■ Uxhaso olukhethekile lwe-Real estate "OwnersBook"
I-OwnersBook iqale ukusebenza ngoSepthemba 2014 njenge-crowdfunding yokuqala yezindlu eyisipesheli yase-Japan.
■ Izinkampani zeqembu ezisohlwini/eziphethwe ochwepheshe bezindlu
OwnersBook isetshenziswa yi-Lodestar Investments Co., Ltd., inkampani ephethwe ngokugcwele yenkampani esohlwini i-Lodestar Capital Co., Ltd.
Kusukela ngasekupheleni kwawo-1990, amalungu amaningi eqembu lethu achithe iminyaka eminingi ehamba phambili embonini yezezimali yezindlu nezindlu, okuhlanganisa ukugcinwa kwempahla, emabhange otshalomali, izikhwama zokutshalwa kwezimali, izinkampani zokuphathwa kwempahla, njll., futhi anesipiliyoni esiqoqiwe kwezohwebo. ibhizinisi.
Kwa-OwnersBook, ungatshala imali ezakhiweni ezikhethwe ngokucophelela ochwepheshe bezindlu eziqala ku-10,000 yen.
■ Izici OwnersBook
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● Kunezinhlobo ezimbili zamaphrojekthi: uhlobo lwemalimboleko kanye nohlobo lokulingana.
Uhlobo lokuboleka: Okuphinde kubizwe ngokuthi ukuboleka komphakathi. Sisebenzisa izimali eziqoqwe nge-crowdfunding, sihlinzeka ngemalimboleko ezinkampanini ezifuna ukuboleka imali, zisebenzisa izindlu nomhlaba njengesibambiso. Abatshalizimali bathola inzalo kanye nokuyinhloko emalinimboleko yabo evela ku-OwnersBook njengezabelo nembuyiselo yemali etshaliwe.
Uhlobo lokulingana: Ukusebenzisa izimali eziqoqwe nge-crowdfunding, thola amalungelo omzuzi we-real estate trust, izintshisekelo zokutshalwa kwezimali, njll. ngenkampani eyodwa noma eziningi ezinenhloso ekhethekile (ama-SPC). Abatshalizimali bathola izabelo ezivela ku-OwnersBook emalini eqashiwe ngesikhathi sokuphathwa kwezakhiwo kanye nezinzuzo ezinkulu ngokuthengiswa kwezimpahla eziphethwe.
● Wonke amaphrojekthi ohlobo lwemalimboleko afika nesibambiso sezindlu ezithengiswayo.
Wonke amaphrojekthi okutshala imali ohlobo lwemalimboleko asekelwa isibambiso sezindlu ezithengiswayo esikhethwe ngokucophelela ochwepheshe bezindlu. Ngaphezu kwalokho, ngokusetha i-LTV (Loan to Value) ku-80% noma ngaphansi, sinciphisa ingcuphe yokwehla kwentengo ngenxa yokuguquguquka kwemakethe lapho uthengisa izindlu ezithengiswayo ezibambisene.
● Uhlobo lwemalimboleko luvumela ukutshalwa kwezimali okungu-10,000 yen
Uhlobo lwemalimboleko luvumela ukutshalwa kwezimali okuncane kusuka ku-yen eyi-10,000, ukuze sikwazi ukwamukela labo abafisa ukuqala kancane. Ngohlobo lokulingana, inani elincane lokutshala imali liyahlukahluka kuye ngephrojekthi.
● Isivuno sonyaka esilindelwe ngu-3.0% kuya ku-5.0% (*1)
Imbuyiselo ephakeme ingalindelwa uma kuqhathaniswa namadiphozithi angaguquki amanje namabhondi kahulumeni kubantu ngabanye. Njengomthetho ojwayelekile, i-OwnersBook ikhokha izabelo kanye njalo ezinyangeni ezintathu. (Uma kungekho nzalo ekhokhwayo, kungase kungabikho izinzuzo.)
*1 Isivuno sonyaka esilindelwe isilinganiso sangaphakathi sonyaka sembuyiselo.
■Kunconyelwe abantu abalandelayo
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・ Ngifuna ukuqala ukuphathwa kwempahla, kodwa ngifuna ukuqala ngemali encane.
・ Njengoba ngitshala imali ezitokweni, ngingathanda ukuhlukanisa ukutshalwa kwami kweminye imikhiqizo.
・ Ngimatasa nomsebenzi futhi ngifuna ukutshala imali emikhiqizweni engenakho ukuguquguquka kwentengo yansuku zonke.
・Ngifuna ukutshala imali emikhiqizweni ekhokha izinzuzo ezijwayelekile.
■Impendulo yekhasimende (*2)
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・ Lena kwakuyisevisi engenze ngaqala ukuboleka imali kumphakathi. Nganginovalo ekuqaleni, kodwa njengoba ngiqhubeka nokutshala imali, ngabona ukuthi ngikwazile ukutshala izimali ezinzile ezazingaphazanyiswa izimo zezomnotho, futhi ngiyajabula ngokuthi ngaqala. [Isisebenzi sasehhovisi seminyaka engama-30]
・ Uma iphrojekthi enesivuno esikhulu iceliwe, izinga lokuncintisana liba phezulu futhi indawo iba nzima, futhi ekugcineni, ungase ungakwazi ukutshala imali futhi ugcine usunemali ehlezi ingenzi lutho. Kuhle ukuthi sinephrojekthi yelotho kuphela! Ngicabanga ukuthi kubalulekile ukulinganisa phakathi kokukhulisa inani labasebenzisi abatshalizimali kanye nokukhulisa ukutshalwa kwezimali kwezinga elikhulu. [Umphathi wama-30s/isikhulu]
・ Abukho ukukhwabanisa noma ukukhwabanisa, futhi isikhwama sibonakala sisebenza ngokujwayelekile. Njengenkampani esohlwini, kunomuzwa wokwethembana, futhi isimo sengqondo esiqotho senkampani singabonakala. [Umtshalizimali wesikhathi esigcwele wama-40s]
*2 Lena ingcaphuno evela ocwaningweni lwabatshalizimali lwe-OwnersBook olwenziwe ngoMashi 2021. Lokhu okuvelayo komuntu siqu futhi akusho noma akuqinisekisi imiphumela yesikhathi esizayo.
■Imibuzo
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Samukela imibuzo sisebenzisa ifomu lokubuza elingezansi.
https://www.ownersbook.jp/faq/inquiry
■ Mayelana nezimali ezikhokhwayo, njll. kanye nezingozi
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Asikhokhisi ikhomishini yokuthengisa uma senza utshalomali.
Kumaphrojekthi ohlobo lwemalimboleko, sizothola inani elilingana nenkokhelo yemalimboleko (efika ku-3.0% yenani lemalimboleko) evela kumboleki. Mayelana namaphrojekthi wohlobo lokulingana, ukwakheka kwenkokhelo kuyehluka kuye ngephrojekthi, ngakho-ke sicela ubhekisele kumadokhumenti ngaphambi kokusayina inkontileka.
Ngaphezu kwalokho, ngayinye ingase ibe nezindleko ezingaqondile.
Uthishanhloko akaqinisekisiwe futhi angase alahleke.
Izinkokhelo kanye nezingozi ziyahlukahluka kuye ngecala. Ukuze uthole ulwazi olwengeziwe, sicela ufunde imibhalo ekhishwe ngaphambi kokusayina inkontileka ngokucophelela.
Ukuvula nokugcina i-akhawunti yokutshalwa kwezimali kumahhala, kodwa izimali ezidingekayo zokudluliselwa nokuhoxiswa ku-akhawunti yokutshala izimali zizothwalwa yikhasimende. Sicela ubuze isikhungo sezezimali esicela ukudluliswa kwezimali zokudlulisa, futhi uhlole isixhumanisi esingezansi ukuze uthole izinkokhelo ezidingekayo zokubuyiselwa imali.
https://www.ownersbook.jp/company/advertisement
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Inkampani engu-Roadster Investments Co., Ltd.
https://loadstarinvestments.com/
I-7F Prime Ginza Yanagidori Building, 1-9-13 Ginza, Chuo-ku, Tokyo 104-0061
Ibhizinisi lokuphatha utshalomali, ibhizinisi lamathuluzi ezezimali ohlobo 2, iseluleko sokutshalwa kwezimali/ibhizinisi le-ejensi (Kanto Local Finance Bureau (Kinsho) No. 3260)
Ibhizinisi lokuthengiselana ngezindlu (uMbusi waseTokyo (2) No. 104014)
Ibhizinisi elibanzi lokweluleka ngokutshalwa kwezindlu nezakhiwo (uNgqongqoshe Wezomhlaba, Ingqalasizinda, Ezokuthutha kanye Nezokuvakasha Jikelele - No. 164)
Inhlangano elungu: Japan Investment Advisors Association
Thayipha I-Financial Instruments Business Association General Incorporated Association
I-National Real Estate Transaction Guarantee Association, inhlangano ehlanganisa izithakazelo zomphakathi
Kubuyekezwe ngo-
Jul 11, 2025