PowerKwacha- Instant loan

4.6
12.6K reviews
500K+
Downloads
Content rating
Everyone
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About this app

[PowerKwacha]: ENABLING FINANCIAL INCLUSION THROUGH TECHNOLOGY
Welcome to [PowerKwacha], we provide you with simple, fast and safe online loan services to help you realize your dreams, respond to emergencies and easily obtain funds.
We are committed to allowing you to experience the convenience of one-click loans through [PowerKwacha] and easily solve your financial needs.
Main Features:
1) Quick loan: According to the steps, you can get funds within ten minutes.
2) Online application: Use your mobile phone to obtain funds online anytime, anywhere.
3) Safe and reliable: Use advanced encryption measures to protect the security of your personal information.
4) Easy to use: Whether you are a newbie or an experienced loan user, you can easily get started.
Requirements:
-Age 18 or over
-Zambian and currently residing in Zambia
-Have a stable job

Loan Details:
Loan amount: ZMW 100- ZMW 5000
Loan term: 91-120 days
Annual percentage rate (APR): 10.95% - 27.98%
Daily interest rate: 0.03% - 0.076%
Maximum Annual Percentage Rate (APR):27.98%
Based on your credit assessment, we will give you a fair amount. There are no other hidden fees for the entire process.
If you successfully apply for a 1000 ZMW loan, the repayment period you choose is 120 days.
The Daily interest rate of the loan is 0.07%, and the service interest rate is 1%
Your final total cost is as follows:
120 days interest: 1000*0.07%*120=84 ZMW
Service fee: 1000*1%=10 ZMW
Total repayment amount: 1094 ZMW

Kind Tips:
We will only conduct loan business on the official APP and website, please do not repay through other channels.

Contact Us:
Contact: +260 772 815 047 / +260 772 815 325
Official Website Address:https://www.powerkwacha.app
Email: support@powerkwacha.co.zm
Updated on
Jul 30, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
App activity and App info and performance
Data is encrypted in transit

Ratings and reviews

4.6
12.5K reviews
Sailas Musonda
December 19, 2025
Good app simple and straight forward to use . No pressure like some other apps do where you agree to pay a loan for example for 7 days and after 4 days they are busy bombarding you with calls and say like can you pay we have upgraded your account pay now if you don't pay what what will be what what without them knowing they are breaching the contract. with this app I'm giving it 5 🌟 stars great app ever
105 people found this review helpful
PROKWACHA
December 22, 2025
With every new app version we are introducing new features and improving existing ones. We are sure that your feedback will only help us improve further.
Mr Russell
September 27, 2024
The app is user friendly, I recommend for more improvement where we can be able to choose our own amounts less to the one approved on the app. Where we can make adjustments than to always get the whole amount, sometimes those amount are more than what we need. And as they increase the amounts I recommend they consider increasing the number of days to pay back.
238 people found this review helpful
PROKWACHA
September 27, 2024
With every new app version we are introducing new features and improving existing ones. We are sure that your feedback will only help us improve further.
Natasha Dellah
May 3, 2024
When the app is operational it's very helpful but it jams sometimes. I've had 2 experiences where the app says withdrawal in progress but funds are not sent for 24-48 hours or even more. which is really tough if you need funds for an emergency. And the customer care couldn't careless, they either don't answer or they give a vague response on how Airtel money is down. I was left in a pickle the other day. Please do something about this.
98 people found this review helpful

What’s new

Fix some bugs.