【フラット３５】住宅ローンシミュレーター

住宅金融支援機構

About this app

■ App overview
You can perform a housing loan simulation related to [Flat 35].
We have prepared a variety of simulations, from quick simulations that can be done in 5 seconds to detailed simulations, so please make use of them.

■ Installation simulation
・Confirmation of interest rate reduction details
By selecting the "housing performance", "maintenance", and "regional cooperation" menus, you can check the applicable interest rate reduction details.

・Calculate the repayment amount from the desired borrowing amount

・ Calculate the amount you can borrow from your annual income

・Calculate the borrowable amount from the monthly repayment amount

・[Flat 35] Easy diagnosis
You can see the amount you can borrow from your annual income and age, as well as your monthly repayment amount.

・[Double flat] Easy diagnosis
You can check whether you can use double flat and how much your monthly repayment will be.

・Financial planning simulation
　In addition to financial planning for housing loan repayment, etc., simulations such as cash flow based on monthly household income and expenditure and future life events are displayed in tables and graphs in an easy-to-understand manner.

・Refinancing simulation
You can compare the benefits of refinancing from the loan you are currently repaying to another loan.

・Repayment plan comparison simulation
You can compare mortgages from multiple financial institutions and multiple interest rate types.

・Repayment method change simulation
You can see the total repayment amount based on the monthly repayment amount and repayment period.

・Simulation of organization credit special contract fee
You can simulate special contract rates for JHF group credit life insurance that applies to customers who apply by September 30, 2017.

What's new

【フラット３５】 金利引下げ内容確認【2025年4月1日以降資金受取分】の対応