Conspiracy of Credit is a must read. Containing the most raw and
comprehensive information you will ever find on credit, this book provides
shocking answers to the questions of why the credit bureaus want you to have
bad credit and why credit is assumedly for poor people. Conspiracy of Credit explains why identity theft is nothing more
than a new product created by the credit bureaus and banks to make money. Further,
this book tactfully breaks down the reason behind retail and grocery store
loyalty cards as well as the use of re-identification software. The speed of
light money age is here, and never before has any book provided a blueprint for
the future of credit and banking.
Investing in the stock market is a great way to build your wealth, but for those of us who aren't professional stockbrokers, knowing what information to trust and where to put your money can seem overwhelming. Stock Market Investing for Beginners provides you with the strategic advice and knowledge necessary to make informed investment decisions. Equipping you with everything you need to take control of your financial future, Stock Market Investing for Beginners removes the guesswork from investing.
Stock Market Investing for Beginners gives you the tools to start investing wisely and successfully, with:A Comprehensive Overview covering the fundamentals of stock market investing Strategic Advice on buying, selling, owning, and diversifying Invaluable Tips on building your financial portfolio through stock market investing
“As a financial advisor, I recommend this book to anyone wanting to learn the Wall Street stock market game and build wealth.”—Cheryl D. Broussard, reader and financial advisor
Learn how to make the best of your investment with Stock Market Investing for Beginners.
HarperPerennial Classics brings great works of literature to life in digital format, upholding the highest standards in ebook production and celebrating reading in all its forms. Look for more titles in the HarperPerennial Classics collection to build your digital library.
You'll learn how to find your credit score and what your credit score number means, how to order copies of your credit reports - which should be checked for inaccuracies once per year, how to dispute credit inaccuracies, and how to get credit card debt under control.
If your debt is out of hand, you'll want to cut up those credit cards and contact a credit counseling agency who can help you set up a debt management plan.
You'll also learn information on consolidation loans and when the best time to consider one is.
Your credit is an important part of your financial life. Take steps to keep your credit in good standing - or take steps to correct any mistakes now that you may have made in the past.
After eighteen years as a political prisoner in the Bastille the aging Dr Manette is finally released and reunited with his daughter in England. There two very different men, Charles Darnay, an exiled French aristocrat, and Sydney Carton, a disreputable but brilliant English lawyer, become enmeshed through their love for Lucie Manette. From the tranquil lanes of London, they are all drawn against their will to the vengeful, bloodstained streets of Paris at the height of the Reign of Terror and soon fall under the lethal shadow of La Guillotine.
Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs, businesses, or investments?
The shocking answer is: None of the above!
In his groundbreaking Secrets of the Millionaire Mind, T. Harv Eker states: "Give me five minutes, and I can predict your financial future for the rest of your life!" Eker does this by identifying your "money and success blueprint." We all have a personal money blueprint ingrained in our subconscious minds, and it is this blueprint, more than anything, that will determine our financial lives. You can know everything about marketing, sales, negotiations, stocks, real estate, and the world of finance, but if your money blueprint is not set for a high level of success, you will never have a lot of money—and if somehow you do, you will most likely lose it! The good news is that now you can actually reset your money blueprint to create natural and automatic success.
Secrets of the Millionaire Mind is two books in one. Part I explains how your money blueprint works. Through Eker's rare combination of street smarts, humor, and heart, you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and "revise" it to not only create success but, more important, to keep and continually grow it.
In Part II you will be introduced to seventeen "Wealth Files," which describe exactly how rich people think and act differently than most poor and middle-class people. Each Wealth File includes action steps for you to practice in the real world in order to dramatically increase your income and accumulate wealth.
If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that's exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it's simple. If you think like rich people think and do what rich people do, chances are you'll get rich too!
In this new edition of Financial Peace, Ramsey has updated his tactics and philosophy to show even more readers:
With practical and easy to follow methods and personal anecdotes, Financial Peace is the road map to personal control, financial security, a new, vital family dynamic, and lifetime peace.
Credit card debt is the third largest source of household indebtedness. Credit Repair Kit For Dummies gives you the tools you need to repair your credit.
This new edition covers: major changes with the Consumer Financial Protection Bureau's (CFPB) inquiry into overdraft practices and their effect on consumers; dealing with the effect of tightened credit markets on those with good, marginal, or bad credit; best ways to recover from mortgage related score hits or minimize damage after walking away from a home; updated Vantage Score information; updated coverage on reporting programs like FICO Score watch, etc.; what makes a good FICO score today; a new section on significant others (boyfriend/girlfriend/spouse) and credit/debt sharing; Debt Relief Act in a mortgage meltdown situation; the latest tips and advice on dealing with identity theft and annoying collection calls; and more. Online you'll find sample credit reports, forms, templates, and other helpful tools to help whip your credit into shape.Updated credit score examples with new ranges New information about IRS exceptions to the Mortgage Forgiveness Advice and tips about adding information to a credit report, and beefing-up thin credit Useful, downloadable, forms and tools on Dummies.com
If you have mediocre credit and want or need to better manage it in order to get a job, reduce insurance costs, qualify for banking products, and more, Credit Repair Kit For Dummies has it covered.
'I am the Ghost of Christmas Present,' said the Spirit. 'Look upon me!'
A celebration of Christmas, a tale of redemption and a critique on Victorian society, Dickens' atmospheric novella follows the miserly, penny-pinching Ebenezer Scrooge who views Christmas as 'humbug'. It is only through a series of eerie, life-changing visits from the ghost of his deceased business partner Marley and the spirits of Christmas past, present and future that he begins to see the error of his ways. With heart-rending characters, rich imagery and evocative language, the message of A Christmas Carol remains as significant today as when it was first published.
Get expert guidance on how to track expenditures, reduce spending, get out of debt, invest wisely, save for college and other events, and how to survive the unexpected! In no time at all, you will gain valuable financial know-how and find out how to start investing!
Find out:Ways to weigh expected investment returns and risksHow to determine your investment goalsAdvice on how to plan for the futureThe best ways to reduce and eliminate debtHow to change credit card habits
The book details credit's impact on nearly every aspect of life, including employment; insurance; love relationships; services such as mobile phones and utilities; apartment leases; and auto, business, and home mortgage loans. It walks readers through the process of disputing negative items on credit reports and includes letter templates that can be used for that purpose. Finally, it provides readers with credit- and debt-management tips and describes state-of-the-art tools that can be used to foster better money- and credit-management habits. With this book in hand, a consumer should be able to achieve the higher credit score that is a person's greatest financial asset.
As the interminable case of Jarndyce and Jarndyce grinds its way through the Court of Chancery, it draws together a disparate group of people: Ada and Richard Clare, whose inheritance is gradually being devoured by legal costs; Esther Summerson, a ward of court, whose parentage is a source of deepening mystery; the menacing lawyer Tulkinghorn; the determined sleuth Inspector Bucket; and even Jo, the destitute little crossing-sweeper. A savage, but often comic, indictment of a society that is rotten to the core, Bleak House is one of Dickens's most ambitious novels, with a range that extends from the drawing rooms of the aristocracy to the poorest of London slums.
Three powerful, aggressive, and 100% legal ways to improve your credit rating--starting right now!
Here’s the reality--the insider information I never see written on credit bureau or government Web sites or so-called helpful articles about credit. Late payments may--not must--be reported to credit bureaus. And if someone at Visa wants to not report my one-day-late payment, that is their prerogative. It’s not illegal and it’s not lying....
At Christmas time we so often associate Charles Dickens with his classic A Christmas Carol. In this unlikely Christmas tale, first published in 1894, in Christmas Stories you won’t find many mentions of Yuletide feasts or golden stores. Instead you will be treated to a story of a different ilk. In a very Clue-like scenario, the host invites several guests to take residence in the house for one night, the Twelfth Night of Christmas, each taking a room of their own--The Clock Room, The Cupboard Room, The Garden Room, and so on.
Dickens also used this story as the setting for a collection of stories in which he commissioned various writers to take on a character and a room from the story he had written, and detail the character's encounter with the ghost of the room. Watch for each of these stories to come in the Paranormal Parlor collection!
Approximately 35 percent of African Americans had no measurable assets in 2009, and 24 percent of these same households had only a motor vehicle. Dennis Kimbro, observing how the weight of the continuing housing and credit crises disproportionately impacts the African-American community, takes a sharp look at a carefully cultivated group of individuals who've scaled the heights of success and how others can emulate them. Based on a seven year study of 1,000 of the wealthiest African Americans, The Wealth Choice offers a trove of sound and surprising advice about climbing the economic ladder, even when the odds seem stacked against you. Readers will learn about how business leaders, entrepreneurs, and celebrities like Bob Johnson, Spike Lee, L. A. Reid, Herman Cain, T. D. Jakes and Tyrese Gibson found their paths to wealth; what they did or didn't learn about money early on; what they had to sacrifice to get to the top; and the role of discipline in managing their success. Through these stories, which include men and women at every stage of life and in every industry, Dennis Kimbro shows readers how to:
· Develop a wealth-generating mindset and habits
· Commit to lifelong learning
· Craft goals that match your passion
· Make short-term sacrifices for long-term gain
· Take calculated risks when opportunity presents itself
Charles Dickens's first published book, Sketches by Boz (1836) heralded an exciting new voice in English literature. This richly varied collection of observation, fancy and fiction shows the London he knew so intimately at its best and worst - its streets, theatres, inns, pawnshops, law courts, prisons, omnibuses and the river Thames - in honest and visionary descriptions of everyday life and people. Through pen portraits that often anticipate characters from his great novels, we see the condemned man in his prison cell, garrulous matrons, vulgar young clerks and Scrooge-like bachelors, while Dickens's powers for social critique are never far from the surface, in unflinching depictions of the vast metropolis's forgotten citizens, from child workers to prostitutes. A startling mixture of humour and pathos, these Sketches reveal London as wonderful terrain for an extraordinary young writer.
In Hard Times Coketown is dominated by the figure of Mr Thomas Gradgrind, school headmaster and model of Utilitarian success. Feeding both his pupils and family with facts, he bans fancy and wonder from any young minds. As a consequence his obedient daughter Louisa marries the loveless businessman and 'bully of humanity' Mr Bounderby, and his son Tom rebels to become embroiled in gambling and robbery. And, as their fortunes cross with those of free-spirited circus girl Sissy Jupe and victimized weaver Stephen Blackpool, Gradgrind is eventually forced to recognize the value of the human heart in an age of materialism and machinery.
In his newest book, Everyday Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too, Chris Hogan destroys millionaire myths that are keeping everyday people from achieving financial independence. Chris and the Ramsey research team surveyed over 10,000 US millionaires, discovering how these high-net-worth people reached their financial status. And the formula might surprise you.
Millionaire status doesn’t require inheriting a bunch of money or having a high-paying job. No. The path to becoming a millionaire is paved with more-ordinary tools—tools that you either already have or that you can learn. If you thought you could never become a millionaire, think again. Listen and learn from over 10,000 everyday millionaires who have done it and believe it’s possible for you too.
How to Make Your Credit Score Soar gives you the tools and information you need to get your free credit report, remove errors on your report, and increase your credit score. Learn how to recover fast from a Short Sale, Bankruptcy, Judgments and Collections. If you’re new to credit, this book will show you how and where to establish credit lines and then manage that credit so your credit score goes nowhere but up. If you have established credit but are struggling to manage it, How to Make Your Credit Score Soar will show you how to repair your credit, effectively dispute items on your credit report, and better handle your credit going forward.
Life is better with good credit; it opens doors to more opportunities. Take control of your credit destiny today. Take the necessary steps to make your credit score soar.
If you're like the average American, having improved credit will save you thousands of dollars on your loans and credit cards. You do not need a credit repair clinic. Save the money. Everything a credit repair clinic can do for you legally, you can do for yourself at little or no cost using the plan in this new book. There are federal laws in place to make sure that you can repair problems on your credit report and increase your credit score. These laws are found in the Fair Credit Reporting Act.
This book will show you how to use your legal rights to increase your credit score. You will learn how to remove questionable items from YOUR credit reports, including: late payments, collections, judgments, liens, charge offs, bankruptcies, foreclosures, repossessions, and identity fraud. This new book will be your road map to credit repair information, and give you tips on how to maintain a stronger credit profile, repair bad credit, improve credit scores, and correct personal information.
Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president's garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.
Dickens was profoundly affected by the disaster, and a year later, he published The Signalman, a supremely atmospheric ghost story in which the narrator, while investigating a dank and lonely railway cutting, meets the signalman who works there. His new acquaintance appears to live under the shadow of an unbearable secret, haunted by an apparition whose appearance prefigures terrible rail accidents.
Drawing on Dickens own experiences, and introduced by Simon Bradley, author of The Railways, The Signalman is both an important piece of rail history, and a sinister tale which will make you think twice next time you enter the quiet carriage.
The Money Book for the Young, Fabulous & Broke is financial expert Suze Orman's answer to a generation's cry for help. They're called "Generation Debt" and "Generation Broke" by the media — people in their twenties and thirties who graduate college with a mountain of student loan debt and are stuck with one of the weakest job markets in recent history. The goals of their parents' generation — buy a house, support a family, send kids to college, retire in style — seem absurdly, depressingly out of reach. They live off their credit cards, may or may not have health insurance, and come up so far short at the end of the month that the idea of saving money is a joke. This generation has it tough, without a doubt, but they're also painfully aware of the urgent need to take matters into their own hands.
The Money Book was written to address the specific financial reality that faces young people today and offers a set of real, not impossible solutions to the problems at hand and the problems ahead. Concisely, pragmatically, and without a whiff of condescension, Suze Orman tells her young, fabulous & broke readers precisely what actions to take and why. Throughout these pages, there are icons that direct readers to a special YF&B domain on Suze's website that offers more specialized information, forms, and interactive tools that further customize the information in the book. Her advice at times bucks conventional wisdom (did she just say use your credit card?) and may even seem counter-intuitive (pay into a retirement fund even though your credit card debt is killing you?), but it's her honesty, understanding, and uncanny ability to anticipate the needs of her readers that has made her the most trusted financial expert of her day.
Over the course of ten chapters that can be consulted methodically, step-by-step or on a strictly need-to-know basis, Suze takes the reader past broke to a secure place where they'll never have to worry about revisiting broke again. And she begins the journey with a bit of overwhelmingly good news (yes, there really is good news): Young people have the greatest asset of all on their side — time.
Napoleon Hill's thirteen step programme will set you on the path to wealth and success. Think and Grow Rich reveals the money-making secrets of hundreds of America's most affluent people. By thinking like them, you can become like them. This powerful 1937 classic, with analysis from self-development authority Tom Butler-Bowdon, will continue to be read through the decades of economic boom and bust, proving that the magic formula for making money never changes.
'Oliver Twist has asked for more!'
Fleeing the workhouse, Oliver finds himself taken under the wing of the Artful Dodger and caught up with a group of pickpockets in London. As he tries to free himself from their clutches he becomes immersed in the seedy underbelly of the Capital, amongst criminals, prostitutes and the homeless. Dickens scathing attack on the cruelness of Victorian Society features some of his most memorable and enduring characters, including innocent Oliver himself, the Artful Dodger, Fagin, Bill Sikes and Nancy.