This is a print on demand edition of a hard to find publication. Summarizes the administrative and enforcement actions the FTC has taken under the Fair Debt Collection Practices Act (FDCPA) during the past year. These actions are part of the FTC¿s ongoing effort to curtail deceptive, unfair, and abusive debt collection practices in the marketplace. Such practices cause substantial consumer injury, including payment of amounts not owed, unintended waivers of rights, invasions of privacy, and emotional distress. The FTC¿s goal is to ensure compliance with the Act without unreasonably impeding the collection process. The FTC also appreciates the need to protect consumers from those debt collectors who engage in deceptive, unfair, and abusive collection practices.
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