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About this app

Please use a small loan platform based on AI alternative credit evaluation.

「Please write.」 Service information

1. Loan method that suits me

- Recommend loan products tailored to each customer’s situation and check availability

2. Nanocredit
- Proceed from loan application to screening and contract via mobile
- All processes, from loan consultation, document review, and loan execution, are easy and non-face-to-face!
- Product: Small loan
- Interest rate: minimum 12.0% per year ~ maximum 14.0% per year
- Loan period: minimum 61 days ~ maximum 90 days
- Additional fees: As this is a small loan product, early repayment fees and stamp duty are not charged, and any other fees that may arise during the loan process are clearly notified.
- Repayment method: equal division of principal and interest
- Interest charging period: After every 1 month / In case of late payment: Contracted interest rate + 6%p (within 20% of legal maximum interest rate)

❋ Example of repayment:
∙ Loan amount: KRW 500,000
∙ Interest rate: 1% per month, 12.0% per year
∙ Loan period: 90 days
∙ Repayment method: equal division of principal and interest
∙ Monthly payment example: approximately KRW 171,666

This example is a calculation based on the characteristics of the loan product. There may be differences depending on the detailed terms of the actual loan product.

3. Precautions
- Before using a financial product, please check the terms and conditions through the product description, website, and terms and conditions.
- You have the right to receive a sufficient prior explanation of the product, and please understand the explanation before transacting.
- Excessive borrowing can cause a decline in personal credit score.
- A decline in personal credit score may result in restrictions or disadvantages in financial transactions.
- In case of late payment, you may be required to repay the principal and interest before the expiration of the contract period.