Late at night in San Francisco, a burglar carefully wipes his feet before breaking into a house. The man of the house, a sports agent named Rob Sherman, greets the burglar. The burglar is there as part of an insurance scam the two men concocted together. The burglar would "steal" some expensive sports memorabilia from the house, and the two men would split the insurance money later. But Sherman has a bigger plan, and surprises the burglar by pulling out two guns. Sherman shoots the burglar with one gun, and when Sherman's wife comes downstairs, he shoots her with the other gun! Sherman then calmly arranges the scene before calling 911.