AI in E-Commerce in 2026. The New Shopping Funnel: From AI Search, Agentic Payments, to AI Customer Experience

· Tidio
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About this ebook

AI is rewriting the shopping funnel from the top down. Consumers use ChatGPT and Gemini to research products before they ever visit a store. Agents are completing purchases autonomously. On-site AI is resolving customer issues end-to-end.

This report covers all three layers: AI discovery and the shortlist effect, the new protocol stack enabling agentic payments, and what separates brands winning in AI customer service from those losing trust. Based on 70 sources. Written for e-commerce leaders making decisions now.

Table of contents

Foreword

Executive Summary

What’s changing

Why this matters

What to do

The New Shopping Funnel: AI as the First Touchpoint

Why this matters

What to do

Agentic Commerce and Payments

Model Context Protocol (MCP)

Agent-to-Agent Protocol (A2A)

Agentic Commerce Protocol (ACP)

Universal Commerce Protocol (UCP)

Agent Payments Protocol (AP2)

Trusted Agent Protocol (TAP)

Web Model Context Protocol (WebMCP)

Why this matters

What to do

Merchant Infrastructure for AI Shopping

Why this matters

What to do

Advertising in AI Surfaces

Why this matters

What to watch

AI in Customer Service and Revenue Operations

Why this matters

What to do

Risk, Compliance, and Brand Trust

Transparency requirements

Pricing transparency and antitrust

Security posture for agentic traffic

Strategic Framework for 2026

Platform and protocol positioning

Organizational capability gaps

Capital allocation priorities

AI shelf-readiness

AI-surface marketing

AI customer experience

Appendix A: Adjacent High-Impact AI Use Cases and Emerging Infrastructure

Personalization and merchandising at scale

Dynamic pricing (and the regulatory response)

Generative content and creative automation

Logistics and operations

Trust, reviews, and deception controls

Stablecoins and micropayment infrastructure

References

AI is rewriting the shopping funnel from the top down. Consumers use ChatGPT and Gemini to research products before they ever visit a store. Agents are completing purchases autonomously. On-site AI is resolving customer issues end-to-end. This report covers all three layers: AI discovery and the ...

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Ratings and reviews

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About the author

Bart Turczynski is the Head of Growth at Tidio, where he leads customer acquisition and growth initiatives focused on the intersection of AI, marketing, and ecommerce. With a decade of experience in digital marketing and growth strategy, he previously helped scale Zety into a leading career platform. Bart is also a co-founder of MoreGrowth and Natu.Care, where he has driven organic user acquisition and built sustainable growth channels.

Marika Adamczewska-Jankowiak is a freelance Visual Designer with over 8 years of experience in digital, print, branding, and web design. She has experience working in agencies as well as with product companies, delivering creative and practical design solutions.

Tytus Golas is the founder and CEO of Tidio, where he leads growth and product strategy at the intersection of AI, ecommerce, and customer communication. A four-time Forbes 30 Under 30 finalist, he has a decade of experience scaling high-growth startups. Tytus is a hands-on builder in the AI space, focused on developing intelligent agents and tools that simplify how businesses and customers interact.

Bart Turczynski is the Head of Growth at Tidio, where he leads customer acquisition and growth initiatives focused on the intersection of AI, marketing, and ecommerce. With a decade of experience in digital marketing and growth strategy, he previously helped scale Zety into a leading career platf...

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