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Uhlela ukuthenga imoto futhi ufuna ukubala imali mboleko yemoto noma imali mboleko yomthengi. Isibali sethu semalimboleko samahhala sizoba usizo kuwe. Isicelo sizokusiza ukubala inkokhelo yanyanga zonke yemalimboleko noma imali mboleko yemoto.
Bala imalimboleko yakho ngokwakho!
Isibali semalimboleko sokubala ngokwakho imingcele yemalimboleko ngokusekelwe enanini lemalimboleko, isikhathi sayo kanye nezinga lenzalo. Faka imininingwane edingekayo futhi ubale imali ebolekiwe ngokuchofoza inkinobho! Isibali semalimboleko esilula nesiqondakalayo sizokusiza uthole inani lemali ekhokhwa ngokweqile ozoyikhokha esikhungweni sezikweletu.
Indlela yokubala imali mboleko:
1)Faka inani lemalimboleko. Inani lemalimboleko yinani lemalimboleko oyitholayo, okungenye yemibandela esemqoka neyimpoqo yanoma yisiphi isivumelwano semalimboleko. Ukuvumelana ngenani lemalimboleko kuyisiqalo lapho uphothula isivumelwano semalimboleko phakathi kwesikhungo sezikweletu nomamboleki.
2) Cacisa isikhathi semalimboleko. Isikhathi sokubolekwa kwemali yinkathi yesikhathi kusukela ngesikhathi imali inikezwa yona kuze kube sekugcwalisekeni okugcwele kwezibopho ebhange. Imali mboleko yabathengi ivamise ukukhishwa isikhathi esiyizinyanga ezi-1 kuye kwezingama-60.
3) Cacisa usayizi wesilinganiso senzalo. Inzalo emalini ebolekiwe (inzalo yokusebenzisa imali ebolekiwe, izinga lenzalo) iyimali ekhokhiswa ibhange kumboleki ngesikweletu esinikeziwe. Ibalwa njengenzalo enanini lemalimboleko yonyaka (isibonelo, u-7% ngonyaka). Izinga lenzalo linqunywa isivumelwano semalimboleko futhi lincike esimweni somnotho jikelele kanye nezinga eliyinhloko leBhange Elikhulu.
4) Ngokuchofoza inkinobho yokubala imali mboleko, uzoyiswa esikrinini esinedatha ebaliwe yemalimboleko yakho. Lapho uzobona khona lokhu okulandelayo: inkokhelo yanyanga zonke, idethi yokugcina yokukhokha, ukukhokhwa ngokweqile kwemali mboleko kanye nezinkokhelo eziphelele
5) Inkokhelo yemali mboleko yanyanga zonke - lena inani okufanele likhokhwe nyanga zonke ku-akhawunti ukuze kusetshenziswe imali ebolekiwe kanye nokubuyisela isikweletu semalimboleko.
6) Usuku lokukhokha kokugcina usuku okuzokwenzeka ngalo ukugcwaliseka okugcwele kwezibopho ebhange. Isikhathi sokubolekwa kwemali singancishiswa ngokukhokha kusenesikhathi ngoshintsho esikhathini sokubolekwa kwemali.
I-7) Ukukhokha ngokweqile emalini ebolekiwe (inzalo emalini ebolekiwe) - izimali wena, ngaphezu kwesikweletu esiyinhloko, ozokhokha esikhungweni sesikweletu ukuze kusetshenziswe izimali zezikweletu.
8) Inani eliphelele lezinkokhelo - inani ozodinga ukulikhokhela sonke isikhathi sesivumelwano semali mboleko (uma kungekho ukukhokha kusenesikhathi kwesikweletu), siqukethe inhlangano yemalimboleko kanye nenzalo yemali mboleko.
Qaphela! Zonke izibalo zemalimboleko zenziwa ngokwamafomula asemthethweni okubala inkokhelo yempesheni. Amanye amabhange angase asebenzise amafomula awo okubala imali mboleko. Ulwazi olusesicelweni luhlinzekelwe ukuze lusetshenziswe kuphela futhi lungase lungahambelani nezibalo zemalimboleko ebhange lakho.
Bala imalimboleko yakho ngokwakho!
Isibali semalimboleko sokubala ngokwakho imingcele yemalimboleko ngokusekelwe enanini lemalimboleko, isikhathi sayo kanye nezinga lenzalo. Faka imininingwane edingekayo futhi ubale imali ebolekiwe ngokuchofoza inkinobho! Isibali semalimboleko esilula nesiqondakalayo sizokusiza uthole inani lemali ekhokhwa ngokweqile ozoyikhokha esikhungweni sezikweletu.
Indlela yokubala imali mboleko:
1)Faka inani lemalimboleko. Inani lemalimboleko yinani lemalimboleko oyitholayo, okungenye yemibandela esemqoka neyimpoqo yanoma yisiphi isivumelwano semalimboleko. Ukuvumelana ngenani lemalimboleko kuyisiqalo lapho uphothula isivumelwano semalimboleko phakathi kwesikhungo sezikweletu nomamboleki.
2) Cacisa isikhathi semalimboleko. Isikhathi sokubolekwa kwemali yinkathi yesikhathi kusukela ngesikhathi imali inikezwa yona kuze kube sekugcwalisekeni okugcwele kwezibopho ebhange. Imali mboleko yabathengi ivamise ukukhishwa isikhathi esiyizinyanga ezi-1 kuye kwezingama-60.
3) Cacisa usayizi wesilinganiso senzalo. Inzalo emalini ebolekiwe (inzalo yokusebenzisa imali ebolekiwe, izinga lenzalo) iyimali ekhokhiswa ibhange kumboleki ngesikweletu esinikeziwe. Ibalwa njengenzalo enanini lemalimboleko yonyaka (isibonelo, u-7% ngonyaka). Izinga lenzalo linqunywa isivumelwano semalimboleko futhi lincike esimweni somnotho jikelele kanye nezinga eliyinhloko leBhange Elikhulu.
4) Ngokuchofoza inkinobho yokubala imali mboleko, uzoyiswa esikrinini esinedatha ebaliwe yemalimboleko yakho. Lapho uzobona khona lokhu okulandelayo: inkokhelo yanyanga zonke, idethi yokugcina yokukhokha, ukukhokhwa ngokweqile kwemali mboleko kanye nezinkokhelo eziphelele
5) Inkokhelo yemali mboleko yanyanga zonke - lena inani okufanele likhokhwe nyanga zonke ku-akhawunti ukuze kusetshenziswe imali ebolekiwe kanye nokubuyisela isikweletu semalimboleko.
6) Usuku lokukhokha kokugcina usuku okuzokwenzeka ngalo ukugcwaliseka okugcwele kwezibopho ebhange. Isikhathi sokubolekwa kwemali singancishiswa ngokukhokha kusenesikhathi ngoshintsho esikhathini sokubolekwa kwemali.
I-7) Ukukhokha ngokweqile emalini ebolekiwe (inzalo emalini ebolekiwe) - izimali wena, ngaphezu kwesikweletu esiyinhloko, ozokhokha esikhungweni sesikweletu ukuze kusetshenziswe izimali zezikweletu.
8) Inani eliphelele lezinkokhelo - inani ozodinga ukulikhokhela sonke isikhathi sesivumelwano semali mboleko (uma kungekho ukukhokha kusenesikhathi kwesikweletu), siqukethe inhlangano yemalimboleko kanye nenzalo yemali mboleko.
Qaphela! Zonke izibalo zemalimboleko zenziwa ngokwamafomula asemthethweni okubala inkokhelo yempesheni. Amanye amabhange angase asebenzise amafomula awo okubala imali mboleko. Ulwazi olusesicelweni luhlinzekelwe ukuze lusetshenziswe kuphela futhi lungase lungahambelani nezibalo zemalimboleko ebhange lakho.
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
Yini entsha
Исправлены ошибки интерфейса
Ukusekelwa kwe-app
Mayelana nonjiniyela
Илья Кириенко
iamcolibri@gmail.com
Russia
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