This app is part of Meru Finance (B2B) supply chain finance platform that enables registered companies to manage invoices, confirm transactions, make payments, and request financing for approved invoices.

Important: This app is designed only for registered business users of our platform. It does not provide personal consumer loans.

Key Features

Invoice Management
- Receive and review supplier invoices
- Track status and history in real time
- Notifications for pending actions

Invoice Confirmation
- Confirm receipt of goods/services
- Approve or reject invoices
- Maintain transparent audit trails

Payments
- Pay approved invoices securely
- Monitor payment history and status

Business Financing (Invoice-Based)
- Request financing for approved invoices
- Financing is subject to eligibility and approval
- Terms are agreed separately with the financing provider

Loan & Financing Transparency
- This app does not directly issue loans
- Financing is provided by authorized financial institution
- Loan approval is based on business eligibility and risk assessment
- No guarantee of approval
- Loan terms (amount, duration, fees) are clearly disclosed before agreement

The app does not charge hidden fees and does not engage in misleading lending practices

Security
- Secure authentication and data protection
- Role-based access controls
- Encrypted communication

Who Can Use This App
- Registered businesses
- Existing clients of Meru Finance platform

Important Disclosures
This application:
- Does NOT provide payday loans or high-cost short-term consumer loans
- Does NOT target individual consumers
- Does NOT access personal contacts, photos, or unrelated sensitive data for lending decisions
- Only processes business-related financial data