X Wallet - Auto eXpress Loan

Zero wait and experience instant cash in your hands! X Wallet offers you a truly automated borrowing experience in 3 easy steps. With only your HKID and with no income required, enjoy instant approval in 15 seconds and money transferred to you as little as 20 minutes. The whole borrowing process is done within the app. Download and experience it now!


Loan Features

+ Apply your loan with only your HKID
+ No income proof required
+ 15 seconds approval result using machine learning*
+ Cash as fast as 20 minutes auto transferred to your bank account**
+ Borrow as little as $1,000^
+ Payment period from 1 day to 24 months. In-App withdrawal and payment at anytime
+ Withdrawal for any short-term needs
+ Borrow and repay at anytime
+ Zero hidden fees and no early repayment penalty
+ Loan contract is accepted within APP

^Applicable only to existing loan customers. *K Marketing & Communications Ltd (2018)The average approval time of X Wallet is 15 seconds, 120 times faster than the traditional loan approval time of 30 minutes. The final approval of the application is subject to the financial condition of the customer. **Only applicable to customers who have chosen a designated bank for fund transfer. The minimum and maximum repayment period is 1 day and 24 months respectively. The maximum annual percentage rate is 58%.

X Wallet Promotion

For a limited time only, get $500 repayment coupons when your loan is successfully approved!


App features

+ Withdrawal and make payments within the APP
+ Clear view of your loan account details
+ Clear view of all your live transaction activities
+ Enjoy our latest promotions
+ Access customer service within the app
+ Share X Wallet with your friends
+ Fingerprint sign-in
+ Apply for a larger amount personal loan


X Wallet -- www.zerofinance.hk/en/x-wallet-loan
X Wallet FAQ -- www.zerofinance.hk/en/faq
Facebook gifts and promotion -- www.facebook.com/ZeroFinancehk
Zero Finance HK Web Site -- www.zerofinance.hk/en


About Zero Finance

Zero Finance is a financial technology company aimed to provide a zero limit, zero wait, and zero pain service to the public.


Warning: You have to repay your loans. Don't pay any intermediaries.
Money Lenders Licence No. 0659/2018
Read more
81 total

What's New

Bug fixes and minor enhancements
Read more

Additional Information

October 24, 2018
Current Version
Requires Android
5.0 and up
Content Rating
Offered By
©2018 GoogleSite Terms of ServicePrivacyDevelopersArtistsAbout Google|Location: United StatesLanguage: English (United States)
By purchasing this item, you are transacting with Google Payments and agreeing to the Google Payments Terms of Service and Privacy Notice.