Wio Personal

Wio

About this app

• Open your Wio Personal account in minutes. Save, spend, borrow, manage and invest your money - all in one place.
• Spend like a local, globally, with free AED, USD, EUR, and GBP accounts.
• Travel smart with your Wio card. Pay no foreign exchange fees and earn 1% cashback on your multi-currency transactions!
• Earn up to 5.5% p.a. interest on Savings when you sign up to Wio Personal ‘Plus’ Plan.
• Get a Wio card that you can use instantly online and add it to Apple Pay or Google Pay. Order your physical card anytime.
• Create Virtual cards in the design you prefer and set up a spending limits for secure online shopping or in-store.
• Get rewards that grow with up to 2% cashback on all your spends.
• Choose how to receive cashback: to current account, saving space or in stocks you’ve selected.
• Access thousands of stocks & ETFs and start investing with only $1 in the same app.
• Enjoy instant IPO application when UAE companies go public and increase your allocation of shares with up to 5x leverage.
• Transfer money to over 100 countries. Enjoy instant currency exchange at highly attractive rates.
• Enjoy controls that make you feel secure. Choose where and how you spend your money and strong encryption features.

Ratings and reviews

The ux has been worked on and thought of a 100 times before the design. Kudos. Speed of app is perfect. Just one small bug but that I assume is cuz you designed for ios first is when I click the bsck button sometimes it just exits the app. If you can fix that. I would appreciate it you work on adding Samsung pay to the accepted mobile wallets.

The app and user experience are amazing. 2 comments. 1. There were no fees on trading and the interest rate was higher few months ago. No there are fees on every trade and the interest rate is lower. This breaks the trust and makes the user skeptical whether Wio will keep on adding fees and they used the high interest and zero fees to lure in customers. 2. Don't let the back button get you out of the app, ask if you want yo exit or not, otherwise i have to sign in again.

For some reason they do important things by text. You get a text whenever you transact with your card, rather than a notification. Whenever you have to verify payments it's by text, and they ALWAYS take 30 minutes to come through, meaning you found another way of doing whatever you were trying to do - book a cab, order food, make an online purchase. I'm really not sure why they're stuck in the 2000s with this tech setup. Absolutely nothing should be SMS based. It's 2024, get with the times.

What's new

Introducing our Referral Program - giving you more reasons to benefit with us. Invite friends and earn rewards once they start spending with Wio. Update now to enjoy these perks and more improvements!