One of the most critical pieces to building wealth is having good credit. Of the thousands of individuals I have helped become homeowners, a great amount did not understand the value of credit or how to decipher a credit report. It’s the boogeyman in the closet that no one wants to deal with. What they don’t understand is that it’s not as scary or hard to understand as they think. And it’s certainly not as hard to repair and maintain. While there are truly legitimate credit repair companies out there, others have made a fortune in doing basic “credit repair” functions that a consumer has the ability to do themselves. This is not a quick fix credit repair book. It is written to help you understand how credit works, gives you tips on how to improve and maintain your credit, shows you how to decipher a credit report, and will give examples of some of my past clients who have done some of the tips I speak about and how it’s improved their credit scores.
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