This book contains 500 ideas, all with practical examples. These are designed to give readers the knowledge required to gain control over their financial destiny. The purpose of this book is to provide the reader with real ideas that will increase wealth, reduce debt and financial risks, and create financial opportunities. Good luck on your trip to greater wealth.
In Look What Happened to My Pocket Change!, author Rochelle Melanie provides a guide to help low- to middle-income individuals learn how to create wealth, overcome obstacles that prevent them from saving and investing, and manage money better.
Rochelle describes her personal experiences with spending, saving, and investing to demonstrate techniques for creating financial stability. She discusses:
Where wealth comes from
The importance of organization
The benefits of a good work ethic
Credit and paying bills
Banks, finance companies, and loan stores
Coupons, rebates, reward points, and dollar stores
How real savings begins
Savings bonds, mutual funds, the stock market, real estate, and life insurance
Look What Happened to My Pocket Change! details techniques for wise investing, smart borrowing, and getting organized that anyone can adopt in order to enhance their lifestyles.
Whether you're paying off debt, saving more or just living within your means, you're working at avoiding the fear and stress of those who are not in control of their finances. This book guides you through a step-by-step process of identifying your spending habits, designing a flexible and realistic budget, and tracking your expenses. It also offers numerous and creative ways of reducing your spending and increasing your savings.
A little effort can save you thousands of dollars a year!
Know Your Money provides financial fundamentals and practical advice to help you learn to make good financial choices, avoid common money pitfalls, and:Confidently discuss money issues with others Identify and embrace good money habits Be more independent without being a slave to debt Prepare for tough economic times
Each chapter includes an easy-to-review summary, worksheets and tips that will help you evaluate and improve your money IQ. When you Know Your Money you worry less and enjoy lifes journey more. Let your journey begin!
You CAN take control of your money. Build up your money muscles with America’s favorite finance coach.
Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover: Classic Edition.
By now, you’ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. And it’s based on results, not pie-in-the-sky fantasies. With The Total Money Makeover: Classic Edition, you’ll be able to:Design a sure-fire plan for paying off all debt—meaning cars, houses, everythingRecognize the 10 most dangerous money myths (these will kill you)Secure a big, fat nest egg for emergencies and retirement!
Includes new, expanded “Dave Rants” sidebars tackle marriage conflict, college debt, and more. All-new forms and back-of-the-book resources to make Total Money Makeover a reality.
Dive deeper into Dave’s game plan with The Total Money Makeover Workbook: Classic Edition. The Total Money Makeover: Classic Edition is also available in Spanish, transformación total de su dinero.
English, his ancestry identifies him as Samoan while culturally he identifies with the U.S. and Europe. But if he doesn’t know who he is, at least Ferrari knows what he is: a rubbish collector. It’s his job. Then rubbish collection gives Ferrari a chance to define his identity—though doing so will test all his resources of insight and courage. A letter he finds in the trash describing the finding of Roman codices sets Ferrari off on a dangerous journey that will take him to the remote reaches of New Zealand and to ancient ruins in Italy. What he discovers may just help him decide who he is.