—Joe Gibbs, former NFL head coach and founder of NASCAR’s Joe Gibbs RacingThis book will transform your finances . . . and your life.
When you learn what the God of the universe says about handling money—and apply it—everything changes. Your Money Map shows you how.
This biblical and practical guide is for everyone—single or married, young or old, whether you earn a little or a lot. It helps you:Frame your finances within God’s big pictureDetermine and change the trajectory of your financial situationEstablish and follow 7 steps for wise stewardship.
Follow the principles in Your Money Map toward financial freedom and you will know a joy, peace, and confidence about your finances that few ever do.
Includes discussion questions, tools, and resources to help you put the book into practice.
Get expert guidance on how to track expenditures, reduce spending, get out of debt, invest wisely, save for college and other events, and how to survive the unexpected! In no time at all, you will gain valuable financial know-how and find out how to start investing!
Find out:Ways to weigh expected investment returns and risksHow to determine your investment goalsAdvice on how to plan for the futureThe best ways to reduce and eliminate debtHow to change credit card habits
Quotes regarding the book:
You are about to embark on a voyage into monetary enlightenment. Enjoy your journey. You will be rewarded.
J. David Spiceland, PhD, CPA, Professor of Accountancy.
Cynthia's publication comes at a great time when people are in need of professional advice concerning their finances. She has hit a home-run.
Laurence V. Plummer, Sr., President, Plummer Financial Services, LLC.
Cynthia has done an excellent job of capturing my weakness when it comes to my motivation to spend... I'm elated with the solutions she offers and I will make sure all of my friends and family have a copy of this book.
Marilyn Kelley, Business Instructor and friend Dallas, Texas.
ABCs that make cents has practical tools; its filled with great ideas to building a successful financial plan for your family, needed especially during these economic times. Christine Shipman, CPS Miami, Florida.
Michelle states the importance of not only fixing the issue of money but also exploring the reasons why we continue to find ourselves in a state of financial hardship. She knows that financial issues are both an outside issue of money and an inside issue of self-worth and self-esteem. By following the steps and completing the exercises in this book, the reader will not only gain financial empowerment, but also find freedom from financial insecurity.
In this important book, Russ teams up with gifted communicator Kelly Talamo to offer readers the truth about popular money lies that influence the spending decisions of millions of Americans.
Through the use of everyday stories about men and women who wrestle with spending decisions everyone faces, the authors expose the lies involved and give truth principles based on the Bible to refute the lies.
Common lies include:10 percent is God's, 90 percent is mineI can't afford to giveMy security is in my investmentsMy talents and abilities produce my wealthThe harder I work, the more money I make
Readers will be better equipped to manage money, make informed financial decisions, and use their money wisely as they replace the common money lies they've been taught with the truth of the Bible.
Recently, most people have been victimized by the revenue generating machine that is Wall Street. The truth is, Wall Street only cares about making the most revenue they can from you.
You will learn:
The 20%/65% rule of investing in both bear and bull markets.
When and why to move your investments to cash.
Why agency relationships and suitability are a far cry from fiduciary responsibility.
How to convert your IRA to a tax-free Roth IRA using either a Home Equity Line of Credit, a Reverse Mortgage, or a Real Estate Option.
A way to pay off your 30-year mortgage in ten or eleven years.
How you can get rid of credit card debt in months, not years.
Why segmenting your money and using principal for income may put you in a lower tax bracket.
How to do a background check on your financial advisor annually.
What to look out for in regard to outlandish performance claims by financial advisors.
The strategies presented herein will teach you how to have a consistent process and a plan for your success. You will never again fall victim to Wall Street's shenanigans.
James Ward is wealthy. Not "John D. Rockefeller wealthy," but rather has more money flowing in than flowing out. He is or has been a successful computer scientist, Coast Guardsman, Army Officer, analyst, musician, graphic designer, skier, manager for a defense contractor, business owner, and a writer. He is also a successful investor, but lives well within his means. As the owner of Poor Richard Web Press, he helps businesses, non-profits, and individuals succeed with their Internet marketing goals. He also helps other writers with free online marketing tools at BiblioScribe.com, and is a contributor to First Book, and organization that provides new books to children in need. Although his savings and investments continue to grow from the continual practice of Dr. Benjamin Franklin's Thirteen Virtues while following the Cycle of Positive Wealth, he realizes that his only true and most valuable treasure is his family.
In the last chapter you will get a complete understanding of how and why Wills and Trusts are important. You will see what the first Will in recorded history looked like. You will learn, with the use of certain trusts, how to protect your assets from con artists and unscrupulous people. Most importantly you will learn the best way to pass money on to the people you want and not the people you dont know and will never meet.
Whether choosing a mortgage, shopping around for the best credit card deal or just trying to save some of your hard-earned cash, The Virgin Money Maker cuts through the financial jargon to give you sensible information on the best way to manage your cash.
With expert advice on credit cards, mortgages, current accounts, savings, ISAs, pensions, loans, internet banking, debt solving and much more, this indispensable book is full of practical ideas to help you get the most from your money.
That tenet shines through bright and clear in this financial guide that is geared for Canadians but can be used by anyone to cut expenses, save money and start living his or her dreams.
Kevin uses straightforward language and real-life examples so you can
establish healthy financial habits upon landing your first professional job,
navigate living in Canada as a new resident,
evaluate the lifestyle you want in retirement and
take practical steps to achieve financial goals.
Youll also learn how to read and create a cash flow statement, net worth statement and a budget. Financial assessment tools and personal financial assessment quizzes help you build an even stronger foundation to move toward a better financial future.
Whether its saving money, earning more or putting the money you have saved and will save to work, youll find out how to make savvy moves that pay off big in Stacking the Deck.
Learn why Lotto is not going to fulfil your money dreams.
Find out why you are the one to create your financial plan.
Discover how to protect your wealth.
Learn why leveraging makes one wealth vehicle a better option.
Why paying down your home loan first, before investing, may not be the right thing to do.
Read the simple rules of investing success... to create wealth for yourself instead of for others.
Australian super-saver Jennifer Lancaster explains the principles of saving and investing, using her common sense style. She urges you to create your own financial plan. It's in your hands, not that of a financial planner, property spruiker, or broker.
Presents an alternative to budgeting that features real-time adaptability and continual flexibility
Improves awareness and control of finances
Eliminates the surprise factor when receiving bills for credit cards or other debt
Simplifies decision making regarding all purchases or expenses, whether planned or unplanned
Provides the ability to instantly determine the impact of all purchases or expenses on your short and long-term financial picture
Overcomes the challenges of budgeting, including the fact that budgets are updated only monthly, don't provide realtime adaptability, and are not adhered to for very long
Provides one number with which to manage daily discretionary purchases and expenses
Allows you to live comfortably in a lifestyle of spending based on your cash flow
In The 21-Day Financial Fast, award-winning writer and The Washington Post columnist Michelle Singletary proposes a field-tested financial challenge. For twenty-one days, participants will put away their credit cards and buy only the barest essentials. With Michelle’s guidance during this three-week financial fast, you will discover how to:Break bad spending habitsPlot a course to become debt-free with the Debt Dash PlanAvoid the temptation of overspending for collegeLearn how to prepare elderly relatives and yourself for future long-term care expensesBe prepared for any contingency with a Life Happens FundStop worrying about money and find the priceless power of financial peace
As you discover practical ways to achieve financial freedom, you’ll experience what it truly means to live a life of financial peace and prosperity.
Thousands of individuals have participated in the fast and as a result have gotten out of debt and become better managers of their money and finances. The 21-Day Financial Fast is great for earners at any income-level or stage of life, whether you are living paycheck-to-paycheck or just trying to make smarter financial choices.
Every couple argues about money. It doesn’t matter if you’ve been married for 40 years or dating for 4 months, money touches every decision you make as a couple—from the $5 cup of coffee to the $50,000 car. And when the two of you don’t see eye-to-eye on how much to spend or how much to save, that’s when arguments turn into ugly toxic fights that leave both persons feeling hurt and angry. It’s why money has become the #1 cause of divorce in the U.S. Obviously, something needs to change. The reason this crisis has not been addressed is because it has never been identified, defined, or given a name. Scott and Bethany Palmer, aka “The Money Couple,” have identified and defined this problem and offer concrete solutions to fix it.
With The 5 Money PersonalitiesTM DVD-Based Study, you can get to the root of money arguments and start really working together. You’ll discover what has an impact on your loved one’s money decisions, and you’ll learn how to talk about money in a way that’s actually fun! You’ll figure out how to put an end to money secrets and lies once and for all.
Features include:12 sessions of interactive reflection and study Valuable discussion questions for couples and small groups
Intended for use with The 5 Money Personalities DVD-Based Study (9781401678166).
Packed with wisdom and practical applications, this book will help you make the most of your money and how you spend it.
Today, with investments worth only a fraction of what they were a year ago, people need to be smarter about their finances. This book is here to level the playing field, explaining the games that are played, and the details that can confuse anyone when they depend on the false assumptions the money people are encouraging them to believe.
?How banks and credit card companies profit from their customers
?Your 401(k) and retirement plans - not all nest eggs are created equal
?Buying and selling a home - the Mortgage Meltdown 101
?Health care, college tuition, car purchase and maintenance, and life insurance - and a lot of fine print to read!