Toss

In-app purchases
3.5
243K reviews
10M+
Downloads
Content rating
Mature 17+
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Download the Toss app to use Toss Bank and Toss Securities

● Get a full overview of your finances at a glance
- Manage all your accounts—savings, installment deposits, housing subscriptions, investments, and loans—conveniently in one place with Toss.
- Stay on top of your income, spending, and card spending requirements.
- Easily track monthly bills, insurance payments, subscriptions with no extra effort.

● Safe, simple, and fee-free transfers
- Transfer fees are free for life at Toss, no matter which bank you use.
- Scan for scam & fraud accounts in advance to safely send money.

● Banking reinvented for you
- Even one day is enough to start earning interest with a Toss Bank account.
- Get interest in advance with a Toss Bank account—before it matures.
- Easily get a debit card you can use abroad with no foreign transaction fees.

● Instantly look up your loan options
- Compare loan offers from 75 different financial institutions—including 16 from the banking sector—in under a minute.
- Enjoy special promotions like 1-year interest support and more.

● Smart insurance recommendations tailored to you
- Find out what coverage you're missing compared to your peers and get personalized suggestions.
- Submit a medical bill claim and get reimbursements without the hassle of paper work

● Investing made simple for everyone
- Simple terms anyone can understand.
- Get curated news on stocks you follow.
- Share information in the community or get tips from top investors.

● Users can now use Toss in English
- Toss is now available in English.
- To use Toss in English, change your language settings to English.

● Accessibility Features Supported
- The TalkBack feature can be enabled for screen reading.
- Text size can be increased, and the screen can be zoomed in for easier viewing.
- High contrast and color-independent display options make the screen easier to view.
- The app is optimized for Dark Mode as well.

● Toss is operated by Viva Republica
Viva Republica, a leading fintech company in Korea, is officially registered as an electronic financial business under Article 28 of the Electronic Financial Transactions Act. The company earned this designation after passing security and monitoring inspections by the Financial Supervisory Service and receiving approval from the Financial Services Commission. In 2019, Viva Republica was ranked 29th on the ""Top 100 Fintech Companies in the World"" list by KPMG and H2 Ventures. Today, it holds more official partnerships with banks and securities firms than any other fintech company in Korea.

● Toss only asks for required permissions
You can use the app without granting the optional permissions, though some feature may not be available. Here's what each option permission is used for.

[Optional permissions]
- Contact: contact transfers, profile photo upload
- Notifications: sending notifications, receiving ARS verification code
- Camera: Reading and uploading QR codes, cards, and ID cards
- Photos: storing and uploading photo
- Location: detecting current locating and preventing fraudulent transactions
- Motion & Fitness: tracking steps (for Toss Walk)
- Face ID: secure login without a PIN
- Bluetooth: find and connect to nearby devices

● Toss is open 24/7, 365
- Phone number 1599-4905
- KakaoTalk @toss
- Email support@toss.im
Updated on
Jul 17, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 10 others
This app may collect these data types
Personal info, App info and performance, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.5
240K reviews
Jaydon van Gent
July 17, 2025
I kind of like the app; it's fairly convenient most of the time, but it is also very inconsistent. The app also floods you with notifications throughout the day, especially for products that I, as a foreigner, cannot use. Since we have to submit ID when signing up, the system should honestly be able to filter the notifications and limit it to things relevant to me. It's frustrating, so the low rating stays until this gets changed.
5 people found this review helpful
Did you find this helpful?
Viva Republica
July 17, 2025
Hello, this is Toss. We apologize for any inconveniences. We are working hard to make our services accessible to everyone, including supporting multiple languages. Your feedback is invaluable. Please email us at global-support@toss.im with your experience using the app and contact details. Thank you!
Cristiano Gimmelli
May 31, 2025
honestly I thought that the interest rate (이자율) and the products seemed pretty nice but in the 3 months I've had the app they kept decreasing the rates and the benefits. if you keep decreasing the (already low) 이자율 people will just choose other banks/products. I hope you understand that. find better ways to deal with these things.
Did you find this helpful?
Viva Republica
June 1, 2025
안녕하세요, 고객님. 토스뱅크 고객센터입니다. 고객님 토스뱅크를 이용하시면서 느끼신 소중한 의견을 주셔서 감사합니다. 이번 금리인하로 불편을 드린 것 같아 죄송합니다. 통장의 금리는 시장 상황이나 여러 가지 요인에 의해 변동 될 수 있습니다. 고객님들에게 지속적이고 더 나은 서비스 제공을 위해 부득이 금리가 변경된 점 너른 양해 부탁드립니다. 앞으로 더 좋은 서비스를 제공할 수 있도록 노력하겠습니다.
C C
May 29, 2025
I deleted because certain services are not available to me as a foreign resident. The setup was surprisingly easy, but account deletion is a nightmare.
Did you find this helpful?
Viva Republica
May 30, 2025
Hello, this is Toss. We apologize for any inconveniences. We are working hard to make our services accessible to everyone, including supporting multiple languages. Your feedback is invaluable. Please email us at global-support@toss.im with your experience using the app and contact details. Thank you!

App support

Phone number
+8215994905
About the developer
(주)비바리퍼블리카
support@toss.im
대한민국 서울특별시 강남구 강남구 테헤란로 142 4층, 10층, 11층, 12층, 13층, 22층, 23층 (역삼동,아크플레이스) 06236
+82 2-1599-4905