The book is the result of the author's desire to give financial direction and inspiration to his two sons as they grew into young adults. His career in lending and the financial world has provided a keen understanding of what is required to build a solid financial base, and how vitally important an excellent credit score has become in business, and in day-to-day life.
It shares real life experiences, and provides information on getting started in finances, handling money, and how to build your credit history. Learning about trade lines, the credit scoring system, and when to consider various loan products is discussed. How your credit history impacts what you do and what it can cost you over time is the essence of this subject.
A good credit score involves much more than what it will cost for a particular loan product. Your credit score is considered when you apply for a job, when you are looking for housing, and how the insurance company views you as customer. That simple three-digit number has become more profound since the mid 1990's than ever before.
Your credit score will determine whether or not you are approved for a loan product. In many cases it will also dictate how much you will pay in interest rates and fees. Excellent credit scores will open many more doors and save you money.
A good credit score will also help you when applying for a job. Many employers will run a credit check along with a background check before they will consider a candidate for employment. High or low credit scores are considered a reflection on how an applicant may perform on the job.
Insurance companies have their own methods for determining risk, and charge insurance premiums based on that data. Credit scores in recent years have become one of the factors that they look at on an insurance application. High or low credit scores can be one of the determining factors in what they charge.
Having an understanding of the importance of a great credit score should not be underestimated. 'Credit Scores and You' will give the reader an excellent basis for getting on the right track toward financial wellness.
It comes as no surprise that the sugar is found in processed foods like candy, baked goods, canned foods, and frozen meals in the form of high-fructose corn syrup, but it is also hidden in less obvious foods like peanut butter, egg products, and soups. Many fruits and vegetables contain high levels of it naturally. Dr. Johnson shows how to cut way back on the sweetener by making effective substitutions. The daily meal plans included here contain no more than 25 grams of fructose, one-quarter of the amount the average American now ingests.
Rather than the low-carb approach of so many recent diets, Dr. Johnson recommends a much easier to enjoy and stick to formula: 50% carbs, 25% fat, and 25% protein. The immediate benefit of this diet is to help anyone shed excess weight. The additional benefits are even more impressive--reduced risk for such serious health problems as high blood pressure, elevated blood fats, and insulin resistance, conditions directly linked to heart disease, diabetes, kidney disease, and stroke.
Bill Schwarz, Queen Mary University of London
'The Practice of Cultural Studies is an original introduction to the field. It offers a sophisticated "how-to" guide to doing research in cultural studies. From the difficulties of formulating a problem to the unique articulations of specific methodologies in cultural studies, students will find this book both useful and challenging' - Professor Lawrence Grossberg, University of North Carolina
What is distinctive about cultural research? How does one do Cultural Studies? Unlike many other disciplines, cultural studies has not been explict about the nature of its practice. This book aims to redress the balance in favour of those who are studying culture by providing a comprehensive guide to researching and writing. Based on the methods course at Nottingham Trent and addressed to advanced undergraduates, Masters Level students and those just commencing a PhD, this book aims to provide an overview of specific research traditions in cultural studies, whilst also situating those traditions in their historical context.
The Practice of Cultural Studies:
· Identifies the main methods of researching culture
· Demonstrates how theory can inform and enable the practice of research
· Explores the ways in which research practices and methods both produce and are produced by knowledge
· Looks at the implications of the 'cultural turn' for disciplines other than cultural studies
The Practice of Cultural Studies will be an essential text for students of cultural studies and a useful guide to others studying culture in a range of disciplinary contexts across the humanities and social sciences.
A Doody's Core Title for 2017!
One of the bestselling dermatology books in the world, this quick-reference clinical guide has virtually defined the field for thousands of physicians, dermatology residents, and medical students for more than three decades. Spanning the entire spectrum of skin problems, Fitzpatrick’s Color Atlas and Synopsis of Clinical Dermatology, Eighth Edition combines laser-precise color images of skin lesions along with an overview of epidemiology and pathophysiology, and detailed information on diagnosis and treatment.
• Approximately 1083 full-color images, with more than 40% new to this edition
• A color-coded 4-part organization facilitates review at a glance and includes helpful icons denoting the incidence and morbidity of the disease
• ICD-10 codes are included for each disease
• Thoroughly updated coverage of etiology, pathogenesis, management, and therapy
• Many images highlight skin disease in different ethnic populations
If you’ve been looking for a unique combination text, clinical reference, and color atlas that spans the entire field of dermatology, and has been trusted by thousands of clinicians and students, your search ends here.
"...should serve as a standard against which all future atlases will be measured..." -- The New England Journal of Medicine review of an earlier edition
This compact, diagnosis-speeding guide has virtually defined the field of dermatology for thousands of physicians, dermatology residents, and medical students across the globe. Spanning the entire spectrum of skin problems, it combines laser-precise color images of skin lesions with a concise summary outline of dermatologic disorders, along with the cutaneous signs of systemic disease. A color-coded 4-part organization facilitates review at a glance and features helpful icons denoting the incidence and morbidity of disease.
FEATURESMore than 1,000 full-color images--many new to this edition New sections reflect the very latest clinical perspectives on the diagnosis and treatment of all skin disorders shown F ocus on a wide range of skin types highlights skin disease in different ethnic populations Thoroughly updated coverage of etiology, pathogenesis, management, and therapy ICD 9/10 codes included for each disease
For courses in Technical Communication.
Fully centralizes the computer in the technical workplace, presenting how writers use computers throughout their communication process.
The networked computer, from smartphone to mainframe, has become the central hub of written, spoken, and visual communication in today’s scientific and technical workplace. Firmly rooted in core rhetorical principles, Technical Communication Today presents computers as thinking tools that powerfully influence how we develop, produce, design, and deliver technical documents and presentations. This popular text helps communicators draft and design documents, prepare material for print and web publication, and make oral presentations. Speaking to today's readers, the narrative is “chunked,” so that readable portions of text are combined with graphics and can be “raided” by readers seeking the information they need.
Retaining these features, the 6th Edition of Technical Communication Today also marks an important shift to drawing readers’ attention to the centralization of innovation and entrepreneurship in the technical workplace. Revised chapters, new case studies, and new exercises and projects demonstrate that those who know how to write clearly, speak persuasively, and design functional and attractive texts will be the most likely to succeed in today’s innovation-based and entrepreneurial workplace.
Technical Communication Today , 6th Edition is also available via Revel™, an interactive learning environment that enables students to read, practice, and study in one continuous experience. Learn more.