No Money Down: A Lexi Carmichael Mystery, Book 2.5

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Me and the legendary Zimmerman twins--it’s a friendship made in geek heaven. And it all started back when I worked for the NSA...

My best friend Basia dragged me to the beach for her idea of a vacation. All those annoying people, sand in embarrassing places--not exactly R & R for a girl who doesn’t like the sun, the ocean or bathing suits. I couldn’t wait to get back to work.

But things started looking up when I ran into Elvis and Xavier Zimmerman. We discovered we had a lot in common: gaming, anchovies, hacking. After that, the vacation was perfect--until I accidentally broke some poor guy’s fingers. Then Broken-Fingered Guy disappeared, and things got really dicey.

With the Secret Service and a bunch of thugs suddenly after me, all I wanted was to solve the mystery and enjoy what was left of my vacation--preferably alive.

Editor’s Note: No Money Down is a prequel to No One Lives Twice

This book is approximately 26,000 words

Carina Press acknowledges the editorial services of Alissa Davis

Other Books in the Lexi Carmichael Mystery Series:

No One Lives Twice (Book 1)

No One To Trust (Book 2)

No Money Down (Book 2.5) — Novella

No Place Like Rome (Book 3)

No Biz Like Showbiz (Book 4)

No Test for the Wicked (Book 5)

No Woman Left Behind (Book 6)

No Room for Error (Book 7)

No Strings Attached (Book 8)

No Living Soul (Book 9)

No Regrets (Book 10)

And Coming Soon:

No Stone Unturned (Book 11)

No Title Yet (Book 12 — LOL!)
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About the author

Julie Moffett writes in the genres of mystery and historical romance. She has won numerous awards, including the Chanticleer Mystery & Mayhem Award for best YA/NA Mystery, the HOLT Medallion for Best Novel with Romantic Elements, a HOLT Merit Award for Best Novel by a Virigina Author (twice!), the EPIC Award for Best Action/Adventure novel, and several other awards. Follow her on Facebook at Julie Moffett Author or at

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Published on
Jun 4, 2012
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Fiction / Humorous / General
Fiction / Mystery & Detective / Cozy / General
Fiction / Mystery & Detective / General
Fiction / Mystery & Detective / Women Sleuths
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Content Protection
This content is DRM protected.
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Available on Android devices
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Eligible for Family Library

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What do you get when you mix a grumpy programmer who looks a lot like a turtle, a hacker who is attempting to get into your computer and a very large dog named Emma with an enthusiastic tail? Well, if you are Hero O’Reilly, you just stir gently and add an established Cyber X-Man for help, a dozen or so boxes of Peeps, some advice with from your best friend and a sexy Very Special FBI Agent. The result? A fast, fun trip through the emerging world of computer crime. Hero (yes, that is really her name, she was named for a character in a Shakespearean play by her English Lit Professor Mom) discovers that a hacker is busy spreading cyber bread crumbs all over her little piece of a big national bank’s network. Clues that are strange and mixed up and don’t really fall into any prevailing hacking methods. It is a problem that attracts the notice of one of the major network security gurus as well as the Feds. Not only that, but things start getting really ugly when strictly non-cyber techniques, such as bombs and kidnapping, start being used by the bad guy. Unsurprisingly, this simple semi-technical question and answer has stunned some major publishers. A diverting, not overtly serious book about hacking that includes Peeps? No, way. Novels about computer crime are actually a form of complex science fiction and thrillers genre, i.e. The Girl with the Dragon Tattoo. But engaging? No. So major publisher, who after all know what they are talking about, are convinced that entertaining novels that involve computers and computer crime are just too out of sync and weird and would not be accepted by a readership that is hooked on real things like vampires right now. And rightly so. But, being notoriously hardheaded, Ms. White went ahead wrote and published the story as an e-book. She used as an excuse that today people have started advocating ‘thinking out of box.’ That, perhaps readers might actually enjoy and understand a semi-technically based story that is definitely not just for teckies, But rather Hero’s story is a total confection, an interesting, entertaining and engaging read. Hero is fun to know and even more fun to have adventure’s with. Also, not being sure what box they are referring to, Mrs. White felt that this could mean that Hero was no longer just out of touch, but might mean that she was really on the cusp! Ahead of her time. A harbinger of what is to come. Just in case she is on to something, Hero has also decided to distribute her random and off the wall thoughts in a Blog just in case there are other fuzzy thinkers out there. Readers can find these odd thoughts at Hero’s Website, under the title, ‘The BOX. How far is too far?”
 42-year-old Steve Levitan has lost everything that matters to him - his marriage, his home and his career. After finishing a brief prison term for computer hacking, he returns to his home town of Stewart's Crossing, PA with his tail between his legs. 

With his parole officer peering over his shoulder, Steve begins a technical writing business and takes a part-time job as an adjunct professor of English at his alma mater, Eastern College. He reconnects with an old friend, the local police detective, hangs out at a coffee shop, and enjoys the natural beauty of Bucks County and the stimulating college environment. Starting over helps him numb the pain of all he's lost, including the two unborn children his ex-wife miscarried before their divorce.The last thing he needs in his life is a shaggy, bossy golden retriever. But when his next-door neighbor, Caroline Kelly, is murdered, Steve becomes her dog's temporary guardian. Rochester seems determined to solve the mystery of Caroline's death, digging up clues and pushing Steve to investigate. As they nose through Caroline's past, her friends and her career searching for motives, the bond between man and dog grows.

But it's only when Steve uncovers a connection between Caroline's death and some uncomfortable situations between his students and his colleagues that Steve realizes that in order to save his own life, and the life of the dog he's come to love, he's going to have to come face to face with a killer with nothing left to lose.
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