediately. Order a pos terminal and enjoy no subscription fee for the first month of use.
-Instant switch between personal cards vs business within a single profile. Full control over cash flow, up-to-date statuses, account statement generation, payment search by name or amount, copying requisites, and creating qr codes from details. 

Follow the update to take advantage of even more features.

Raiffeisen Bank Joint Stock Company. Entered in the State Register of Banks on March 27, 1992, under No. 94, with a record of the right to conduct banking activities under No. 10.

Ratings and reviews

Very limited functionality: lacks recurring payment scheduling and the ability to create payment templates so you don't have to enter details every time.

Verification via foreign passport does not work, app generates the same url that diia can use only once. monobank had successfully implemented the same feature. Also app can't issue a MasterCard, I will have to use other apps that can.

service is very bad. the are still doing most of the things using email connunication. help desk is unable to help. Just saying, send mail and wait 24 h. I se pent 4 days to increase limits. awful!

What’s new

Even more opportunities for you and your business!
IBAN transfers: specify the actual payer or payee or recipient to make a payment on behalf of another person.
Loans for Private entrepreneurs: submit your tax return via MyRaif to access business financing.
More benefits with Cashback+: activate new partner offers to earn higher monthly cashback.
Everything for life and business — right at your fingertips!