Vivid: Mobile Banking

23.5K reviews
Content rating
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About this app

Vivid is a brand new mobile banking and investing app.

Online banking and commission-free investing belong together and should be easy.

Reach your financial goals with commission-free investing from as little as 1 cent and as much as 25% back on brands you love and already shop at, as well as IBANs to organise your financial life.

Experience these benefits with our mobile banking and investment app:

📈 Commission free investments - Invest in stocks and ETFs with no commissions. When you invest in US stocks, we convert EUR to USD at a live exchange rate with a low markup
👛 Invest from as little as 1 cent - Vivid’s new investing solution allows you to invest in fractional shares directly from the app. Start investing in portions of company shares. You don’t need €1,000 to get started, even for the most expensive shares
💵 Wide catalog of US and EU stocks - Our stock catalog is constantly growing. We now have over 2000+ stocks and ETFs for you to choose from, as well as new collections.
Instantly buy and sell - Trade instantly. Transactions are carried out the moment you submit them. React to market developments in real-time and never miss an opportunity
👨‍💼 15 IBANs to manage your money - Create and customise up to 15 pockets, which can be used to suit your individual needs: multiple currencies, personal savings goals, investing commission-free, managing your daily expenses and more
💰 Up to 25% cashback - Earn up to €150 per month by using your Vivid card, with your rewards linked directly to a stock of your choice. Your cashback grows according to the performance of the stock
🙋‍♂️ Super Deals - With Super Deals, you get rewarded for every friend you bring to Vivid. Each friend you bring onboard gets you access to our best and most sought-after cashback deals
Invest in cryptocurrencies commission-free - Instantly invest in 50 coins including Bitcoin, Ethereum, and Litecoin with no commissions
💶 Send and request money with ease - Use a phone number, email, or IBAN to send and receive money. Transfer money to Vivid account holders in seconds with Vivid Pay
Manage your payments - Split bills with friends, schedule future payments, and set up direct debits.
📱 Go contactless with Google Pay - Make NFC-enabled payments with Google Pay on the go
💳 Free metal card - Your extra-secure card has no identifying details on it. Everything you need is stored securely in the app. No more memorizing card numbers or CVVs.
🏧 Up to €1000 free cash withdrawals - Withdraw money at any ATM for free from €50 globally
💸 Multi-currency accounts - Access over 150 currencies for purchases and 100+ currencies for transfers and other transactions
📊 Track your spending - Our in-app analytics help you keep track of where your money is going, with detailed monthly reports.
📨 Instant notifications - Get notified immediately every time money enters or leaves your account, so you’re always in control.
🔑 Mobile banking you can trust Your money is protected up to €100,000 under the German Deposit Guarantee Scheme (DGS)

Vivid Money GmbH is the outsourcing partner and tied agent of Solarisbank AG, more info on
Vivid Invest GmbH is a tied agent of CM-Equity AG, more info on

Download Vivid Money and enjoy all the benefits of up to 25% cashback, commission-free investing, and pockets to organize your financial life.
Updated on
Aug 11, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Device or other IDs
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted
23.5K reviews
Amir Rasulov
August 10, 2022
It's awful. If you are planning to use this app for trading - don't do it. This 3rd party service vivid uses for fractional trading is garbage. They blocked my account and asking for the proof of income, because: "As a trader, you invest amounts that are unusual compared to the trading amounts of our average clients". Upd. It's insane. One year after my account blocked again! With the request of income info. Same form as one a year ago! It's madness
4 people found this review helpful
Vivid Money GmbH
August 11, 2022
Hello Amir! We’d be delighted to provide you with all assistance that you need to use your investment pocket. Go to choose Customer code as subject and add your personal code V257 in the message. We’re looking forward to helping you. Enjoy your day! Your Vivid Team 💜
Mathias Paech
June 30, 2022
Verification seems impossible. After 5 attempts I'm giving up. They have multiple problems. Connection is very choppy (all my other all day video calls are perfectly fine) and they won't take pic because of low image quality. They ask for headset which is not working just with this app all other are fine. Agent's audio volume is also low asking the raise it they terminate then call. They also ask for call with computer but this is mobile only.
11 people found this review helpful
Vivid Money GmbH
July 20, 2022
Hello Mathias👋 We’d love to provide you with the assistance needed to complete your registration. It’d be amazing to know that you can enjoy all our services! Go to, select Contact us, choose Customer code as subject and add your personal code V222 in the message and we'll be here for you. Have a great day! Your Vivid Team 💜
Sevdalin Paunov
May 19, 2022
At some point they intentionally stop giving you local stores for cahsback so you won't be able to accumulate any. I have checked other friends accounts and they have different offers for local stores and gas station which I had in the beginning as well but now they give it only to people who doesn't use the app or used it a few times only. They also cut the Cashback to 5 euro limit for most of the stores. In the beginning the app was nice, but now it's very disappointing. Not recommending it!
3 people found this review helpful
Vivid Money GmbH
May 26, 2022
Hey Sevdalin👋 Thank you for your comment, our offers change depending on the activity of our customers. Likewise, we are sure that within our super deals, prime or standard cashback you will find an offer that you find useful. We will continue to improve to always deserve your 5 stars. Best regards, your Vivid Team💜

What's new

Vivid Pride: Be yourself. Make an impact
Choose a rainbow card and explore all of the benefits that come with a Vivid account. Donate to support the LGBTQ+ community, no matter which Vivid card you use.