Vivid: Mobile Banking

24.3K reviews
Content rating
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About this app

Vivid is a brand new mobile banking and investing app.

Online banking and commission-free investing belong together and should be easy.

Reach your financial goals with commission-free investing from as little as 1 cent and as much as 25% back on brands you love and already shop at, as well as IBANs to organise your financial life.

Experience these benefits with our mobile banking and investment app:

📈 Commission free investments - Invest in stocks and ETFs with no commissions. When you invest in US stocks, we convert EUR to USD at a live exchange rate with a low markup
👛 Invest from as little as 1 cent - Vivid’s new investing solution allows you to invest in fractional shares directly from the app. Start investing in portions of company shares. You don’t need €1,000 to get started, even for the most expensive shares
💵 Wide catalog of US and EU stocks - Our stock catalog is constantly growing. We now have over 2000+ stocks and ETFs for you to choose from, as well as new collections.
Instantly buy and sell - Trade instantly. Transactions are carried out the moment you submit them. React to market developments in real-time and never miss an opportunity
👨‍💼 15 IBANs to manage your money - Create and customise up to 15 pockets, which can be used to suit your individual needs: multiple currencies, personal savings goals, investing commission-free, managing your daily expenses and more
💰 Up to 25% cashback - Earn up to €150 per month by using your Vivid card, with your rewards linked directly to a stock of your choice. Your cashback grows according to the performance of the stock
🙋‍♂️ Super Deals - With Super Deals, you get rewarded for every friend you bring to Vivid. Each friend you bring onboard gets you access to our best and most sought-after cashback deals
Invest in cryptocurrencies commission-free - Instantly invest in 50 coins including Bitcoin, Ethereum, and Litecoin with no commissions
💶 Send and request money with ease - Use a phone number, email, or IBAN to send and receive money. Transfer money to Vivid account holders in seconds with Vivid Pay
Manage your payments - Split bills with friends, schedule future payments, and set up direct debits.
📱 Go contactless with Google Pay - Make NFC-enabled payments with Google Pay on the go
💳 Free metal card - Your extra-secure card has no identifying details on it. Everything you need is stored securely in the app. No more memorizing card numbers or CVVs.
🏧 Up to €1000 free cash withdrawals - Withdraw money at any ATM for free from €50 globally
💸 Multi-currency accounts - Access over 150 currencies for purchases and 100+ currencies for transfers and other transactions
📊 Track your spending - Our in-app analytics help you keep track of where your money is going, with detailed monthly reports.
📨 Instant notifications - Get notified immediately every time money enters or leaves your account, so you’re always in control.
🔑 Mobile banking you can trust Your money is protected up to €100,000 under the German Deposit Guarantee Scheme (DGS)

Vivid Money GmbH is the outsourcing partner and tied agent of Solarisbank AG, more info on
Vivid Invest GmbH is a tied agent of CM-Equity AG, more info on

Download Vivid Money and enjoy all the benefits of up to 25% cashback, commission-free investing, and pockets to organize your financial life.
Updated on
Oct 5, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Device or other IDs
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted
24.3K reviews
kaushal bharad
August 24, 2022
The video identification was not a problem, and I also got an email confirming the opening of the account, but then while registering the device, the app refused to go further. Since then cannot sign in using my password. Even a reinstall didn't help. Edit: the problem was resolved quickly, now everything works, thanks!
4 people found this review helpful
Vivid Money GmbH
August 22, 2022
Hi Kaushal, thank you for your review! We're glad to have you as a customer, but we'll be even more after being sure you're able to access your account without any interruption! Go to, select Contact us, choose Customer code as subject and add your personal code V278 in the message and we'll be there for you! Vivid Team💜
Marcel Schnirring
September 19, 2022
Worst banking app. Can't even make SEPA transfers. Support keeps telling me that there is no progress every few days. Waiting for a month now. Unacceptable for a bank! UPDATE: There is no field to enter the code from your response on the linked website and also the link to chat is just telling me to chat via app what I am doing since a month.
1 person found this review helpful
Vivid Money GmbH
September 26, 2022
Hello Marcel 👋 We’d be delighted to provide you with the support needed to make SEPA transfers. To help you, please go to, select Contact us, choose Customer code as subject and add your personal code V317 in the message. We wish you a great day! Your Vivid Team 💜
Nilofar Doulatshahi
September 17, 2022
I'm really disappointed when I tried to open an account but as an Afghan I was not able to do so. They have to think about problems of a student rather than the nationality. At least there should be a difference between student and refugees.. if I have complete documents as a student I have the right to use all the facilities which other students are using.. ☹️
3 people found this review helpful
Vivid Money GmbH
September 19, 2022
Hello Nilofar 👋 Thank you for your comment. We are sorry that we cannot offer you a Vivid account at the moment. We highly value the security of our customers and we follow all the current banking regulations. The decision to onboard a customer is always taken based on our internal policies. Have a nice day, your Vivid Team 💜

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