Halton Credit Union
1K+
Downloads
Everyone
info
About this app
We are a financial co-operative based in Cheshire.
Members can now access Credit Unions services from a phone app.
Existing members can quickly verify they are the account holder and sign in.
Using fingerprint login, users can access balance information, apply for a share withdrawal or loan and check for the result of applications.
Low Risk Loan interest rate: 21.5% APR (1.63% monthly, 19.6% annually)
High Risk loan interest rate: 30.3% APR (2.23% monthly, 26.8% annually)
Loan term: 3 months to 3 years.
Non members can apply to join.
The maximum term for an low risk loan is three years. Unsecured loans have an interest rate of 19.6% per annum charged daily (APR 21.5%)
The maximum term for a high risk loan is three years. Secured loans have an interest rate of 26.8% per annum charged daily (APR 30.3%)
A £1000 savings based loan taken over 18 months would require 18 monthly repayments i.e. 17 payments of £66 with an additional final payment of £35.75
The total cost of the loan would be £157.75 charged in interest and the total sum repayable would be £1157.75
Members can now access Credit Unions services from a phone app.
Existing members can quickly verify they are the account holder and sign in.
Using fingerprint login, users can access balance information, apply for a share withdrawal or loan and check for the result of applications.
Low Risk Loan interest rate: 21.5% APR (1.63% monthly, 19.6% annually)
High Risk loan interest rate: 30.3% APR (2.23% monthly, 26.8% annually)
Loan term: 3 months to 3 years.
Non members can apply to join.
The maximum term for an low risk loan is three years. Unsecured loans have an interest rate of 19.6% per annum charged daily (APR 21.5%)
The maximum term for a high risk loan is three years. Secured loans have an interest rate of 26.8% per annum charged daily (APR 30.3%)
A £1000 savings based loan taken over 18 months would require 18 monthly repayments i.e. 17 payments of £66 with an additional final payment of £35.75
The total cost of the loan would be £157.75 charged in interest and the total sum repayable would be £1157.75
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
What's new
We have made changes to the Loan Application pages to add some clarifying text and additional fields to collect information.
We have also made changes to the request rules to simplify them. Each member is now allowed one of each request type.
We have also made changes to the request rules to simplify them. Each member is now allowed one of each request type.
App support
phone
Phone number
+441928790571
