Medicare Prescription Drug Coverage For Dummies

Sold by John Wiley & Sons
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Confused about Medicare’s drug coverage? You’re notalone. Medicare Prescription Drug Coverage For Dummiesexplains Part D in plain English and shows you how to find the bestdeal among numerous drug-coverage plan options. Whetheryou’re new to Medicare or already in the program,you’ll navigate the system with more ease and confidence,avoid pitfalls and scams, and have plenty of help choosing the planthat’s right for you.

This easy-to-understand, consumer-friendly guide helps you findout whether Part D affects any drug coverage you already have andweigh the consequences of going without coverage. You’ll findways to compare plans, identify the one that covers your drugs atthe least cost, and make sure you sign up at the right time. Andyou’ll learn how to minimize your expenses, use the“right” pharmacies, and troubleshoot any problems withyour coverage. Discover how to:

  • Decide whether you need Part D
  • Understand how Part D works, from costs to coverage
  • Choose and enroll in the best plan for you
  • Get up and running with Part D
  • Handle the coverage gap
  • Lower your drug costs
  • Join and switch plans
  • Comply with long-term-care rules and rights
  • Challenge plan decisions
  • Avoid scams and hard-sell marketing

Now, more than ever, you need clear, reliable information thathelps you understand Part D and make smart, cost-saving healthcaredecisions. You need Medicare Prescription Drug Coverage ForDummies.

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About the author

Patricia Barry is a senior editor at the AARP Bulletin and a recognized expert on the Medicare Part D prescription drug program. During a long career in journalism, she has authored thousands of articles and two guidebooks on healthcare and social policy. Since 1999, she has specialized in writing about Medicare and prescription drugs.

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Additional Information

Publisher
John Wiley & Sons
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Published on
Nov 24, 2008
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Pages
388
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ISBN
9780470477106
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Language
English
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Genres
Business & Economics / Insurance / Health
Medical / General
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Content Protection
This content is DRM protected.
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Available on Android devices
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A New York Times bestseller/Washington Post Notable Book of 2017/NPR Best Books of 2017/Wall Street Journal Best Books of 2017 

"This book will serve as the definitive guide to the past and future of health care in America.”—Siddhartha Mukherjee, Pulitzer Prize-winning author of The Emperor of All Maladies and The Gene  

At a moment of drastic political upheaval, An American Sickness is a shocking investigation into our dysfunctional healthcare system - and offers practical solutions to its myriad problems.

In these troubled times, perhaps no institution has unraveled more quickly and more completely than American medicine. In only a few decades, the medical system has been overrun by organizations seeking to exploit for profit the trust that vulnerable and sick Americans place in their healthcare. Our politicians have proven themselves either unwilling or incapable of reining in the increasingly outrageous costs faced by patients, and market-based solutions only seem to funnel larger and larger sums of our money into the hands of corporations. Impossibly high insurance premiums and inexplicably large bills have become facts of life; fatalism has set in. Very quickly Americans have been made to accept paying more for less. How did things get so bad so fast?

Breaking down this monolithic business into the individual industries—the hospitals, doctors, insurance companies, and drug manufacturers—that together constitute our healthcare system, Rosenthal exposes the recent evolution of American medicine as never before. How did healthcare, the caring endeavor, become healthcare, the highly profitable industry? Hospital systems, which are managed by business executives, behave like predatory lenders, hounding patients and seizing their homes. Research charities are in bed with big pharmaceutical companies, which surreptitiously profit from the donations made by working people. Patients receive bills in code, from entrepreneurial doctors they never even saw. 

The system is in tatters, but we can fight back. Dr. Elisabeth Rosenthal doesn't just explain the symptoms, she diagnoses and treats the disease itself. In clear and practical terms, she spells out exactly how to decode medical doublespeak, avoid the pitfalls of the pharmaceuticals racket, and get the care you and your family deserve. She takes you inside the doctor-patient relationship and to hospital C-suites, explaining step-by-step the workings of a system badly lacking transparency. This is about what we can do, as individual patients, both to navigate the maze that is American healthcare and also to demand far-reaching reform. An American Sickness is the frontline defense against a healthcare system that no longer has our well-being at heart.
In Baltimore's inner-city neighborhood of Upton/Druid Heights, a man's life expectancy is sixty-three; not far away, in the Greater Roland Park/Poplar neighborhood, life expectancy is eighty-three. The same twenty-year avoidable disparity exists in the Calton and Lenzie neighborhoods of Glasgow, and in other cities around the world.

In Sierra Leone, one in 21 fifteen-year-old women will die in her fertile years of a maternal-related cause; in Italy, the figure is one in 17,100; but in the United States, which spends more on healthcare than any other country in the world, it is one in 1,800 (and now, with the new administration chipping away at Obamacare, the statistics stand to grow even more devastating). Why?

Dramatic differences in health are not a simple matter of rich and poor; poverty alone doesn't drive ill health, but inequality does. Indeed, suicide, heart disease, lung disease, obesity, and diabetes, for example, are all linked to social disadvantage. In every country, people at relative social disadvantage suffer health disadvantage and shorter lives. Within countries, the higher the social status of individuals, the better their health. These health inequalities defy the usual explanations. Conventional approaches to improving health have emphasized access to technical solutions and changes in the behavior of individuals, but these methods only go so far. What really makes a difference is creating the conditions for people to have control over their lives, to have the power to live as they want. Empowerment is the key to reducing health inequality and thereby improving the health of everyone. Marmot emphasizes that the rate of illness of a society as a whole determines how well it functions; the greater the health inequity, the greater the dysfunction.

Marmot underscores that we have the tools and resources materially to improve levels of health for individuals and societies around the world, and that to not do so would be a form of injustice. Citing powerful examples and startling statistics ("young men in the U.S. have less chance of surviving to sixty than young men in forty-nine other countries†?), The Health Gap presents compelling evidence for a radical change in the way we think about health and indeed society, and inspires us to address the societal imbalances in power, money, and resources that work against health equity.
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