90 reviews
Content rating
Rated for 3+
10K+
Downloads
Content rating
Rated for 3+
Learn more
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About this app

Pulse Cash is a digital loan application designed to provide eligible users in Ghana with access to short-to-medium term loan services through a structured and transparent process. All loan information, fees, and repayment details are clearly disclosed before confirmation, allowing users to make informed financial decisions.

Loan Information
Loan Amount: GHS 500 – GHS 7,000
Loan Tenure: 120 – 270 days
Maximum Annual Percentage Rate (APR): up to 24%
Service Fee: 1% of the loan amount
Interest is calculated based on the loan tenure and disclosed in advance. No hidden charges are applied.

Loan Example
Loan Amount: GHS 1,000
Loan Tenure: 120 days
Annual Interest Rate: 24%
Interest for 120 days (approximately 1/3 year): GHS 1,000 × 24% × (120 / 360) = GHS 80
Service Fee (1%): GHS 10
Total Repayment Amount: GHS 1,000 + GHS 80 + GHS 10 = GHS 1,090
All values above are calculated strictly based on the stated terms.

Eligibility Requirements
To apply for a loan, users must:
Be between 20 and 60 years old
Be a resident of Ghana
Have a valid local electronic wallet in their own name
Complete identity and basic eligibility verification

Key Features
Clear disclosure of loan terms and repayment details
Digital application and review process
Fixed service fee structure
Repayment schedule shown before confirmation

Pulse Cash focuses on responsible lending practices and complies with applicable local requirements. Loan approval and terms are subject to eligibility assessment.

Contact Information
For inquiries or support, please contact:
Email: mail@timbafin.com
Pulse Cash provides digital access to loan services in Ghana.
Updated on
Aug 14, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

89 reviews
Christi Alamisi
June 9, 2026
I did not apply for or authorize this loan. Any money sent to my account was sent without my consent. Stop contacting my family and contacts and stop sharing my personal information. Further harassment will be reported to the appropriate authorities
5 people found this review helpful
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Grace Dansowaa
June 6, 2026
This app is not real they need your information please don't try them they are scammer's
3 people found this review helpful
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yaw addo
June 14, 2026
They send the money without you confirming weather you're interested or not interested... High rate and 7days to pay which is very bad
4 people found this review helpful
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What’s new

Pulse Cash is a digital financial service app for users in Ghana.
Content rating
Rated for 3+
Learn more

App support

Phone number
+255748077613
About the developer
TIMBA FINANCIAL SERVICES LIMITED
info@timbafin.com
Plot 753, Block J, Nyamanoro C Msikiti Wa Kiloleni Ilemela 33222 Tanzania
+255 748 077 613