4.4
1.69M reviews
10M+
Downloads
Content rating
Rated for 3+
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About this app

In the age of digital banking, managing finances has never been easier. Branch, a leading name in the world of mobile banking, finance and loan apps in Kenya, offers an array of financial services that empower individuals to take control of their money.

What We Offer:

πŸš€ Get quick loans - no paperwork or collateral is required.
πŸ’Έ Transfer money from Branch to MPESA or your bank account and vice versa.
πŸ’‘ Pay bills without incurring extra charges.
πŸ’Ό Save money in your Branch wallet and earn a whopping 15% interest rate - the highest in Kenya. πŸ’°

Transparent Rates and Fees
Our loan terms are straightforward.
πŸ“Š Loan Amounts: Ksh 1000 to Ksh 300,000
πŸ“ˆ APR/Interest Rate: 20% to 211% (Monthly interest: 2% to 18%)
πŸ’Ό Processing Loan Fee: None
πŸ”— Onboarding Loan Fee: None

Our banking Features

πŸ“²Quick Mobile Top-Up: Branch allows you to buy airtime Kenya with ease. With the app, you can recharge within seconds, no need to run to the store.

πŸ’΅Easy Pay/Send Money: Whether you're splitting a bill with friends or sending money to family, Branch simplifies the bank process. You can seamlessly pay/send money directly through our banking app, 24/7.

βŒ›Fast Loans in 24 hours: Sometimes, life throws unexpected financial curveballs. That's when instant mobile loans from Branch become a lifeline. You can get a loan in 24 hrs tailored to your needs, all loan solutions within the app.

⚑Instant Financial Services: Branch is a leading player in the world of loan and finance apps Kenya has, with personal loans ranging from Ksh 500 to Ksh 300,000. Whether you have a medical emergency or simply need some extra cash, Branch's mobile loans cover your finance.

Personal Banking Loans Tailored to Your Needs

Need a personal bank loan? Branch has you covered. Our loans range from Ksh 500 to Ksh 300,000, making it accessible for various financial and banking needs. Choose your tenure from 62 days to 1 year, and our interest rates range from 2% to 18%, depending on your risk profile.

Example: Suppose you borrow Ksh 10,000 with an APR of 196% for 62 days.
πŸ“ Interest Calculation: Ksh. 10,000 * 196% / 365 * 62 = Ksh. 3,260
πŸ’° Total amount disbursed: Ksh. 10,000
πŸ’Έ Total amount to repay: Ksh. 13,260 (Ksh. 10,000 + Ksh. 3,260)
You'll make two monthly payments of Ksh. 6,630, note that some customers may incur late bank fees.

Get Variety of Personal Bank Loans

Branch understands that financial bank needs vary. That's why the app provides various types of personal banking loans, including:

πŸ₯ Medical Loans/Emergency Loans: For unexpected medical expenses.
🏑 Home Renovation Loans: Helping in Investing Money in your living space.
πŸŽ“ Education Loans: Invest in your future or finance your child's education.
🌍 Travel Loans: Explore the world without financial worries.
πŸ’’ Wedding Loans: Make your dream wedding a reality; buy goods and services for your wedding with our loans.
πŸŽ“ Student Loans: Finance your academic pursuits. πŸ“š

Branch is Now Branch Microfinance Bank
Introducing the Branch Microfinance Bank app, your go-to solution for personal loans on the go.
Forget the paperwork, collateral, and office visits. With Branch MFB, you can apply for loans with ease.
Access your funds 24/7, with quick and straightforward sign-up.
Use your money for what matters most to you, whether it's for your home or business.
Enjoy lower banking fees and flexible payment terms as you repay.

Branch Brings Trusted Financial Bank Services to you
Branch's commitment to excellence has made it a renowned financial services app. The banking app has been featured in several prominent publications about finance, including
πŸ“° Financial Times
🌐 TechCrunch
πŸ“Š Forbes
πŸ“Ί Bloomberg TV
πŸ“– Huffington Post
πŸ“° Wall Street Journal
πŸ“‘ CNBC Africa, and various local media outlets. 🌍

Get in Touch πŸ“žπŸ“§
Download Our Loan Finance Banking App Today. Branch values your feedback and is ready to assist with any questions or concerns. Contact us at Kenya@branch.co or find us on Facebook. πŸŒŸπŸ’°
Updated on
Jul 21, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Files and docs, and App info and performance
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
1.68M reviews
Meer Mubashir
July 5, 2024
Branch is amazing for disbursing loans immediately after clicking 'Apply'. I also like the idea of omitting the feature of breaking fixed savings, it makes one able to lock funds without any temptation to withdraw the funds before your target date. Their UI is also very smooth and well organized. It's the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone.
475 people found this review helpful
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Samuel Akeem
May 23, 2024
Wow, Branch is amazing for disbursing loans immediately you click 'Apply'. I also like the idea of omitting the feature of breaking fixed savings, it makes one to be able to lock funds without any temptation to withdraw the funds before your target date. Thier UI is also very smooth and well organized. But there should be improvement on their settings flexibility, I couldn't remove a bank account that I've already added, that and other few things should be worked on.
653 people found this review helpful
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Branch International Financial Services Limited
May 24, 2024
With every new app version we are introducing new features and improving existing ones. We are sure that your feedback will only help us improve further.