Shopping on the go? Pay on your device with these apps

Online commerce has exploded in the last few years, and payments have gotten faster and more sophisticated. Whether you’re shopping the latest styles or paying a friend back for dinner, these apps will keep the cash flowing.

Klarna lets you break up purchases into four biweekly installments, so you don’t have to pay the full sum at once. Manage upcoming payments, and set alerts for when your must-haves drop in price. You can also enjoy special deals, track packages, and even measure your carbon footprint.

Transfer money with minimal fuss on this social media-inspired payment app. Tag friends to send or request a payment, write what it’s for, and keep track of who's paid what on a wall that you can make public or private. Need to split a restaurant bill? Everyone can pay their share right at the table just by scanning a QR code.

Make purchases online, pay or receive money from friends, or tap-to-pay for quick checkout at select stores and services. You can explore nearby businesses offering discounts, easily split the bill when you dine out, or use the Insights tool to see where you’re regularly spending the bulk of your money. Google Pay can also automatically pull in any photos of receipts in your camera roll.