Sendmonee

Sendmonee is a unique, community-funded platform changing global money movement by empowering users to fund and exchange multiple currencies with each other instead of relying on traditional financial institutions.
The app’s global wallet liquidity and currency availability come directly from its own community: the money you exchange and move is made available by other users, creating a true peer-to-peer financial network. This dynamic system means you can access competitive, real-time rates and instant transfers in a secure, transparent, and user-enabled environment. Sendmonee’s user-driven approach not only makes it smarter and more flexible than conventional money transfer services, but also allows anyone to participate directly in a global marketplace—setting rates, managing multiple wallets, and supporting efficient cross-border transactions with no hidden fees.
Sendmonee is designed for fast, secure, and affordable global money transfers, currency exchange, and multi-currency wallet management. Instantly send or receive money worldwide, access real-time exchange rates, and manage wallets for different currencies. Whether you’re supporting loved ones across borders, managing international business transactions, or simply looking for a smarter way to move money, Sendmonee delivers a transparent and personalized solution tailored to your needs.
Key Features
Peer-to-Peer Transfers: Send and receive money directly with other users, reducing costs and making transactions faster
Multi-Currency Wallets: Hold and manage balances in multiple global currencies from a single app interface and toggle between them as you need.
Marketplace for Currency Exchange: Access the Sendmonee Marketplace to buy or sell currency at user-defined rates saving you money compared to banks or remittance providers and apps.
User-Set Exchange Rates: Set your own exchange rates within regulated limits, maximizing value on every transaction.
Real-Time Rates & Instant Transfers: Benefit from live exchange rates and instant settlements with no hidden fees, making every transaction transparent and cost-effective.
Multiple Payment Options: Receive funds in your preferred way—instantly within the app via your unique Sendmonee Tag or as a direct deposit to your bank account
No Listing Fees: When exchanging currency on the Marketplace, enjoy zero listing fees and full control over your offers—choose public listings or private links as needed.
How It Works
Quick Setup: Complete KYC verification and access your default wallet currency for seamless onboarding
Effortless Transfers: Send money using the Sendmonee Tag just enter your recipient’s tag and confirm, resulting in a secure, immediate transfer. Also access funds from the Marketplace getting the much needed funds in the currency of your choosing.
Access to Excellent Rates: List your wallet on the Marketplace, set your rate, minimum amount, and preferred payment method, and start transacting directly with others.
Easy Withdrawals: Withdraw to linked bank accounts at any time, with minimums designed for flexibility.
Security and Compliance
All funds are held by licensed, third-party banks, and Sendmonee is built on fully compliant technology meeting all regulatory requirements including FINTRAC licensing in Canada. Advanced security protocols protect every transaction, and all marketplace exchanges are backed by an auto-debit dual-confirmation, ensuring trust and accountability throughout.
Why Choose Sendmonee?
No more high fees, slow intermediaries, or bad exchange rates. Sendmonee is designed for today’s digital global economy, providing speed, transparency, and complete control. Whether it’s for remittances, payroll, business payments, or simply currency exchange, Sendmonee makes international money movement accessible, simple, and secure for everyone.