Shyft – Global Money App

Standard Bank / Stanbic Bank

About this app

Save, spend, and invest anywhere in the world.

Shyft is the award winning retail forex, investments and payments app that gives you more for less, 24/7. Buy, store, send & invest the cheapest forex with Shyft – no matter where you bank! Shyft will save you time and money with fast transactions, flat rates and no commission fees. With our new-and-improved digital sign-up process, you can complete the entire onboarding process from the convenience of your smartphone.

Shop
Shop locally and use your ZAR card to make purchases by swiping, or tap and go securely. You can also shop for the latest brands from around the globe using a Shyft virtual forex card. You can also use your virtual card for managing international subscriptions, booking flights or paying for hotels in foreign currency.

Travel
Order Multi-currency Shyft Mastercard debit cards to use while travelling overseas and save up to 5% on card fees. Apart from the four currencies currently available on Shyft, you can use your physical Shyft forex card to withdraw local currency from any Mastercard supported ATM in the country you’re visiting (conversion fees may apply). Buy a souvenir or two with your physical card, and top up your cards anytime, anywhere, right from the app. Travelling to the Far East? We also offer a Union Pay International Card accepted throughout China, order one via the app today.

Invest
Shyft Shares allows you to invest in the top U.S. stocks and ETFs directly from your phone, so now you can also own a share in the world’s best companies. See the most popular shares and how they have been tracking over the last 30 days and create a watchlist to keep your eye on. All you’ll need to start trading is your tax number.

Need to take money offshore?
The Shyft Global Wallet provides you with a safe and secure way to purchase and hold foreign currencies at the cheapest rates. You can also easily and conveniently send forex to an offshore bank account by creating an offshore beneficiary and transferring funds as and when required. Payments to the US, UK and Europe can take less than a day to settle.

Get your money moving
So, you’ve got the app and your cards, you’ve bought forex, but what else does the Shyft app offer you? This should give you an idea: You can send money to Shyft users, for free, or pay international beneficiaries, charged at a flat rate. You can now also access and fund an offshore account with the help of our integrated partners.

Available currencies:
USD
GBP
EUR
AUD
ZAR

Shyft - The Home of Global Citizen

Ratings and reviews

It is a good app with good ratings . They are struggling keep stable though . Bank like standard bank behind this app but it is unbelievable bad software team behind this project and someone needs to be fired there immediately . Almost 3 Months their Immediate payment acceptance from Capitec doesn't work . It is on and off but they can't identify the issue and sort it. Unbelievable .... Forex means time, sometimes you can't wait 3 days to arrive your money to buy forex in proper rate ... bad!

dislike the updates rolled out in 2025. regarding the shares page. I can't see the number of shares of each share in my portfolio and the individual share value of each share on the home-share page. I now need to go into each share specifically to see these details- previous versions had this info available with a " light right drag" - Please bring this back also, don't understand why there is now a "view all" link?! clicking on "my portfolio " takes me to the same portfolio distribution page.

I have a problem with shares I bought. The program worked for about 3 weeks and now it just say Bad Request. I cannot access any of my shares. Cannot see if they are up or down. No idea if I should sell or not. Reported it. It is now 10 days later with no solution from Shyft. Once I thougjt this was a great app, but I have lost all faith in Shyft. Still have no idea when this will be sorted or when I will have access to my money/shares. Be carefull when using this app to buy shares.

What’s new

• Pull to refresh your portfolio balance on Shares
• Improved the shares account opening
• Holdings widget bug fix
• Improved the watchlist experience