Beacon Savings & Loans
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Downloads
Everyone
info
About this app
As of the 1st Oct 2024 Halton Credit Union is trading under the name Beacon Savings & Loans.
We are a financial co-operative based in Cheshire.
Members can access services from a phone app.
Existing members can quickly verify they are the account holder and sign in.
Using fingerprint login, users can access balance information, apply for a share withdrawal or loan and check for the result of applications.
Low Risk Loan interest rate: 21.5% APR (1.63% monthly, 19.6% annually)
High Risk loan interest rate: 30.3% APR (2.23% monthly, 26.8% annually)
Loan term: 3 months to 3 years.
Non members can apply to join.
The maximum term for an low risk loan is three years. Unsecured loans have an interest rate of 19.6% per annum charged daily (APR 21.5%)
The maximum term for a high risk loan is three years. Secured loans have an interest rate of 26.8% per annum charged daily (APR 30.3%)
A £1000 savings based loan taken over 18 months would require 18 monthly repayments i.e. 17 payments of £66 with an additional final payment of £35.75
The total cost of the loan would be £157.75 charged in interest and the total sum repayable would be £1157.75
We are a financial co-operative based in Cheshire.
Members can access services from a phone app.
Existing members can quickly verify they are the account holder and sign in.
Using fingerprint login, users can access balance information, apply for a share withdrawal or loan and check for the result of applications.
Low Risk Loan interest rate: 21.5% APR (1.63% monthly, 19.6% annually)
High Risk loan interest rate: 30.3% APR (2.23% monthly, 26.8% annually)
Loan term: 3 months to 3 years.
Non members can apply to join.
The maximum term for an low risk loan is three years. Unsecured loans have an interest rate of 19.6% per annum charged daily (APR 21.5%)
The maximum term for a high risk loan is three years. Secured loans have an interest rate of 26.8% per annum charged daily (APR 30.3%)
A £1000 savings based loan taken over 18 months would require 18 monthly repayments i.e. 17 payments of £66 with an additional final payment of £35.75
The total cost of the loan would be £157.75 charged in interest and the total sum repayable would be £1157.75
Updated on
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What's new
Fixed an issue relating to restoring saved loan applications.
App support
phone
Phone number
+441928790571
About the developer
FUTURE DESIGN IT LIMITED
support@fdit.co.uk
58 Anstruther Street, Law
CARLUKE
ML8 5JG
United Kingdom
+44 7368 621262