디지털페퍼 (페퍼저축은행)

페퍼저축은행

Mayelana nalolu hlelo lokusebenza

◆ Digital Pepper (Pepper Savings Bank) Izinkonzo Ezibalulekile
● Ukuvula i-akhawunti okungekona ubuso nobuso

- Vula i-akhawunti yokupaka ukuze uthole amadiphozithi kanye nokuhoxiswayo okunezilinganiso zenzalo ephakeme, ngokushesha futhi kulula, ngokuqinisekiswa kobunikazi obungasikhona ubuso nobuso.
● Isevisi Yokuqinisekisa Elula

- Ukungena ngemvume okulula nokuvikelekile nesiginesha ye-elekthronikhi enephethini, i-PIN, kanye nokuqinisekiswa kwe-biometric.
● Ukudlulisa Okulula
- Dlulisela kubangani be-KakaoTalk ngaphandle kokwazi inombolo ye-akhawunti yakho. Ukufakazela ubuqiniso okulula kwenza ukudlulisa kube lula futhi kusheshe.
● Ukuvunyelwa Okuzenzakalelayo Kwemalimboleko Yesikweletu
- Hlola kalula umkhawulo wakho wesikweletu futhi uthole umkhiqizo okulungele. Faka isicelo semalimboleko futhi uthumele imali konke endaweni eyodwa.
● Ukuhanjiswa Kwedokhumenti Ehambayo/Ukukhishwa Kwesitifiketi
- Thumela imibhalo edingekayo yamadiphozithi nemalimboleko, futhi ukhiphe izitifiketi zonke endaweni eyodwa, ngaphandle kocingo.
● Pepper Life Service
- Vula Ukubhanga > Buka wonke ama-akhawunti akho ku-Digital Pepper, futhi usebenzise okuthi "Ngenisa" uma ibhalansi yakho inganele.

● Olunye Ulwazi
- Le sevisi ingasetshenziswa kuphela kuhlelo lokusebenza olulodwa ngemva kokuqeda inqubo yokuqinisekisa ubunikazi.
- Uma usuqedile ukubhalisa ubulungu futhi uvule i-akhawunti yediphozi/yokuhoxa, ungakwazi ukufinyelela uhla olubanzi lwezinsizakalo.
- Siphenya ukuziphatha okuphazamisa izikweletu. (Ukuvikela ukulimala kobugebengu bokweba imininingwane ebucayi kumakhasimende kusetshenziswa uhlelo lokusebenza lwe-Digital Pepper ngokutholwa kohlelo lokusebenza olunonya) Izinto: Ulwazi lokuthola uhlelo lokusebenza olunonya, ulwazi lokuxilonga kuzinhlelo zokusebenza ezitholiwe ezinonya.
- Pepper Savings Bank Digital Pepper Customer Center: 1644-3993

● Izimvume Zokusebenzisa Uhlelo Lokusebenza Nenhloso
- Ulwazi Lwefoni Nokuxhumana (Kuyadingeka): Shayela isikhungo samakhasimende, thumela imilayezo ye-SMS
- Izaziso (Ngokuzithandela): Thola imiyalezo yohlelo lokusebenza
- Ikhamera Nezithombe (Ongakukhetha): Thatha izithombe zikamazisi bese uhambisa imibhalo
- I-Biometrics (Uma uthanda): Ukungena ngemvume okulula
- Idivayisi/Ezinye Izihlonzi (Kuyadingeka): Qoqa futhi usebenzise inombolo yocingo yeselula ebhaliswe kudivayisi ukuze uvimbele ukukhwabanisa kokwenziwe ngezimali
- Izinhlelo zokusebenza ezifakiwe (Ziyadingeka): Qoqa, sebenzisa, futhi wabelane ngolwazi lwezinhlelo zokusebenza ezifakiwe ku-smartphone yakho ukuze uvimbele ukukhwabanisa kwemali ye-electronic, njengobugebengu bokweba imininingwane ebucayi nezinhlelo zokusebenza ezinonya.

※ Usengasebenzisa uhlelo lokusebenza lwe-Digital Pepper ngaphandle kwemvume yezimvume ozikhethela ukufinyelela kuzo, kodwa ezinye izinsiza zingase zibe nomkhawulo.

● [I-akhawunti Yokupaka KaPepper 4]
- Igama Lomkhiqizo: I-Akhawunti Yokupaka KaPepper 4 (I-Akhawunti Yediphozithi/Yokuhoxiswa)
- Ukufaneleka: Abantu abaneminyaka engu-19 noma ngaphezulu abanamagama abo angempela (i-akhawunti eyodwa ngomuntu ngamunye)
- I-Base Interest Rate: 1.2% ngonyaka amanani afika ku-KRW 50 million, 1.0% ngonyaka amanani angaphezu kwe-KRW 50 million (pre-tax, variable rate)
- Isikhathi Sokukhokha Inzalo: UMgqibelo wesithathu wenyanga yokugcina yekota ngayinye usuku lokuvala, futhi uthishanhloko wengezwa emalini esele ngosuku olulandelayo.
- Lo mkhiqizo umkhiqizo ongabhekani ubuso nobuso otholakalayo ukuze ubhaliselwe ngohlelo lokusebenza lwe-Digital Pepper.
※ Inothi
- Le diphozithi ivikelwe uMthetho Wokuvikela Idiphozithi, okuhlanganisa nothishanhloko kanye nenani elithile lenzalo, efinyelela ku-KRW 100 wezigidi ngomuntu ngamunye (kuhlanganiswe neminye imikhiqizo evikelwe ehlinzekwa yileli bhange lokulondoloza imali).
- Sicela ubuyekeze incazelo yomkhiqizo kanye nemigomo nemibandela ngaphambi kokusayina inkontileka.
- Unelungelo lokuthola incazelo ephelele yomkhiqizo kusenesikhathi. Sicela uqonde incazelo ngaphambi kokwenza umsebenzi.
- Izilinganiso zenzalo zingashintsha, ngakho-ke sicela uqiniseke ukuthi uhlola iwebhusayithi noma uhlelo lokusebenza.

● [Pepper Smart Loan]
- Igama Lomkhiqizo: Pepper Smart Loan
- Izinga Lenzalo: Ubuncane obungu-6.9% ~ Ubukhulu obungu-19.9% ​​(Kungashintshwa, Idethi Eyisisekelo: Februwari 1, 2025)
Izilinganiso zenzalo zibalwa kusukela ngosuku lokukhangisa. Ukuze uthole ukwaziswa okwengeziwe, sicela uvakashele iwebhusayithi noma igatsha. - Umkhawulo: 3.1 million won ukuze 100 million won
- Isikhathi semalimboleko: iminyaka engu-1 kuye kweyi-10
- Ukufaneleka kokubolekwa imali: Izisebenzi ezineminyaka engu-19 noma ngaphezulu ezinomshuwalense wezempilo
- Indlela yokukhokha: Izitolimende ezilinganayo zikathishanhloko nenzalo
- Isikhathi sokukhokhiswa kwenzalo: Idethi yokukhokha yanyanga zonke kanye nosuku lokuvuthwa kwemali mboleko
- Izinga lenzalo elizenzakalelayo: Izinga lesivumelwano semalimboleko + 3% ngonyaka (kufika ku-20% ngonyaka)
- Imali yokubuyisela kusenesikhathi: Inani lokukhokha kusenesikhathi x Izinga lemali yokukhokha kusenesikhathi (2.0%) x (Isikhathi semalimboleko esisele/Isikhathi semalimboleko)
* Imibandela yokukhululwa: Imali yokubuyisela ngaphambi kwesikhathi iyekiwe uma sekudlule iminyaka emi-3 kusukela ngosuku lokukhishwa kwemali mboleko noma ngaphansi kwenyanga engu-1 kusukela ngosuku lokuvuthwa kwemali mboleko
- Imali yokuphatha: Ayikho
- Izindleko zengozi: Umsebenzi wesitembu (I-athikili 3 yoMthetho Wentela Yesitembu). Umsebenzi wesitembu uyahlukahluka kuye ngenani lemalimboleko, ikhasimende kanye nebhange lokonga ngalinye liphethe u-50%. - Imali ebolekiwe eyizigidi ezingama-50 ewiniwe noma ngaphansi: Ukukhululwa enteleni
- Isamba semalimboleko esingaphezu kwezigidi ezingama-50 esiwinile futhi sifinyelela ezigidini eziyi-100: 70,000 won (35,000 iwinile ngayinye)
- Izindleko zemali mboleko eziyisibonelo: Isamba semali ebolekiwe yezinyanga eziyi-12 yezigidi ezingu-3.1 ezuzwe ngenani lenzalo yonyaka engu-6.9% nezinkokhelo ezilinganayo zikathishanhloko nezinkokhelo zenzalo: 3,217,080 ewiniwe (inani eliyimalimboleko lingahluka)

※ Ulwazi olujwayelekile lwemali mboleko yezikweletu
- (Umjikelezo wokuguquguquka kwezinga lenzalo: izinyanga ezi-3) Izinga lenzalo yemalimboleko linqunywa inani eliyisisekelo + inani leprimiyamu. Isilinganiso esiyisisekelo siyisilinganiso senzalo esilinganiselwe (ngokusekelwe ebhalansini) yawo wonke amadiphozithi esikhathi sePepper Savings Bank ezinyangeni ezintathu ezandulela inyanga lapho imali mboleko kusetshenziswa khona. (Bheka ulwazi lwezinga lesisekelo eliguquguqukayo lanyanga zonke ku-Digital Pepper APP/Web Customer Support → Izaziso isigaba.)
https://digital.pepperbank.kr/web/cs/bd/WCSBD11000.view
- Ngemali mboleko yesilinganiso esiguquguqukayo, izinga lenzalo lingakhuphuka kuze kube yilapho imali ebolekiwe ibuyiselwa. Lokhu kwenyuka kungase kukhuphule umthwalo wakho wezezimali. - Ababoleki abafanelekile kufanele babe neminyaka engu-19 ubudala noma ngaphezulu babe nesikolo sesikweletu se-NICE esingu-350 noma ngaphezulu futhi banganikeza ubufakazi bemali engenayo. Imalimboleko ingase yenqatshwe ngokusekelwe kumibandela yethu yokuhlola imalimboleko.
- I-Pepper Savings Bank inikeza imikhiqizo ehlukahlukene yemalimboleko yesikweletu, futhi imigomo nemibandela yomkhiqizo, okuhlanganisa imikhawulo, izilinganiso zenzalo, imigomo, nezindlela zokukhokha, ingase ihluke kuye ngemibandela yokuhlola.

※ Imithetho Yokubolekwa Komkhiqizo
- Amanani emali mboleko kanye nezilinganiso zenzalo zingahluka noma izicelo zemalimboleko zingakhawulelwa ngokusekelwe esilinganisweni sakho sesikweletu, amaphuzu akho esikweletu, noma imali engenayo.
- Sicela ubuyekeze incazelo yomkhiqizo kanye nemigomo nemibandela ngaphambi kokusayina inkontileka.
- Unelungelo lokuthola incazelo ephelele yomkhiqizo kusenesikhathi, futhi sicela uqonde incazelo ngaphambi kokwenza umsebenzi.
- Uma ungakhokhi, kungase kudingeke ukuthi ukhokhe uthishanhloko kanye nenzalo ngaphambi kokuphela kwesikhathi senkontileka.
- Ukuboleka ngokweqile kungase kwehlise amaphuzu akho esikweletu.
- Ukwehliswa kwesikolodo somuntu siqu kungase kubangele imikhawulo noma kubi ekwenziweni kwezimali.

I-Pepper Savings Bank Ukuthobela Isikhulu Sokubuyekeza No. 2025-0785
(Okthoba 28, 2025 - Okthoba 27, 2026)
Korea Savings Banks Ukubuyekeza No. 2025-01230
(Okthoba 16, 2025 - Okthoba 15, 2026)