Why do some people succeed financially while others struggle? Within the pages of this uplifting book, the secrets to what determines financial success will be revealed.
Joseph J.A. Quijano, CFP®, CDFA® is a Certified Financial Planner and a national financial educator.
He has a strong passion for protecting his client's money against loses. With over 40 years of successful experience he has helped thousands of individuals achieve financial security. And, he can do the same for you.
©2016 Joseph Quijano (P)2017 Brook Forest Voices
The success stories speak for themselves in this audio book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.
Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!"
The Total Money Makeover isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.
Saving money doesn't have to be a burden. It also doesn't mean you need to stop spending your money completely. Savings and spending is not an either/or proposition. Instead, being smart with your money means you spend it well so you can save it wisely.
Joseph J. A. Quijano, CFP®, CDFA®, is a certified financial planner and a national financial educator. Mr. Quijano has a strong passion for protecting his clients' money against losses. With over 40 years of successful experience, he has helped thousands of individuals achieve financial security. He can do the same for you.
©2017 Joseph Quijano (P)2017 Brook Forest Voices
The bestselling author of THE AUTOMATIC MILLIONAIRE offers his innovative financial advice in SMART COUPLES FINISH RICH and SMART WOMEN FINISH RICH—now both programs are available in audio.
Fighting about money is the number-one reason for divorce in America. SMART COUPLES FINISH RICH covers a powerful combination of strategies that helps couples work on their finances as a team. Addressing every couple—younger or older, married or not, straight or gay—this is a comprehensive, positive financial lifesaver that will help couples of all ages and in all tax brackets communicate comfortably about money and start building a strong financial future together.
The deeply personal story of how award-winning personal finance blogger Elizabeth Willard Thames abandoned a successful career in the city and embraced frugality to create a more meaningful, purpose-driven life, and retire to a homestead in the Vermont woods at age thirty-two with her husband and daughter.
In 2014, Elizabeth and Nate Thames were conventional 9-5 young urban professionals. But the couple had a dream to become modern-day homesteaders in rural Vermont. Determined to retire as early as possible in order to start living each day—as opposed to wishing time away working for the weekends—they enacted a plan to save an enormous amount of money: well over seventy percent of their joint take home pay. Dubbing themselves the Frugalwoods, Elizabeth began documenting their unconventional frugality and the resulting wholesale lifestyle transformation on their eponymous blog.
In less than three years, Elizabeth and Nate reached their goal. Today, they are financially independent and living out their dream on a sixty-six-acre homestead in the woods of rural Vermont with their young daughter. While frugality makes their lifestyle possible, it’s also what brings them peace and genuine happiness. They don’t stress out about impressing people with their material possessions, buying the latest gadgets, or keeping up with any Joneses. In the process, Elizabeth discovered the self-confidence and liberation that stems from disavowing our culture’s promise that we can buy our way to "the good life." Elizabeth unlocked the freedom of a life no longer beholden to the clarion call to consume ever-more products at ever-higher sums.
Meet the Frugalwoods is the intriguing story of how Elizabeth and Nate realized that the mainstream path wasn’t for them, crafted a lifestyle of sustainable frugality, and reached financial independence at age thirty-two. While not everyone wants to live in the woods, or quit their jobs, many of us want to have more control over our time and money and lead more meaningful, simplified lives. Following their advice, you too can live your best life.
You can either learn to invest your money now, or face the fact that you may not get to retire!
If managed correctly, investing in a 401k plan can make an investor enjoy an early and wealthy retirement.
This guide will set some foundations that will help you manage your 401(k). With the right basic principles in place, you'll be in a better position to make the decisions that relate to your individual financial situation.
Here is a preview of what you'll learn:401(K) investments Traditional 401(K) plan Self directed 401(K) investment plan Safe harbor 401(K) investment plan Tiered profit sharing 401(K) plan Why you should Invest In 401 investments 401(K) should be your starting point How to choose which investment is right for you Exploit compounding interest Pick the best savings rate for you And much, much more
Get your copy today! Take action today and get this audiobook now at a special price!
The first authoritative and comprehensive guide to "aging in place"–a burgeoning movement for those who don't want to rely on assisted living or nursing home care–which allows seniors to spend their later years living comfortably, independently, and in their own home or community.
For millions of Americans, living in a nursing home or assisted living facility is not how they’d prefer to spend their retirement years. This is why more and more people are choosing to “age in place.”
In this empowering and indispensable book, clinical psychologists and aging specialists Mary Languirand and Robert Bornstein teach readers how, with planning and foresight, they can age with dignity and comfort in the place of their own choosing. How to Age in Place offers useful, actionable advice on financial planning; making your home physically safe; getting around; obtaining necessary services; keeping a healthy mind, body, and spirit; and post-retirement employment. A necessary resource for seniors, their adult children, and eldercare professionals, How to Age in Place is both a practical roadmap and inspirational guide for the millions of seniors who want to make their own decisions and age well.