Learn why Lotto is not going to fulfil your money dreams.
Find out why you are the one to create your financial plan.
Discover how to protect your wealth.
Learn why leveraging makes one wealth vehicle a better option.
Why paying down your home loan first, before investing, may not be the right thing to do.
Read the simple rules of investing success... to create wealth for yourself instead of for others.
Australian super-saver Jennifer Lancaster explains the principles of saving and investing, using her common sense style. She urges you to create your own financial plan. It's in your hands, not that of a financial planner, property spruiker, or broker.
Conversely, many on Wall Street may be aware of the secular markets but not fully aware of secular bear market dynamics. Within the context of this book, many financial writers and television pundits often convey some pretty silly concepts about long term market averages.
If this is your first exposure to the secular markets, this book should be an eye opener.
Secular bull markets are just wonderful. Buy and hold becomes low risk. Secular bear markets are dangerous. There are periods within secular bear markets where the bear becomes docile and can be petted. What to look for is identified inside. Just be careful and wear a glove.
The book was written for those who do not need to take excessive risk with what has already been hard earned. It will also be useful for newcomers and intermediates to the markets in evaluating risk. For the more adequately funded with hands on inclinations, a clearer picture of risk is presented.
This book wasn’t intended to make anyone a millionaire. There is a good chance it could speed one along the way. For those already in the millionaire ranks, the information could point out previously unrecognized dangers and maybe keep one in the ranks. Unfortunately some that achieve millionaire status don’t always stay there.
You can use the information found in this book to literally change your life for the better! YOU can become financially successful, from any income level, too!
So many people are intimidated by that fact that they fail to start saving and investing. The numbers seem so large and unattainable that they figure, why bother?
As hard as it might seem, its possible to save the money you need to retire comfortably through a combination of planning, hard work, and investing. In this road map to combining those three elements, youll learn how to
make conscious decisions to move toward achieving yourfinancial goals,
decide what portion of your income to save and how much of it to invest,
maintain the fi nancial discipline you need to create a stream of income upon retirement, and
measure your progress as you move along in your career.
The author writes in plain English and shares how hes been able to achieve financial independenceand how you can too. Success is a choice, and it begins by applying the wealth-building strategies in Put Time on Your Side.
We have an onslaught of young African-Americans who have the mentality of wanting to have the nicest things that they can afford or not afford. Because of the desire for so much material things this book is written to focus on the African-American households and their financial behavior which leads them into debt.
This book tells the story of a
poor boy who grew up in the small town of Summerfield, North Carolina. He was
able to become a millionaire by putting in place strategies, and having the
discipline to maintain those strategies throughout the stock market’s up and
“Further, by becoming a financial
advisor, I was able to build a financial planning practice, acquire clients,
convince them take my advice, and follow strategies that helped many of them
become millionaires as well,” says author Gary L. Clark.
The advice and strategies are
simple, and if followed, can help almost anyone become a millionaire. Thus, The
Simplification of Becoming a Millionaire was born.
Whether you have a savings or checking account, a 401(k), an IRA, a college fund, or dollars stuffed under the mattress, you are an investor. But you are losing every day that you sit back and let others make decisions about your money. You worked hard for it, and it’s your responsibility to make it work for you. If you don’t invest smartly, your very financial future is in jeopardy. But smart investing is not nearly as difficult or complicated as some might lead you to believe.
In seven simple yet vital steps Dan Solin, New York Times bestselling author of The Smartest Investment Book You’ll Every Read, takes the mystery out of successful investing and shows everyone, no matter what their income or expertise in money matters, how to take control of their financial lives, ignore the “experts”, and grow a nest egg.
Solin’s approach mirrors that of the most successful investors in the world. He ignores the bombast of so many advisors and brokers who over-promise and under-deliver, relying instead on objective, historical, peer-reviewed data.
Solin helps you separate fact from hype so that you can make intelligent, responsible investing decisions. And his simple, clear-headed advice shows you exactly how to invest your assets with an easy-to-follow plan that allows you to create and monitor your portfolio in less time than it takes to read the morning paper.
It's not easy to make the right investment decisions. First of all, there are so many investment avenues, each promising different returns and carrying different risks. To add further complexity, there is the fact that different investments are treated differently by the taxman; some attracting higher taxes, others enjoying tax concessions — and the tax laws keep changing all the time. Moreover, each person has his or her own unique financial needs and risk profile. What is tonic for one may prove to be poison for another. Equally, new avenues and instruments of investment keep arising and old ones setting on the horizons of the wonderland of investment. Some of the existing bright stars may suddenly become black holes. The interest rates have a habit of bobbing up and down. This will surely need a change in your portfolio mix.
The bestselling book is packed with a wealth of investment information and guidance about the various investment avenues, their risks and profitability, and their tax implications. Not just that. Based on their 40-plus years of investment advisory expertise, the authors offer those rare insights that will truly help you invest your money most profitably.
Part I: HOW TO AXE, NOT EVADE, TAX:
Income Tax, Gift Tax Gone? Not Really! Salary & Perquisites. Retirement Benefits. Capital Gains. House Property, STT, CTT & DDT.
Part II: HOW TO SELECT AND COLLECT THE MOST PROFITABLE INVESTMENTS:
Public Provident Fund (PPF); National Pension System (NPS); National Savings Certificates; Post Office Small Savings Schemes; Insurance on Life; Mutual Funds; ULIP of Insurance Companies; Stocks and Shares; Futures and Options; RBI Savings Bonds; Bank Deposits; Company Fixed Deposits, and more.
Dealing with financial challenges requires careful planning. Regardless of whether you will face unemployment, sickness, or something worse, you can take steps now that will help you and your loved ones in the future. You can also fix damaging behavior and improve your management of risk. Being happy and accomplishing your goals could be as simple as saying yes to an opportunity.
In this financial guidebook, youll learn how to
balance demands from family, friends, and colleagues;
embrace challenges you face with your spouse or significant other;
pick investments that match your risk tolerance;
pay for college, retirement, health care, and other major expenses.
Preparing for financial challenges now will pay off in the future. Build wealth, take advantage of opportunities, and discover a better way of managing your finances with Leveling the Playing Field.
The author calls upon the timeless wisdom of Solomon and Aesop's fables, along with modern insights from Warren Buffett and Vanguard founder John Bogle, to help readers rediscover the simple secrets to avoiding life's big financial and life MESSTAKES.
Readers will learn:Four simple secrets to achieving financial independence Five steps to generating a great income Five great secrets to living a highly successful life
Through the lens of five topics: Learn it, Earn it, Start it, Spend it and Invest it, it covers all the essentials that we should have been taught at school, but weren't. From setting up a system to get you out of debt faster, to simple budgeting hacks. It also investigates the big financial challenges and opportunities we face today, from what the #RichKidsofInstagram have to do with you and your money, why spending no longer means owning and how being open about our finances could make us all richer.
And, most importantly it helps you take action, with helpful exercises and the 'GFY Money Plan'; a step by step guide to the seven most important financial moves you can make for your life.