Learn more about this series at ShortandHappyGuides.com.
If you’re one of the millions of Americans in danger of losing your house, The Foreclosure Survival Guide provides the practical information you need, including:
the ins and outs of foreclosure
how to decide if you should try to keep your house
federal programs to help you avoid foreclosure
alternatives to foreclosure, such as short sales and deeds in lieu
new federal foreclosure protection and mortgage servicing rules
new state foreclosure mediation programs
delaying or avoiding foreclosure with bankruptcy, and
avoiding foreclosure scams.
This edition provides up-to-date information on the Making Home Affordable programs, new federal rules, foreclosure timelines, and court decisions affecting homeowners’ rights.
Do your money problems keep you up at night worrying? Do you stress about not having any money left to pay your bills after buying basic necessities? Does it seem like no matter how much you pay off, your debt only increases? More and more people are finding themselves struggling with debt, whether it is from their massive student loans, the mortgage on their home, car loans, or credit card debt. Even those who have great paying jobs often will end up living from paycheck to paycheck.
Stop making choices that are driving you further into debt...
For the first time, two bestselling money management books have been collected into a single volume, Debt Free Forever. This definitive collection tackles some of the most serious problems those who are in debt suffer from, namely a poor credit rating and living well beyond their means. With Debt Free Forever, you will learn techniques that will help you repair your credit as well as strategies that will help you live much more frugally.
Debt Free Forever - The Definitive Collection on Living Frugally and Credit Repair contains the following two books:
Easy Credit Repair - Effective Strategies to Fix Even the Worst Credit Problems by Warren R. Sullivan
Frugal Living - Learn Proven Techniques to Help You Live Within Your Means by Nicole Harrington
Take control of your life and finances today! Debt Free Forever is your first step to a better tomorrow!
Packed with information, this book details all of your options so that you can make the best decisions, and get the best results, when facing foreclosure. You’ll learn about:
federal programs to help you avoid foreclosure
free help from nonprofit housing counselors
short sales and deeds in lieu of foreclosure
delaying or avoiding foreclosure with bankruptcy
foreclosure scams and how to avoid them
This new edition provides up-to-date information on the Making Home Affordable programs, foreclosure timelines and court decisions affecting homeowners’ rights.
The Personal Bankruptcy Answer Book answers the most common questions people facing personal bankruptcy have. Whether you are considering a Chapter 7, 11, 12, or 13 bankruptcy, or have already declared bankruptcy, this book will make the entire process less intimidating and scary. Some of the questions it answers includes:Can a creditor put you in jail if you don't pay your bills? What is the difference between a secured debt and an unsecured debt? a Can I get rid of my student loans by declaring bankruptcy? How long does it take to declare bankruptcy? Will I ever be able to build good credit again?
Most of us are giving credit before we understand what that entails. Let’s be honest, not many high schools teach their students about how to manage their finances in the real world. This lack of educating our young people often leads them to misusing credit and eventually finding themselves in a hole. By then, damage to their credit report has been done. But just like they didn’t understand the looming dangers of over-extending their credit, they don’t understand the flipside, namely, how to now repair their bad credit.
This guide seeks to remedy this, offering those who are in a tight financial situation real solutions. Anyone who tells you that the process is easy is lying to you; it takes much longer to repair your credit than it does to damage it. Unless you suddenly strike it rich and are able to pay off your debts, you will have to remain dedicated to the repair process. Most people don’t like to hear this, but the first step to repairing your credit is to take a realistic assessment of your situation. The good news is that I’m here to help!
This issue of The Yale Law Journal (the 4th issue of Volume 121, academic year 2011-2012) features articles and essays by several notable scholars. Principal contributors include Louis Kaplow (on burdens of proof and their justifications), Richard Schragger (on democracy and debt), and Anna Gelpern (on quasi-sovereign bankruptcy).
The issue also features student contributions on guilty plea colloquys for immigrants and others, and on voting rights' historical lessons from the school re-segregation cases.
* "Ice Cube Bonds: Allocating the Price of Process in Chapter 11 Bankruptcy," by Melissa B. Jacoby & Edward J. Janger
* "The Evolution of Shareholder Voting Rights: Separation of Ownership and Consumption," by Henry Hansmann & Mariana Pargendler
* Note, "Vindicating Vindictiveness: Prosecutorial Discretion and Plea Bargaining, Past and Future," by Doug Lieb
* Note, "Why Motives Matter: Reframing the Crowding Out Effect of Legal Incentives," by Emad H. Atiq
Quality ebook formatting includes fully linked footnotes, active Table of Contents (including linked Contents for individual articles), active URLs in notes, and properly presented tables and graphs throughout.
First, the book will help you determine whether you qualify for Chapter 7 -- and whether it is the best way to deal with your debts. Then you'll find out how to:
stop wage garnishments and attachments
cancel as much debt as possible
deal with secured debts
keep the maximum amount of property
keep your home, if possible
ebuild credit after bankruptcy
The 19th edition is revised to include instructions on filling out the new means test forms, changes to state exemption laws (that determine what property bankruptcy filers may keep), and the latest court decisions. Plus, state and federal charts let you quickly find your state's exemption laws.
Please note: This book does not cover business bankruptcies, farm reorganizations, or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's Chapter 13 Bankruptcy.
Lawsuits are rampant in this country. Statistics show there is one attorney in this country for every 300 residents; there are an estimated 150,000 people in law school as we speak. On average, 80,000 lawsuits are filed each day. When you are sued, it is too late to protect your assets. You are exposed.
Fortunately, you can act now to protect yourself and family later. In this easy-to-read and comprehensive book, you will learn the simple steps you need to do to protect yourself before there is a problem. The book provides a number of worksheets to help you decide the best plan of action for your financial position and personal needs.
You will learn the ins and outs of protecting yourself and your family through legal methods, such as corporations, family limited partnerships and trusts, family saving trusts, offshore trusts corporations, and limited liability companies (LLCs).
You will learn how to reposition your assets into legal entities that you control, creating bullet-proof security. You will learn about irrevocable living trusts, creating and maintaining LLCs, equity-stripping techniques, privacy plans, durable power of attorney, bankruptcy legislation, and estate planning for high-income individuals, as well as living, testamentary, and pour-over wills. The trick is to own nothing directly but control everything legally.
Once your assets are repositioned and protected, attorneys mostly working on contingency fees are not going to sue you because they have nothing to gain, and since 98 percent of all lawsuits are only about the money, how can they legally take it from you? With the sound guidance in this book, you will be able to protect your hard earned assets.
Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president's garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.
At exactly 4:06 p.m. on July 18, 2013, the city of Detroit filed for bankruptcy. It was the largest municipal bankruptcy in American history—the Motor City had finally hit rock bottom. But what led to that fateful day, and how did the city survive the perilous months that followed?
In Detroit Resurrected, Nathan Bomey delivers the inside story of the fight to save Detroit against impossible odds. Bomey, who covered the bankruptcy for the Detroit Free Press, provides a gripping account of the tremendous clash between lawyers, judges, bankers, union leaders, politicians, philanthropists, and the people of Detroit themselves.
The battle to rescue this iconic city pulled together those who believed in its future—despite their differences. Help came in the form of Republican governor Rick Snyder, a technocrat who famously called himself “one tough nerd”; emergency manager Kevyn Orr, a sharp-shooting lawyer and “yellow-dog Democrat”; and judges Steven Rhodes and Gerald Rosen, the key architects of the grand bargain that would give the city a second chance at life.
Detroit had a long way to go. Facing a legacy of broken promises, the city had to seek unprecedented sacrifices from retirees and union leaders, who fought for their pensions and benefits. It had to confront the consequences of years of municipal corruption while warding off Wall Street bond insurers who demanded their money back. And it had to consider liquidating the Detroit Institute of Arts, whose world-class collection became an object of desire for the city’s numerous creditors. In a tight, suspenseful narrative, Detroit Resurrected reveals the tricky path to rescuing the city from $18 billion in debt and giving new hope to its citizens.
Based on hundreds of exclusive interviews, insider sources, and thousands of records, Detroit Resurrected gives a sweeping account of financial ruin, backroom intrigue, and political rebirth in the struggle to reinvent one of America’s iconic cities.
The Collier on Bankruptcy Taxation has been thoroughly updated to reflect the bankruptcy tax provisions of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, Pub. L. No. 109-8, and will be invaluable in understanding and applying the new legislation.
Thorough, expert assessment of corporate bankruptcy taxation matters, including:
• Prefiling, postfiling and general planning and practice strategies in corporate Chapter 11 cases
• The tax consequences of one corporation reshuffling its capital structure and of a two-corporation transfer of assets in a tax-free G reorganization
• The consequences of the issuance of stock by a corporate debtor in satisfaction of claims held by its creditors
• The use of and limitations on a corporation's net operating loss carry-overs
• Complete guidance on the tax complexities of consumer bankruptcies, including a chapter-length checklist on tax planning and practice strategies for individual debtors
Written by over 20 bankruptcy lawyers from leading firms, this new publication fills the gap between the Code-based coverage of Collier of Bankruptcy and the more general topical approach of the Collier Bankruptcy Practice Guide. Inside you'll find:
• Overview of Chapter 11 (Chapter 1)
• Current trends in debtor-in-possession financing (Chapter 2)
• § 363 asset sales and the use of Chapter 11 as a liquidation tool (Chapters 3 and 4)
• Key employee benefits issues in a 363 sale (Chapter 6)
• Prepackaged bankruptcy cases (Chapter 5)
• Federal income taxation issues (Chapter 7)
• Environmental issues in bankruptcy (Chapter 9)
• Intellectual property in bankruptcy (Chapter 10)
• Cross-border insolvencies (Chapter 11)
• Labor and employment issues (Chapter 12)
• Class action issues (Chapter 15)
• Fraudulent transfer action claims against the FDIC in bank holding company cases (Chapter 26)
You'll also find key coverage of selected industries, including:
• Retail (Chapter 20)
• Real estate (Chapter 21)
• Hospitals and health care (Chapter 22)
• Automotive suppliers and customers (Chapter 23)
• Airlines (Chapter 24)
• Casinos (Chapter 25)
• Professional sports franchises (Chapter 28)
Where appropriate, relevant practice aids have been included, such as sample forms and checklists.
Chapter 11 for Individual Debtors discusses some of the common chapter 11 pitfalls, and highlights the differences and similarities with chapter 13. For the more experienced individual chapter 11 practitioner, it offers strategies and in-depth explanations of some of the more complex areas of individual chapter 11 practice.
Forms covering major aspects of a chapter 11 case, from an Application for Employment of Counsel to an Emergency Motion to Use Cash Collateral to the Disclosure Statement and chapter 11 Plan, are included.
Do you need a sure-fire way to stop a foreclosure at the last minute?
If so, Foreclosure Stop Book is for you.
Foreclosure Stop Book explains, step by step, exactly how to postpone a foreclosure at the last minute by filing a last minute emergency bankruptcy petition. This method is infallible because it puts the property under federal protection. This works in all the states. No exceptions.
Bankruptcy is also a form of temporary asset protection. It stops all collections efforts, which includes foreclosure. If you need to stop a foreclosure at the last minute, Foreclosure Stop Book will explain you exactly how to do it. Foreclosure Stop Book will show you, step by step, how file and time an emergency bankruptcy petition, at the last minute for purpose of stopping a foreclosure only. This book is only about stopping a foreclosure through bankruptcy. Not about successfully completing bankruptcy process.
Foreclosure Stop Book shows you exactly how to stop a foreclosure by filing a last minute emergency bankruptcy petition. This harnesses the power of the Federal Government to protect all your assets from collectors.
Kelly doesn’t like to be taken advantage of. She doesn’t let go of things without putting a fight either. As of this writing, she was almost out of some serious financial problem. However, she going to lose her home anyway. They could for sure pay now. The bank was not helping. They just could not save the property in way that made financial sense. In fact the bank was just trying to squeeze more money from her. I explained her how to do a last minute foreclosure stop. She save the property from foreclosure several times and kept the property an additional two years total. All that time she lived at the property for free, without paying rent or taxes. That gave her plenty of time recover, find another home and do things on her timeframe. Not the bank’s timeframe. YOU CAN DO THE SAME.
FORECLOSURE STOP BOOK
Is foreclosure only a few days or hours away, and you need more time? Here is the information you need. This Do-it-Yourself, easy to understand e-book shows how to gain more time by filing a last minute emergency bankruptcy for FREE. That will temporarily stop foreclosure for sure.
You will have peace of mind and stay at your home longer, for FREE, for at least a few days more. Most likely a few weeks or months. You will to save money, plan better and be in no rush. Not only that, you will accomplish this by yourself, independently, without spending thousands of dollars in attorneys.
IS THIS FOR YOU?
This is for You If:
+ You are just about to be foreclosed
+ You have tried all else and are out of options
+ You are totally out of time and there is no time to try anything
+ You need a cost effective, sure-fire, way to postpone foreclosure for sure
You Qualify If:
+ You have never filed for bankruptcy before, or
+ You have been dismissed from bankruptcy at least six months ago, or
+ You have been dismissed from bankruptcy more recently but “without prejudice”
Once a homeowner is only a few days or hours away from foreclosure, the only sure-fire method to postpone foreclosure is by PROPERLY filing a last minute emergency bankruptcy. For this to work, it has to be done correctly. That means that only the exact documents must be submitted to the court, with just absolutely minimal information completed to be accepted. Not only that, but maybe even more importantly, TIMING needs to just right.
Save Thousands of $$$. You don’t need an attorney. You can postpone foreclosure for free or for a minimal cost. In fact, what you will learn in Foreclosure Stop-Book is exactly what an attorney would do if you were to hire one to postpone the foreclosure. The REASON is simple: There is only one option. You can do this yourself for free, or hire an attorney. You know the price difference.
+ What are the chances of this working for me?
+ Is it legal for me to file for bankruptcy just for postponing foreclosure?
+ Is it legal for me to file for bankruptcy by myself, without an attorney?
+ I just want to postpone the foreclosure. Do I need to complete the whole bankruptcy process or can I leave it incomplete?
+ Can I Stop Foreclosure More than Once?
+ Case Studies - Learn from others
+ When to Do It - How to time it just right
+ Game Plan - Simple, logical, effective, proven
+ What NOT to Do - Just as important as what to do
+ List of Needed Forms - Know exactly what forms to fill
+ What to Do - Step by step detailed and sequential action list
+ How to Complete the Forms - Correctly entering just the right info
+ Keeping the Property Longer - How to prolong the foreclosure process
+ Actions Check List - Makes it easier to “Cross All the Ts” and “Dot all the Is”
Consumers have legal powers against aggressive creditors and debt collectors under the Fair Debt Collection Practices Act (FDCPA), the Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA) and other federal and state laws. Asserting these legal rights can make creditors and their attorneys go away. Consumers are entitled to recover money damages against creditors and collectors for even one violation of these laws. Part of the Legal Playbooks™ Series, The Debt Relief Playbook is an invaluable resource in defending against creditors, debt collectors and their attorneys.
The Debt Relief Playbook provides a roadmap to financial freedom, including sample letters, court documents, and legal references (The War Chest) that will help you stand up and fight to protect your family and preserve the American dream.
The Debt Relief Playbook is part of the Legal Playbooks™ series of publications designed to arm consumers to stand up to creditors and prevail. It is a statistical fact that one out of three debt collection lawsuits have no merit of any kind! By timely raising legal claims and defenses creditors and their attorneys will go away in defeat. Federal laws include loan forgiveness regulations for student loans, legal defenses which remove all liability on civil debts, and remedies of court-ordered discharge of all debts through bankruptcy. Rights and remedies exist which will be lost if the consumer does not act timely in asserting proper legal claims and defenses.
Proper planning and an early counter-attack can eliminate the problem. When your family is under attack, it is time to fight and prevail!
Skeel shows that the confluence of three forces that emerged over many years--an organized creditor lobby, pro-debtor ideological currents, and an increasingly powerful bankruptcy bar--explains the distinctive contours of American bankruptcy law. Their interplay, he argues in clear, inviting prose, has seen efforts to legislate bankruptcy become a compelling battle royale between bankers and lawyers--one in which the bankers recently seem to have gained the upper hand. Skeel demonstrates, for example, that a fiercely divided bankruptcy commission and the 1994 Republican takeover of Congress have yielded the recent, ideologically charged battles over consumer bankruptcy.
The uniqueness of American bankruptcy has often been noted, but it has never been explained. As different as twenty-first century America is from the horse-and-buggy era origins of our bankruptcy laws, Skeel shows that the same political factors continue to shape our unique response to financial distress.
the main differences between Chapter 7 and Chapter 13 bankruptcy
whether you qualify for Chapter 7 bankruptcy (the means test)
how the Chapter 13 repayment plan works
which type of bankruptcy (7 or 13) is better in various situations
which debts are wiped out
what happens to your property, including your home, car, and retirement accounts, and
other ways to handle debt problems.
The book also outlines the bankruptcy process and includes sample, completed bankruptcy forms.
* Bankruptcy Law as a Liquidity Provider, by Kenneth Ayotte & David A. Skeel Jr.
* Impeaching Precedent, by Charles L. Barzun
* Copyright in Teams, by Anthony J. Casey & Andres Sawicki
* Inside or Outside the System?, by Eric A. Posner & Adrian Vermeule
* Francis Lieber and the Modern Law of War, by Paul Finkelman
* Having Their Cake and Eating It Too? Post-emancipation Child Support as a Valid Judicial Option, by Lauren C. Barnett
* Equal Opportunity: Federal Employees' Right to Sue on Title VII and Tort Claims, by Kristin Sommers Czubkowski
* Using Severability Doctrine to Solve the Retroactivity Unit-of-Analysis Puzzle: A Dodd-Frank Case Study, by Hannah Garden-Monheit
* I Didn't Do It: Third-Party Debtors and the Securities Law Violation Exception to Discharge, by Hillel Nadler
* "Super Contacts": Invoking Aiding-and-Abetting Jurisdiction to Hold Foreign Nonparties in Contempt of Court, by Julia K. Schwartz
* Taking Leases, by Nicholas Spear
* Disability Claims, Guidance Documents, and the Problem of Nonlegislative Rules, by Frederick W. Watson
Quality ebook editions feature active Contents, linked footnotes, and linked URLs in notes.
Before you even approach the bankruptcy process, you will learn if there is anything left you can do to salvage your finances. You will learn how to manage existing debt in avoidance of bankruptcy and how to handle debt collectors, and also acknowledging which of the debts that you hold are the most important. You will learn how to decide when bankruptcy is the best or only option left at your disposal, including what a bankruptcy actually entails, from the first piece of paperwork you sign to the lasting effect it has on your credit.
You will learn how to deal with the emotional and social implications of bankruptcy and also what aspects of your life will immediately change as a result. The six different kinds of bankruptcies are outlined in full detail with walkthroughs of what each format offers and when you can utilize them to your advantage. Specifically, detailed instructions for liquidating debt with a Chapter 7 bankruptcy and using a Chapter 13 bankruptcy to rebuild your life are given as well in their own chapters. You will learn what it takes to find and utilize a qualified consumer bankruptcy attorney and exactly what to expect throughout the process.
For businesses that are navigating the complex corridor of bankruptcy filing, information is provided about the specific processes you must follow for your specific kind of business. You will learn how to choose which Chapter to file under and what you must do to protect your personal assets during a business bankruptcy.
Finally, a special section is included to guide you through the harrowing post-bankruptcy process, helping you to rebuild your credit after the process with a timeline of how long you can expect to wait before you start to regain the standing you originally had. You will be given details and tips on how to manage your finances in the future, and interviews taken from bankruptcy experts and individuals with personal experience will help you know exactly what you can expect before, during, and after your bankruptcy. For anyone at the point in their life where they are considering a bankruptcy to solve their financial problems, this guide is a must have tool, providing an easy to read, comprehensive overview of the entire process.
How to Survive and Prosper After a Financial Misfortune will help you make the financial and personal decisions necessary to rebuild your life and come out on the other side. You will learn how to start rebuilding your credit immediately, how to shuck the social stigma associated with filing for bankruptcy, and what your rights are coming out of a repossession or eviction. You will learn the housing options available after you file for foreclosure and how to negotiate with the bank to make the process less damaging. This book details more than ten major financial hardships and investigates how each will affect your finances, life, and family, as well as providing you with instructions about how to bounce back. This book discusses how you can take advantage of government and municipal programs designed specifically to help people with financial problems. You will learn the different ways you can overcome the black marks on your record, find a new home, and acquire hard-to-find financial assistance. This book also contains advice from experts in debt management and bankruptcy law to provide a comprehensive perspective of financial hardships.
With How to Survive and Prosper After a Financial Misfortune, you will not only learn how to survive your downturn in financial standing, but you will learn how to thrive and prosper in your new life.
How to Survive and Prosper After a Financial Misfortune is a must-read for anyone interested in breaking free from the cycle of debt and other pressing financial problems. It is comprehensive, easy to read, and absolutely clear. The author helps readers understand the root of their troubles and then offers a step-by-step plan to achieve lasting financial security.
stop car repossession
reduce car loan debt
stop most debt collectors, and
remove junior liens from your home
Here, you'll find clear explanations of the Chapter 13 process and worksheets to help you:
consider alternatives to bankruptcy
decide if Chapter 13 is your best option
determine if you qualify for Chapter 13
estimate your monthly plan repayment
find and work effectively with an excellent lawyer, and
rebuild your credit after bankruptcy
This revised edition includes all the latest changes in bankruptcy law, including updated 50-state exemption tables, and important U.S. Supreme Court decisions.
If you are considering or have decided to file Chapter 13 bankruptcy, Nolo’s Chapter 13 Bankruptcy is the essential guide you need to understand the procedures and law.
Please note: This book does not cover business bankruptcies, farm reorganizations, or Chapter 7 personal bankruptcy. For Chapter 7 bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy.
Both practitioners in the field and parties affected by a Ponzi scheme can benefit from the comprehensive coverage of issues in The Ponzi Book. Several chapters are dedicated to increasingly common fraudulent transfer claims (clawbacks) and preference claims arising in Ponzi schemes, along with the defenses that investors, brokers and others can assert to those claims. The book also includes a detailed discussion of a broad array of litigation claims that can be pursued against any type of defendant with culpability or liability due to its involvement in a Ponzi scheme. Separate chapters are dedicated to each of the complicated legal issues of deepening insolvency, standing, and in pari delicto as they arise in Ponzi litigation. Since Ponzi schemes usually involve related criminal proceedings, the book also covers Fifth Amendment and other privilege issues as well as a detailed analysis of what happens to competing claims for assets in parallel insolvency and criminal proceedings.
For those seeking to recover assets, several chapters discuss prejudgment remedies available to freeze assets, contempt proceedings, and service issues both internationally and domestically. The ultimate end game for claimants and those administering the unwinding of a Ponzi proceeding is the claims and allowance and distribution process, and this book offers a sophisticated review of differing approaches and methodologies available in the claims review process.
Finally, the highlights of recent changes in the tax laws relative to tax relief for Ponzi victims are covered to raise awareness of these issues for victims and their tax advisors.
• “Article III Judicial Power, the Adverse-Party Requirement, and Non-Contentious Jurisdiction” by James E. Pfander & Daniel D. Birk
• “Beyond Diversification: The Pervasive Problem of Excessive Fees and 'Dominated Funds' in 401(k) Plans” by Ian Ayres & Quinn Curtis
• “The Uneasy Case for Favoring Long-Term Shareholders” by Jesse M. Fried
• “Deviance, Aspiration, and the Stories We Tell: Reconciling Mass Atrocity and the Criminal Law” by Saira Mohamed
• “Mitigating Jurors’ Racial Biases: The Effects of Content and Timing of Jury Instructions” by Elizabeth Ingriselli
• “How To Eat an Elephant: Corporate Group Structure of Systemically Important Financial Institutions, Orderly Liquidation Authority, and Single Point of Entry Resolution” by Kwon-Yong Jin
• “Public Actors, Private Law: Local Governments’ Use of Covenants To Regulate Land Use” by Noah M. Kazis
• “Methodological Stare Decisis and Intersystemic Statutory Interpretation in the Choice-of-Law Context” by Grace E. Hart
Quality ebook formatting includes fully linked footnotes and an active Table of Contents (including linked Contents for all individual Articles, Notes, and Essays), proper Bluebook formatting, and active URLs in footnotes.
"Governance Reform and the Judicial Role in Municipal Bankruptcy," by Clayton P. Gillette & David A. Skeel, Jr.
"Professional Speech," by Claudia E. Haupt
"Casey and the Clinic Closings: When 'Protecting Health' Obstructs Choice," by Linda Greenhouse & Reva B. Siegel
"Returning to Common-Law Principles of Insider Trading After United States v. Newman," by Richard A. Epstein
The student contributions are:
Note, "Will Putting Cameras on Police Reduce Polarization?," by Roseanna Sommers
Note, "Federal Questions and the Domestic-Relations Exception," by Bradley G. Silverman
Comment, "Toward an Efficient Licensing and Rate-Setting Regime: Reconstructing § 114(i) of the Copyright Act," by Joseph Pomianowski
Quality digital editions include active Contents for the issue and for individual articles, linked footnotes, active URLs in notes, and proper digital and Bluebook presentation from the original edition.
• Article, “The Normalization of Foreign Relations Law,” by Ganesh Sitaraman and Ingrid Wuerth
• Book Review, “The Family, in Context,” by Maxine Eichner
• Note, “Forgive and Forget: Bankruptcy Reform in the Context of For-Profit Colleges”
In addition, the issue features student commentary on Recent Cases and policy positions, including such subjects as: retroactive prosecution of conspiracy to commit war crimes at Guantanamo; holding a legislature in contempt for unconstitutional funding of education; bullying and criminal harassment law; first amendment implications of high school suppression of violent speech; using statistics to prove False Claims Act liability; first amendment problems of a requirement that sex offenders provide internet identifiers to police; BIA ruling that Guatemalan woman fleeing domestic violence meets asylum threshold; and FDA regulation on nutritional information under the Affordable Care Act. Finally, the issue features several summaries of Recent Publications.
The Harvard Law Review is a student-run organization whose primary purpose is to publish a journal of legal scholarship. The Review comes out monthly from November through June and has roughly 2400 pages per volume. The organization is formally independent of the Harvard Law School. Student editors make all editorial and organizational decisions. This issue of the Review is May 2015, the seventh issue of academic year 2014-2015 (Volume 128). The digital edition features active Contents, linked notes, and proper ebook and Bluebook formatting.
Article, "The New Corporate Web: Tailored Entity Partitions and Creditors' Selective Enforcement," Anthony J. Casey
Note, "A Reassessment of Common Law Protections for 'Idiots,'" Michael Clemente
Feature: Arbitration, Transparency, and Privatization:
"Diffusing Disputes: The Public in the Private of Arbitration, the Private in Courts, and the Erasure of Rights," Judith Resnik
"Arbitration and Americanization: The Paternalism of Progressive Procedural Reform," Amalia D. Kessler
"Arbitration’s Counter-Narrative: The Religious Arbitration Paradigm," Michael A. Helfand
"Disappearing Claims and the Erosion of Substantive Law," J. Maria Glover
Feature, "Constitutional Law in an Age of Proportionality," Vicki C. Jackson
Quality digital formatting includes fully linked footnotes and an active Table of Contents (including linked Contents for all individual Articles, Notes, and Essays), proper Bluebook formatting, and active URLs in footnotes. This ebook is the last issue of the academic year 2014-2015, Number 8 of Volume 124. It includes a cumulative Index for the volume.
The company's saga mirrored the U.S. financial crisis, in which speculative risk using exotic investment instruments helped trigger what became known as the Great Recession. When the company finally emerged from court protection at the end of 2012 under new ownership and a newly appointed board of directors, it did so with a diminished value and a tarnished reputation.
Chicago Tribune reporters Michael Oneal and Steve Mills rely on thousands of pages of court documents, dozens of interviews, and hours of observation in U.S. bankruptcy court to tell the story of Tribune Co.'s journey through bankruptcy. They place a spotlight on the key decisions and missed opportunities that marked a perilous time in the history of the company, the media industry, and the economy.
Their four-part series, repackaged into The Tribune Saga: A Leveraged Buyout, An Insatiable Wall Street and a Bankruptcy Odyssey, serves as a compelling resource for law, business, and journalism students and for anybody interested in how Zell’s buyout of Tribune Co. became “a messy product of the unchecked Wall Street deal-making and aggressive financial engineering that soon would threaten the American economy.”