This timely volume reexamines the goals, risks, and rewards of homeownership in the wake of the housing bubble and subprime lending crisis. Housing, real estate, and finance experts explore the role of government in supporting homeownership, deliberate how homeownership can be made more sustainable, and discuss how best to balance affordability, access, and risk, particularly for minorities and low income families.
Contributors: Eric S. Belsky (JCHS); Raphael W. Bostic (University of Southern California); Mark Calabria (Cato Institute); Kaloma Cardwell (University of California, Berkeley); Mark Cole (Hope LoanPort); J. Michael Collins (University of Wisconsin– Madison); Marsha J. Courchane (Charles River Associates); Andrew Davidson (Andrew Davidson and Co.); Christopher E. Herbert (JCHS); Leonard C. Kiefer (Freddie Mac); Alex Levin (Andrew Davidson and Co.); Adam J. Levitin (Georgetown University Law Center); Mark R. Lindblad (University of North Carolina at Chapel Hill); Jeffrey Lubell (Abt Associates); Patricia A. McCoy (University of Connecticut School of Law); Daniel T. McCue (JCHS); Jennifer H. Molinsky (JCHS); Stephanie Moulton (Ohio State University); john a. powell (University of California–Berkeley); Roberto G. Quercia (University of North Carolina at Chapel Hill); Janneke H. Ratcliffe (University of North Carolina); Carolina Reid (University of California–Berkeley); William M. Rohe (University of North Carolina at Chapel Hill); Rocio Sanchez-Moyano (JCHS); Susan Wachter (University of Pennsylvania); Peter M. Zorn (Freddie Mac)
Eric S. Belsky is managing director of the Joint Center for Housing Studies of Harvard University, a lecturer at the Harvard Graduate School of Design, and coeditor of several Brookings/JCHS collaborations, including Moving Forward: The Future of Consumer Credit and Mortgage Finance and Low-Income Homeownership: Examining the Unexamined Goal. Christopher E. Herbert is research director at the Joint Center, where he conducts housing policy research and oversees the State of the Nation's Housing and America's Rental Housing report series. Jennifer H. Molinsky is a research associate at the Joint Center. Prior to joining the center she was chief planner for long-range planning in Newton, Mass.
In The Metropolitan Revolution, Bruce Katz and Jennifer Bradley highlight success stories and the people behind them.
· New York City: Efforts are under way to diversify the city's vast economy
· Portland: Is selling the "sustainability" solutions it has perfected to other cities around the world
· Northeast Ohio: Groups are using industrial-age skills to invent new twenty-first-century materials, tools, and processes
· Houston: Modern settlement house helps immigrants climb the employment ladder
· Miami: Innovators are forging strong ties with Brazil and other nations
· Denver and Los Angeles: Leaders are breaking political barriers and building world-class metropolises
· Boston and Detroit: Innovation districts are hatching ideas to power these economies for the next century
The lessons in this book can help other cities meet their challenges. Change is happening, and every community in the country can benefit. Change happens where we live, and if leaders won't do it, citizens should demand it.
The Metropolitan Revolution was the 2013 Foreword Reviews Bronze winner for Political Science.
In Borrowing to Live, the Joint Center for Housing Studies of Harvard University brings together a group of experts drawn from the best of academia, research, and public services. Together with editors Nicolas Retsinas and Eric Belsky, they dissect the worrisome current state of consumer and mortgage credit in the United States and help point the way out of the current struggles.
Contributors: Michael S. Barr, Eric S. Belsky, Raphael W. Bostic, Shawn Cole, Amy Crews Cutts, Kathleen C. Engel, Ren S. Essene, Elaine Kempson, Patricia A. McCoy, William A. Merrill, Sendhil Mullainathan, Anthony Pennington-Cross, Elizabeth Renuart, Eldar Shafir, Edna R. Sawady, Jennifer Tescher, John Thompson, Peter Tufano, Susan M. Wachter