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About this app

Before you can think of high interest rates, you need to get a loan approval first.

'Credit Hyeop Sunshine Loan' has an annual interest rate of 4.9~7.9%, making it a light interest rate!

We can help you with loans of up to 30,000 won.

All products advertised on this site have a repayment period of more than 12 months,
The maximum annual interest rate is 24%. An example of the total cost of a loan is:
When borrowing KRW 1,000,000 at 24% interest for 12 months, maximum annual interest rate: 24%
Total repayment amount: KRW 1,134,715 (It may vary depending on the loan product.)

Example of loan payment: When repayment of 10 million won in 6% installments over 36 months, the total payment including principal and interest is about 11,412,601 won
(However, the amount may vary depending on the payment date and interest rate fluctuations. In case of non-delinquency for more than 12 months, the interest rate cut may be applied, resulting in a lower payment amount.)

Shinhyup Sunshine Theory
ㆍTarget customers: Workers who have been working for more than 3 months, business owners
ㆍLoan interest rate: annual interest rate of 4.9~7.9% (as of February 2017)
ㆍLoan limit: up to 20 million won (differentiated by credit rating, living expenses + loan payment)
ㆍRepayment method: repayment in equal installments of principal (partial repayment of principal + monthly interest)
ㆍLending period: 3 or 5 years
ㆍFees: None (However, for Sunshine Loans, guarantee insurance premiums are incurred depending on the loan period)


In these days when it is difficult to get a loan, try getting a loan with the 'Credit Hyeop Sunshine Loan'.

You can also use the annual interest rate without hesitation.

[Sunshine] Iran
Sunshine Loan is a government policy loan for low-income earners who are using high interest rates such as loans, capital and savings banks.
It is a low-interest loan that can be used as a loan for subsistence, a business loan, or a freelance loan.
Who can apply for the Sunshine Loan

Those who can prove their income, such as office workers, workers, self-employed people, freelancers, etc.


Advantages of sunlight

A Sunshine Loan that converts high interest rates into low interest rates.
Sunshine Loan can be quickly consulted with loan for exchange rate / livelihood fund / business loan Sunshine Loan.

Sunshine Loan is available up to KRW 50 million and the loan period ranges from 36 months to 60 months (maximum 5 years).
You can save hundreds of thousands of won in interest every month just by repaying a high interest rate.

If you are using a capital, savings bank, credit card company (card loan), or a loan, only normal repayers
Interest of 20% or more can be converted into 7-8% low interest rates.

In the case of wage earners and business operators with annual income of less than 40 million won, credit ratings 6 to 8
Sunlight theory is possible without any problem.

The Sunshine Loan is monthly repayment of principal and interest in equal installments.
Through the application, you can conveniently use the savings bank's Sunshine Loan target inquiry and limit inquiry.